Alvin S. Keys House · Photo: Jim Roberts · CC BY-SA 4.0FEMA expects more hazard damage per building in Leland Grove than in 70% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Leland Grove gets a C for hazard risk: higher expected damage per building than 70% of U.S. towns. Most of that expected damage is river and rain flooding (76%), then tornadoes (12%). Flood insurance has paid 10 claims here since 1994.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Leland Grove faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Earthquakes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Leland Grove’s grade
River and rain flooding is 76% of the building damage FEMA expects in Leland Grove, and Leland Grove’s rate of river and rain flooding damage is higher than 76% of U.S. census tracts. Tornadoes add 12%, at a rate in the top 8% of U.S. census tracts.
C higher expected damage per building than 70% of U.S. towns (21,298).
Leland Grove’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
In dollars, FEMA expects about $975K a year in losses across Leland Grove: $684K to buildings, the rest to people and crops.
Does Leland Grove flood? Sometimes: 10 flood claims since 1994
Every paid claim on a federal flood insurance policy in Leland Grove, from FEMA’s records: 13.6 per 1,000 homes, more than 79% of the 13,809 U.S. towns with a flood insurance record.
Leland Grove isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Sangamon County.4 federal disasters brought FEMA money to Leland Grove
Disasters that paid out in Leland Grove itself (aid to households or repair grants to the City of Leland Grove), newest first, with that year’s flood claims.
- 2023Severe Storms and Flooding$35K to the City of Leland Grove for repairs
- 2006Severe Winter Storm$22K to the City of Leland Grove for repairs
- 2006Tornadoes and Severe Storms$22K to the City of Leland Grove for repairs
- 1999Il-winter Storm 1/1/99$2K to the City of Leland Grove for repairs
Sangamon County has had 9 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Leland Grove after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Leland Grove archive →Leland Grove and its neighbors
Leland Grove is 2nd of the 2 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Woodside Township | Bless damage than 58% | river and rain flooding | 22 |
| Leland Grove | Cmore damage than 70% | river and rain flooding | 10 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Leland Grove faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Leland Grove
Is Leland Grove at risk for natural disasters?
On FEMA’s National Risk Index, Leland Grove has higher expected damage per building than 70% of U.S. towns: C for hazard risk. Most of the expected damage is river and rain flooding (76%) and tornadoes (12%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Leland Grove flood?
Flood insurance has paid 10 claims in Leland Grove since 1994, $307K in all, or 13.6 per 1,000 homes, more than 79% of U.S. towns with a flood insurance record. 2 properties have flooded more than once.
Is Leland Grove in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Sangamon County, 19% of homes in mapped flood zones carry federal flood insurance, and 0.2% of all homes do.
How much is flood insurance in Leland Grove?
FEMA’s Community Rating System list shows no discount for Leland Grove’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Leland Grove?
By FEMA money that reached Leland Grove, Severe Storms and Flooding (2023): $35K to the City of Leland Grove for repairs.
Is Leland Grove at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (76%), and Leland Grove’s rate for it is higher than 76% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Leland Grove.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Leland Grove’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.