Philo Illinois Post Office, 2007
Philo’s story
166 years in pictures
Census counts: 291 in 1870, 1,392 in 2020. The archive holds 6 old photos and papers going back to 2007 and 2 maps from 1957 on.
- 1860Philo is settled
PhiloIL
Population
1,352
2025 Census estimate · −3.1% since 2020
Typical home
$270K
+7.8% in a year
Household income
$106K
median
Median age
33.6
years
Jobs based here
206
A commuter town
Is Philo a good place to live?
Philo’s best subject grade is an A for health. 34% of residents are under 18 in Philo, where Illinois’ towns sit at 22% and U.S. towns at 22%. Philo has fewer than 2,500 residents, so it gets subject grades but no overall grade.
StrongestAHealth
What makes Philo stand out
Where Philo beats most towns.
Small town
1,352 people, and everyone knows the way
In a town this size, neighbors are the best guide. Ask them anything.
Nearby towns
How Philo grades
Each subject compared with towns across the country (schools within Illinois), ordered by how far Philo is from typical.
HealthCarle Foundation Hospital 8.5 miles awayAOpen →Jobs & incomeB+Open →SchoolsBeat 63% of Illinois districts on tests and graduationBOpen →Cost of livingC+Open →WalkabilityEPA walkability 8.7 of 20; 0% of households have no car; 0.5% of workers walk, bike or ride transitB−Open →Hazard riskFEMA risk higher than 46% of U.S. communities; inland flooding tops the listB−Open →
Character Graded, but not part of the overall grade.
Outdoors2% conserved landB−Open →HistoryB−Open →Civic life4 community nonprofits per 1,000 residentsCOpen →
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.
How TownRatings grades towns →
Nearby attractions
All 21 attractions →American Football House and 12 more within 40 miles
Museums, parks, gardens and other places to visit around Philo. Close and well known come first.
8 mi LandmarkAmerican Football House
8 mi Stadium & arenaGies Memorial Stadium
8 mi TheatreKrannert Center for the Performing Arts
26 mi GardenRobert Allerton Park
22 mi MuseumMonticello Railway Museum
20 mi MuseumOctave Chanute Aerospace MuseumSources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits
American Football House: BanjoZebra, CC BY-SA 4.0 · Gies Memorial Stadium: T.J. Blakeman, CC BY-SA 4.0 · Krannert Center for the Performing Arts: Aries Liang, Public domain · Robert Allerton Park: D. Finnigan, CC BY-SA 3.0 · Monticello Railway Museum: Daniel Schwen, CC BY-SA 4.0 · Octave Chanute Aerospace Museum: Chris Light (talk), CC BY-SA 3.0
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Getting set up
The full setup list →Moving to Philo: who provides what
Who provides power, water and the rest in Philo, and how to reach them.
PowerAmeren Illinois Company16.7¢/kWh · EIA 2025HIFLD · EIA
WaterAqua Illinois-PhiloNo health-based violations in 5 years · EPAEPA
Internet10 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Philo’s trash rules yet
Register to voteOnlineIn Illinois you can register online until 16 days before Election Day, in person up to and including Election Day, or by mail (postmarked 28 days before).vote.govWho runs elections hereChampaign County ClerkChampaign County; contacts on the Handbook page.FVAP, Jun 2025
ZIP code6186461864 100%Census 2020
EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Sep 12, 2025.
The data
Ordered by what stands out in Philo.
HealthA
On CDC estimates, Philo is healthier than 86% of U.S. towns
Philo beats the Illinois average on 10 of 32 CDC measures and trails it on 1. 30% of Philo adults sleep under 7 hours, against 35% in Illinois’ towns and 36% across U.S. towns. 20% of adults binge drink in Philo.
86%healthier than U.S. townsAHealth Grade
| Philo | Illinois towns | U.S. towns | |
|---|---|---|---|
| Sleep under 7 hours (CDC PLACES) | 30% | 35% | 36% |
| Binge drink (CDC PLACES) | 20% | 18% | 16% |
| Get no exercise (CDC PLACES) | 18% | 23% | 25% |
| Obesity (CDC PLACES) | 31% | 37% | 35% |
32 measures vs. Illinois
10 better21 too close to call1 worse
| What stands out | Philo | IL |
|---|---|---|
| Fewer uninsured adults | 5.5% | 9.9% |
| Fewer adults facing food insecurity | 9% | 15.9% |
| More adults who have had cancer | 9.3% | 7.6% |
Carle Foundation Hospital
8.5 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health
CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA
Work & commuteJobs & income grade B+
Philo has 0.4 jobs for every working resident, so most commute out
Most working residents leave Philo for work: only 2% work in town. Jobs based in Philo grew to 206 in 2023, 38 more than in 2013. Philo’s median household income is $106,000.
