Photo: Nyttend · Public domainStorms, floods and disasters in Kampsville
Kampsville isn’t graded for hazard risk: Kampsville has 264 residents; we grade towns of 1,000 or more. Flood insurance has paid 302 claims here since 1979.
What Kampsville faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Kampsville flood? Yes: 302 flood claims since 1979
Every paid claim on a federal flood insurance policy in Kampsville, from FEMA’s records.
- The Midwest Flooding34 claims · $670K
- The Mid-spring storms15 claims · $487K
- The Early winter storms2 claims · $24K
Kampsville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Calhoun County.6 federal disasters brought FEMA money to Kampsville
Disasters that paid out in Kampsville itself (aid to households or repair grants to the Village of Kampsville), newest first, with that year’s flood claims.
- 2019Severe Storms and Flooding$120K to the Village of Kampsville for repairs13 flood claims paid that year
- 2013Severe Storms, Straight-line Winds, and Flooding5 households applied for aid$643 aid approved$8K to the Village of Kampsville for repairs20 flood claims paid that year
- 2008Severe Storms and Flooding4 households applied for aid$36K to the Village of Kampsville for repairs5 flood claims paid that year
- 2002Severe Storms, Tornadoes and Flooding$2K to the Village of Kampsville for repairs7 flood claims paid that year
- 2001Flooding$7K to the Village of Kampsville for repairs
- 1999Il-winter Storm 1/1/99$861 to the Village of Kampsville for repairs
Calhoun County has had 22 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Kampsville after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Kampsville archive →Kampsville and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Bluffdale Township | — | 541 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Kampsville faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Kampsville
Does Kampsville flood?
Flood insurance has paid 302 claims in Kampsville since 1979, $3.2M in all. 22 properties have flooded more than once. The most claims came from Midwest Flooding (34).
Is Kampsville in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Calhoun County, 21% of homes in mapped flood zones carry federal flood insurance, and 3.1% of all homes do.
How much is flood insurance in Kampsville?
FEMA’s Community Rating System list shows no discount for Kampsville’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Kampsville?
By FEMA money that reached Kampsville, Severe Storms and Flooding (2019): $120K to the Village of Kampsville for repairs. By flood claims, Midwest Flooding: 34 paid, $670K.
Storm stories
Memories, warnings and help from neighbors in Kampsville.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Kampsville’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.