Photo: formulanone · CC BY-SA 2.0Storms, floods and disasters in Momence Township
Momence Township isn’t graded for hazard risk: FEMA’s tract figures aren’t matched to Momence Township yet. Flood insurance has paid 102 claims here since 1979.
What Momence Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Momence Township flood? Yes: 102 flood claims since 1979
Every paid claim on a federal flood insurance policy in Momence Township, from FEMA’s records.
- Hurricane Ike16 claims · $283K
Momence Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Kankakee County.1 federal disaster brought FEMA money to Momence Township
Disasters that paid out in Momence Township itself (aid to households or repair grants to Momence Township), newest first, with that year’s flood claims.
- 2004Severe Storms and Tornadoes44 households applied for aid$79K aid approved
Kankakee County has had 4 natural disasters declared by the President since 1953, most often winter storms, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Momence Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Momence Township archive →Momence Township and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Lake Township | Bless damage than 60% | river and rain flooding | 10 |
| Yellowhead Township | C−more damage than 77% | river and rain flooding | — |
| Ganeer Township | Dmore damage than 93% | river and rain flooding | 59 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Momence Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Momence Township
Does Momence Township flood?
Flood insurance has paid 102 claims in Momence Township since 1979, $1.5M in all. The most claims came from Hurricane Ike (16).
Is Momence Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Kankakee County, 14% of homes in mapped flood zones carry federal flood insurance, and 0.8% of all homes do.
How much is flood insurance in Momence Township?
FEMA’s Community Rating System list shows no discount for Momence Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Momence Township?
By FEMA money that reached Momence Township, Severe Storms and Tornadoes (2004): 44 households applied for aid, $79K approved. By flood claims, Hurricane Ike: 16 paid, $283K.
Storm stories
Memories, warnings and help from neighbors in Momence Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Momence Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.