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–Not graded
Natural hazards in Mossville · FEMA

Storms, floods and disasters in Mossville

Mossville isn’t graded for hazard risk: Mossville has 51 residents; we grade towns of 1,000 or more. Flood insurance has paid 69 claims here since 1979.

Flood claims
69
paid since 1979 · $799K
Disasters paid out here
1
of 12 declared for Peoria County
By hazard

What Mossville faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

76%of expected building damage
Above average · higher than 66% of U.S. census tracts
Recorded about 2 times a year in the area

Tornadoes

13%of expected building damage
Well above average · higher than 89% of U.S. census tracts

Hail

5%of expected building damage
Well above average · higher than 86% of U.S. census tracts
Recorded about 4 times a year in the area
Smaller shares here
 Earthquakes Strong wind Ice storms Landslides top 2% Winter storms Lightning Hurricanes Wildfire Cold waves Heat waves
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 21% of Mossville’s expected losses. Cold waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Mossville flood? Sometimes: 69 flood claims since 1979

Every paid claim on a federal flood insurance policy in Mossville, from FEMA’s records.

Paid flood claims, by year
1979: 9 claims1980: 0 claims1981: 0 claims1982: 15 claims1983: 3 claims1984: 0 claims1985: 6 claims1986: 0 claims1987: 0 claims1988: 0 claims1989: 0 claims1990: 0 claims1991: 0 claims1992: 0 claims1993: 1 claim1994: 0 claims1995: 1 claim1996: 0 claims1997: 4 claims1998: 1 claim1999: 0 claims2000: 0 claims2001: 0 claims2002: 2 claims2003: 0 claims2004: 0 claims2005: 0 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 3 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 12 claims2014: 0 claims2015: 2 claims2016: 1 claim2017: 0 claims2018: 0 claims2019: 5 claims2020: 4 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims197919822013
19792026
Biggest named events
  • The Mid-spring storms11 claims · $437K
69
paid claims since 1979
$799K
paid to owners
0
homes flooded more than once
$12K
average claim
of all homes are insured
No community discount

Mossville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Peoria County.
What’s been done with FEMA grants
1flood-prone property bought out and cleared
Disasters

1 federal disaster brought FEMA money to Mossville

Disasters that paid out in Mossville itself (aid to households or repair grants to Mossville), newest first, with that year’s flood claims.

  1. 2013Severe Storms, Straight-line Winds, and Flooding10 households applied for aid$30K aid approved12 flood claims paid that year
Disasters declared, by decade
Paid out in MossvillePeoria County only

Peoria County has had 12 natural disasters declared by the President since 1953, most often floods, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Mossville after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Mossville archive →
Be ready

Get ready for what Mossville faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Hail
  • Park in a garage or under cover when storms are forecast.
  • Stay away from windows while it falls.
  • Photograph roof and car damage for your insurer.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Mossville

Does Mossville flood?

Flood insurance has paid 69 claims in Mossville since 1979, $799K in all. The most claims came from Mid-spring storms (11).

Is Mossville in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Peoria County, 0.4% of all homes carry federal flood insurance.

How much is flood insurance in Mossville?

FEMA’s Community Rating System list shows no discount for Mossville’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Mossville?

By FEMA money that reached Mossville, Severe Storms, Straight-line Winds, and Flooding (2013): 10 households applied for aid, $30K approved. By flood claims, Mid-spring storms: 11 paid, $437K.

Storm stories

Memories, warnings and help from neighbors in Mossville.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Mossville’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.