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–Not graded
Natural hazards in Mayfield Township · FEMA

Storms, floods and disasters in Mayfield Township

Mayfield Township isn’t graded for hazard risk: Mayfield Township has 851 residents; we grade towns of 1,000 or more. Flood insurance has paid 8 claims here since 1996.

Flood claims
8
paid since 1996 · $117K
Disasters paid out here
0
of 9 declared for DeKalb County
By hazard

What Mayfield Township faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

85%of expected building damage
Above average · higher than 62% of U.S. census tracts
Recorded about once a year in the area

Tornadoes

11%of expected building damage
Above average · higher than 74% of U.S. census tracts
Smaller shares here
 Earthquakes Strong wind Hail Ice storms Lightning Hurricanes Wildfire Winter storms Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 20% of Mayfield Township’s expected losses. Cold waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Mayfield Township flood? Rarely: 8 flood claims since 1996

Every paid claim on a federal flood insurance policy in Mayfield Township, from FEMA’s records.

Paid flood claims, by year
1996: 2 claims1997: 1 claim1998: 0 claims1999: 1 claim2000: 0 claims2001: 0 claims2002: 0 claims2003: 0 claims2004: 0 claims2005: 0 claims2006: 0 claims2007: 2 claims2008: 0 claims2009: 0 claims2010: 1 claim2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 1 claim2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims199619972007
19962026
8
paid claims since 1996
$117K
paid to owners
0
homes flooded more than once
$15K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Mayfield Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: DeKalb County.
Disasters

The storms Mayfield Township remembers

None of the 9 disasters declared for DeKalb County shows FEMA aid or repair money reaching Mayfield Township itself in FEMA’s records, so these are its biggest flood-claim years.

  1. 19962 flood claims paidThe year of Severe Storms and Flooding, declared for DeKalb County
  2. 20072 flood claims paidThe year of Severe Storms and Flooding, declared for DeKalb County
  3. 19971 flood claims paidNo declaration for the county that year
Disasters declared, by decade
Paid out in Mayfield TownshipDeKalb County only

DeKalb County has had 9 natural disasters declared by the President since 1953, most often floods, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Mayfield Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Mayfield Township archive →
Next door

Mayfield Township and its neighbors

How expected damage per building compares across the town line. Tap a town to see its hazards.

Sycamore Township: hazard risk BSouth Grove Township: not gradedSycamore: hazard risk B+DeKalb Township: not gradedSycamore TownshipSouth Grove TownshipSycamoreDeKalb TownshipMayfield Township
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
SycamoreB+less damage than 68%river and rain flooding74
Sycamore TownshipBless damage than 59%river and rain flooding21
South Grove Township—352 residents; we grade 1,000+
DeKalb Township—not graded yet

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Mayfield Township faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Mayfield Township

Does Mayfield Township flood?

Flood insurance has paid 8 claims in Mayfield Township since 1996, $117K in all.

Is Mayfield Township in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In DeKalb County, 21% of homes in mapped flood zones carry federal flood insurance, and 0.5% of all homes do.

How much is flood insurance in Mayfield Township?

FEMA’s Community Rating System list shows no discount for Mayfield Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

Storm stories

Memories, warnings and help from neighbors in Mayfield Township.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Mayfield Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.