Photo: TCP04 · CC BY 4.0FEMA puts Manteno’s expected hazard damage per building above that of 76% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Manteno gets a C− for hazard risk: higher expected damage per building than 76% of U.S. towns, #607 of 768 in Illinois. Most of that expected damage is river and rain flooding (90%). Flood insurance has paid 5 claims here since 1981.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Manteno faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Manteno’s grade
River and rain flooding is 90% of the building damage FEMA expects in Manteno, and Manteno’s rate of river and rain flooding damage is higher than 87% of U.S. census tracts. Next is tornadoes at 7% (higher than 76% of U.S. census tracts).
C− #607 of 768 in Illinois; higher expected damage per building than 76% of U.S. towns (21,298).
Manteno’s residents live in 3 census tracts; FEMA’s figures are combined by where they live.
The typical Illinois town has higher expected damage than 54% of U.S. towns; within the state, Manteno has more expected damage per building than 79% of Illinois towns.
In dollars, FEMA expects about $6.3M a year in losses across Manteno: $5.1M to buildings, the rest to people and crops.
Does Manteno flood? Rarely: 5 flood claims since 1981
Every paid claim on a federal flood insurance policy in Manteno, from FEMA’s records: 1.3 per 1,000 homes, fewer than 73% of the 13,809 U.S. towns with a flood insurance record.
- The Mid-spring storms1 claim · $2K
Manteno isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Kankakee County.2 federal disasters brought FEMA money to Manteno
Disasters that paid out in Manteno itself (aid to households or repair grants to the Village of Manteno), newest first, with that year’s flood claims.
- 2000Illinois Winter Snow Storms$6K to the Village of Manteno for repairs
- 1999Il-winter Storm 1/1/99$8K to the Village of Manteno for repairs
Kankakee County has had 4 natural disasters declared by the President since 1953, most often winter storms, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Manteno after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Manteno archive →Manteno and its neighbors
Manteno is 2nd of the 2 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Bourbonnais | C+more damage than 61% | river and rain flooding | 6 |
| Manteno | C−more damage than 76% | river and rain flooding | 5 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Manteno faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Manteno
Is Manteno at risk for natural disasters?
On FEMA’s National Risk Index, Manteno has higher expected damage per building than 76% of U.S. towns: C− for hazard risk, #607 of 768 in Illinois. Most of the expected damage is river and rain flooding (90%) and tornadoes (7%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Manteno flood?
Flood insurance has paid 5 claims in Manteno since 1981, $11K in all, or 1.3 per 1,000 homes, fewer than 73% of U.S. towns with a flood insurance record. The most claims came from Mid-spring storms (1).
Is Manteno in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Kankakee County, 14% of homes in mapped flood zones carry federal flood insurance, and 0.8% of all homes do.
How much is flood insurance in Manteno?
FEMA’s Community Rating System list shows no discount for Manteno’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Manteno?
By FEMA money that reached Manteno, Il-winter Storm 1/1/99 (1999): $8K to the Village of Manteno for repairs. By flood claims, Mid-spring storms: 1 paid, $2K.
Is Manteno at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (90%), and Manteno’s rate for it is higher than 87% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Manteno.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Manteno’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.