Photo: Nyttend · Public domainStorms, floods and disasters in Hutsonville
Hutsonville isn’t graded for hazard risk: Hutsonville has 590 residents; we grade towns of 1,000 or more. Flood insurance has paid 14 claims here since 2005.
What Hutsonville faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Earthquakes
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Hutsonville flood? Sometimes: 14 flood claims since 2005
Every paid claim on a federal flood insurance policy in Hutsonville, from FEMA’s records.
- The Mid-spring storms6 claims · $64K
Hutsonville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Crawford County.2 federal disasters brought FEMA money to Hutsonville
Disasters that paid out in Hutsonville itself (aid to households or repair grants to the Village of Hutsonville), newest first, with that year’s flood claims.
- 2013Severe Storms, Straight-line Winds, and Flooding6 households applied for aid$16K aid approved5 flood claims paid that year
- 2008Severe Storms and Flooding14 households applied for aid$54K aid approved6 flood claims paid that year
Crawford County has had 6 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Hutsonville after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Hutsonville archive →Get ready for what Hutsonville faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Hutsonville
Does Hutsonville flood?
Flood insurance has paid 14 claims in Hutsonville since 2005, $401K in all. 3 properties have flooded more than once. The most claims came from Mid-spring storms (6).
Is Hutsonville in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Crawford County, 11% of homes in mapped flood zones carry federal flood insurance, and 0.2% of all homes do.
How much is flood insurance in Hutsonville?
FEMA’s Community Rating System list shows no discount for Hutsonville’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Hutsonville?
By FEMA money that reached Hutsonville, Severe Storms and Flooding (2008): 14 households applied for aid, $54K approved. By flood claims, Mid-spring storms: 6 paid, $64K.
Storm stories
Memories, warnings and help from neighbors in Hutsonville.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Hutsonville’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.