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Schiller, Alfred A.,HouseSchiller, Alfred A.,House · Photo: Teemu08 · CC BY-SA 3.0
BHazard risk
Natural hazards in Glen Ellyn · FEMA

On FEMA’s figures, Glen Ellyn faces about as much hazard damage per building as the typical U.S. town, mostly from river and rain flooding

On FEMA’s National Risk Index, Glen Ellyn gets a B for hazard risk: lower expected damage per building than 59% of U.S. towns, #234 of 768 in Illinois. Most of that expected damage is river and rain flooding (86%), then tornadoes (11%). Flood insurance has paid 76 claims here since 1978.

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

less than 59%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade#234 of 768 in Illinois

What stands out about Glen Ellyn’s natural hazards

From FEMA’s model and FEMA’s records, below.

By hazard

What Glen Ellyn faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

86%of expected building damage
Above average · higher than 64% of U.S. census tracts
Recorded about 3 times a year in the area

Tornadoes

11%of expected building damage
Above average · higher than 75% of U.S. census tracts
Smaller shares here
 Earthquakes Strong wind Lightning Hail Hurricanes Wildfire Winter storms Ice storms Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 18% of Glen Ellyn’s expected losses. Cold waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Glen Ellyn’s grade

River and rain flooding is 86% of the building damage FEMA expects in Glen Ellyn, and Glen Ellyn’s rate of river and rain flooding damage is higher than 64% of U.S. census tracts. Next is tornadoes at 11% (higher than 75% of U.S. census tracts).

Where Glen Ellyn sits
Glen Ellyn
Least damageMiddleMost damage

B #234 of 768 in Illinois; lower expected damage per building than 59% of U.S. towns (21,298).

Glen Ellyn’s residents live in 14 census tracts; FEMA’s figures are combined by where they live.

What drives the damage to buildings
River and rain flooding86%Tornadoes11%Everything else3%

The typical Illinois town has higher expected damage than 54% of U.S. towns; within the state, Glen Ellyn has less expected damage per building than 70% of Illinois towns.

In dollars, FEMA expects about $12.0M a year in losses across Glen Ellyn: $7.8M to buildings, the rest to people and crops.

A firm figure. It combines 14 census tracts by where Glen Ellyn’s residents live. FEMA’s model is an average year for today’s buildings, not a record: the claims and disasters below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Glen Ellyn flood? Sometimes: 76 flood claims since 1978

Every paid claim on a federal flood insurance policy in Glen Ellyn, from FEMA’s records: 6.8 per 1,000 homes, more than 67% of the 13,809 U.S. towns with a flood insurance record.

Paid flood claims, by year
1978: 3 claims1979: 11 claims1980: 6 claims1981: 0 claims1982: 1 claim1983: 0 claims1984: 0 claims1985: 0 claims1986: 0 claims1987: 11 claims1988: 0 claims1989: 0 claims1990: 0 claims1991: 0 claims1992: 0 claims1993: 0 claims1994: 0 claims1995: 0 claims1996: 4 claims1997: 3 claims1998: 0 claims1999: 0 claims2000: 0 claims2001: 5 claims2002: 0 claims2003: 0 claims2004: 0 claims2005: 0 claims2006: 7 claims2007: 2 claims2008: 7 claims2009: 0 claims2010: 6 claims2011: 0 claims2012: 0 claims2013: 6 claims2014: 1 claim2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 1 claim2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 1 claim2026: 1 claim197919872006
19782026
Biggest named events
  • Hurricane Ike7 claims · $39K
  • The Mid-spring storms6 claims · $45K
  • The Central U.S. April Flooding1 claim · $6K
76
paid claims since 1978
$438K
paid to owners
7
homes flooded more than once
$6K
average claim
Homes that flooded again and again
FEMA “severe repetitive loss” (0)Flooded 2+ times
of homes in flood zones are insured
of all homes are insured
Community discount20% off flood insurance

Glen Ellyn is in FEMA’s Community Rating System (class 6) for its flood-proofing work.

Insurance rates: DuPage County.
What’s been done with FEMA grants
47flood-prone properties bought out and cleared
Disasters

6 federal disasters brought FEMA money to Glen Ellyn

Disasters that paid out in Glen Ellyn itself (aid to households or repair grants to the Village of Glen Ellyn), newest first, with that year’s flood claims.

  1. 2013Severe Storms, Straight-line Winds, and Flooding306 households applied for aid$955K aid approved$36K to the Village of Glen Ellyn for repairs6 flood claims paid that year
  2. 2011Severe Winter Storm and Snowstorm$57K to the Village of Glen Ellyn for repairs
  3. 2010Severe Storms and Flooding183 households applied for aid$345K aid approved6 flood claims paid that year
  4. 2008Severe Storms and Flooding45 households applied for aid$71K aid approved$11K to the Village of Glen Ellyn for repairs7 flood claims paid that year
  5. 2000Illinois Winter Snow Storms$31K to the Village of Glen Ellyn for repairs
  6. 1999Il-winter Storm 1/1/99$55K to the Village of Glen Ellyn for repairs
Disasters declared, by decade
Paid out in Glen EllynDuPage County only

DuPage County has had 13 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Glen Ellyn after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Glen Ellyn archive →
Next door

Glen Ellyn and its neighbors

Glen Ellyn is 3rd of the 4 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.

Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
LombardB+less damage than 68%river and rain flooding94
Carol StreamB+less damage than 68%river and rain flooding123
Glen EllynBless damage than 59%river and rain flooding76
WheatonB−less damage than 53%river and rain flooding152

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Glen Ellyn faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
  • Glen Ellyn residents get 20% off flood insurance.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Glen Ellyn

Is Glen Ellyn at risk for natural disasters?

On FEMA’s National Risk Index, Glen Ellyn has lower expected damage per building than 59% of U.S. towns: B for hazard risk, #234 of 768 in Illinois. Most of the expected damage is river and rain flooding (86%) and tornadoes (11%). This is FEMA’s model of an average year for today’s buildings, not a forecast.

Does Glen Ellyn flood?

Flood insurance has paid 76 claims in Glen Ellyn since 1978, $438K in all, or 6.8 per 1,000 homes, more than 67% of U.S. towns with a flood insurance record. 7 properties have flooded more than once. The most claims came from Hurricane Ike (7).

Is Glen Ellyn in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In DuPage County, 41% of homes in mapped flood zones carry federal flood insurance, and 0.6% of all homes do.

How much is flood insurance in Glen Ellyn?

Glen Ellyn is in FEMA’s Community Rating System (class 6), which takes 20% off federal flood insurance policies for its flood-proofing work. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Glen Ellyn?

By FEMA money that reached Glen Ellyn, Severe Storms, Straight-line Winds, and Flooding (2013): 306 households applied for aid, $955K approved, and $36K to the Village of Glen Ellyn for repairs. By flood claims, Hurricane Ike: 7 paid, $39K.

Is Glen Ellyn at risk from river and rain flooding?

It is the largest share of the building damage FEMA expects here (86%), and Glen Ellyn’s rate for it is higher than 64% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Glen Ellyn.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Glen Ellyn’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.