2%work in town
| Philo | Illinois towns | U.S. towns | |
|---|---|---|---|
| Median household income | $106,000 | $83,000 | $80,000 |
| Working residents who work in town | 1.7% | 8.3% | 8% |
| Average trip to work | 24 minutes | 26 minutes | 25 minutes |
| Below the poverty line | 10% | 8.4% | 9.6% |
Where working residents work
In Philo2%
Champaign33%
Urbana19%
Tolono Township3%
Champaign Township3%
9 mi
median commute distance
206
jobs based in Philo
A commuter town
jobs vs. working residents
B−
Walkability grade: more walkable than 48% of U.S. towns
Census LEHD 2023 · ACS
Who lives here
More children than Illinois overall
The median age in Philo is 33.6 years. Philo has lost 3.1% of its people since 2020, down to 1,352 in the Census Bureau’s 2025 estimate. 29% of adults 25 and older have a bachelor’s degree or more, vs 38% across Illinois.
33.6median age · IL 39
| Philo | Illinois towns | U.S. towns | |
|---|---|---|---|
| Median age | 33.6 years | 40.7 years | 40.5 years |
| Aged 65 or older | 16% | 19% | 18% |
PhiloIllinoisUnited States
Ages · share of residents
20%
Education · adults 25 and older
No diploma5%
High school29%
Some college25%
Associate’s12%
Bachelor’s20%
Graduate9%
Women and men · all residents
53% women, 47% men
That’s an even split within the survey’s margin of ±5.3 points. Across Illinois, 50.6% of residents are women.
| Philo | IL | U.S. | |
|---|---|---|---|
| Under 10 | 20% | 11.5% | 11.6% |
| 10 to 17 | 14.4% | 10.4% | 10.3% |
| 18 to 24 | 4.5% | 9.1% | 9.1% |
| 25 to 34 | 12.9% | 13.6% | 13.7% |
| 35 to 44 | 15.6% | 13.3% | 13.2% |
| 45 to 54 | 9% | 12.4% | 12.2% |
| 55 to 64 | 7.2% | 12.8% | 12.7% |
| 65 to 74 | 8.1% | 10% | 10.2% |
| 75 and older | 8.2% | 7% | 7% |
| No diploma | 5.2% | 9.5% | 10.4% |
| High school | 28.7% | 25.1% | 26% |
| Some college | 25.2% | 19.2% | 19.1% |
| Associate’s | 11.8% | 8.3% | 8.8% |
| Bachelor’s | 20.2% | 22.6% | 21.6% |
| Graduate | 8.9% | 15.3% | 14.1% |
Census population estimates, 2025 · U.S. Census Bureau · ACS 2020-2024 5-year estimates · in a town of 1,400, single groups can be off by several points
Climate
Four seasons and pleasant summers in Philo
Philo has chilly winters and warm summers. July afternoons reach 85°, January nights drop to 18° and about 21 inches of snow falls in a winter.
21″snow a winter
Typical low → high °F
Winter21–38°
Spring41–63°
Summer63–84°
Fall44–65°
Oct 24
typical first frost
Apr 15
typical last frost
+1.3°
vs. the 20th-century average
NOAA U.S. Climate Normals, 1991–2020
HousingCost of living grade C+
The typical home in Philo is valued at about $270K
The typical Philo home is worth about $270,000, up 7.8% in a year, 9% below the Illinois typical home. 90% of Philo households own their home.
$270KZillow home value
| Philo | Illinois towns | U.S. towns | |
|---|---|---|---|
| Households that own their home | 90% | 75% | 73% |
| Median rent | $1,222 a month | $1,129 a month | $1,185 a month |
Typical home value
Philo$270K
Illinois$296K
+7.8%
value change, 1 year
2
homes sold in May
Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center
Natural hazardsHazard risk grade B−
Moderate risk in Philo, with inland flooding at the top
Expected storm and flood damage is lower than in 54% of U.S. communities.
46risk score of 100
FEMA risk score
Inland floodingCold wavesTornadoes
2
federal disasters paid out here
FEMA National Risk Index · OpenFEMA
2.5%conserved
2.5%
conserved · 13 of 529 acres
0.0 mi
of trails · 0 per sq mi
| Biggest places to walk | Trails | Acres |
|---|---|---|
| 1. Firemen's Field | — | 4 |
| 2. Hale Park | — | 3 |
| 3. Hazen Park | — | 2 |
Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US
Keep exploring
Everything we know about Philo
18pages on Philo
The big questions
Out and about
The story
After high school
Colleges nearby
2 within 15 miles of the center of Philo
University of Illinois Urbana-ChampaignUniversity or college · Public · Champaign8 mi$16,004 in-state tuitionParkland CollegeCommunity college · Public · Champaign11.4 mi$4,284 in-state tuition
About 3 of every 100 Philo residents are enrolled in college, against 6 across Illinois.
A commuter town
98% of working residents leave Philo for work
Where Philo’s working residents go each day. Line width shows the share.
206jobs based in Philo
2%of working residents work in town
9 mimedian commute distance
Census LEHD 2023
About Philo
Village in Illinois, United States
Philo is a village in Champaign County, Illinois, United States. The population was 1,392 at the 2020 census.
From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)
- Area
- 0.8 sq mi
- Elevation
- 733 ft
- ZIP code
- 61864
Questions about Philo
Short answers, built from the data on this page.
Is Philo, IL expensive?
That is 4.1 years of the area's median household income ($65,528 across the Champaign-Urbana, IL metro area). Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades C+.