GirardIL
A town of 1,768, settled in 1853. A typical home costs 2 years of the St. Louis metro’s $80K median household income.
Is Girard a good place to live?
Girard’s best subject grades are an A for cost of living and civic life and an A− for walkability; its weakest is a D for incomes. 31% of residents live below the poverty line in Girard, where Illinois’ towns sit at 8.4% and U.S. towns at 9.6%. Only 42 of Illinois’ 1,285 towns score lower on incomes. Girard has fewer than 2,500 residents, so it gets subject grades but no overall grade.
What makes Girard stand out
Where Girard beats most towns.
Typical home value
Community nonprofits per 1,000 residents
Girard has shrunk 17% since 2010
2,103 counted in 2010 and 1,785 in 2020; an estimated 1,768 in 2025.
U.S. Census 2010 & 2020 counts · Census Bureau estimate, July 1, 2025
How Girard grades
Each subject compared with towns across the country (schools within Illinois), ordered by how far Girard is from typical.
How TownRatings grades towns →
Moving to Girard: who provides what
Who provides power, water and the rest in Girard, and how to reach them.
EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Sep 12, 2025.
The data
Ordered by what stands out in Girard.
A typical Girard home is worth about $158K
The typical Girard home is worth about $158,000, up 8.5% in a year, 47% below the Illinois typical home. 55% of Girard households own their home, below both Illinois’ towns (75%) and U.S. towns (73%). The median rent in Girard is $808 a month.
| Girard | Illinois towns | U.S. towns | |
|---|---|---|---|
| Households that own their home | 55% | 75% | 73% |
| Median rent | $808 a month | $1,129 a month | $1,185 a month |
Typical home value
Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center
A larger share of adults smoke cigarettes in Girard than in most of Illinois or the rest of the country
19% of adults smoke cigarettes in Girard. Girard beats the Illinois average on 0 of 32 CDC measures and trails it on 15. 28% of adults get no exercise outside work in Girard.
| Girard | Illinois towns | U.S. towns | |
|---|---|---|---|
| Frequent physical distress (CDC PLACES) | 17% | 13% | 14% |
| Smoke cigarettes (CDC PLACES) | 19% | 13% | 14% |
| Fair or poor health (CDC PLACES) | 24% | 18% | 19% |
| Frequent mental distress (CDC PLACES) | 19% | 17% | 17% |
| What stands out | Girard | IL |
|---|---|---|
| More older adults who have lost all their teeth | 19.6% | 10.3% |
| More adults with COPD | 10.8% | 6.3% |
| More smokers | 18.8% | 12.1% |
CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA
With 0.5 jobs for every working resident, most of Girard’s workers commute out
Most working residents leave Girard for work: only 8% work in town. Girard’s median household income is $50,000. Jobs based in Girard fell to 393 in 2023, 100 fewer than in 2013.
| Girard | Illinois towns | U.S. towns | |
|---|---|---|---|
| Median household income | $50,000 | $83,000 | $80,000 |
| Work from home | 13% | 11% | 11% |
Where working residents work
Census LEHD 2023 · ACS
Girard has four seasons and pleasant summers
Girard has chilly winters and warm summers. July afternoons reach 86°, January nights drop to 20° and about 16 inches of snow falls in a winter.
Typical low → high °F
NOAA U.S. Climate Normals, 1991–2020
Inland flooding leads a moderate hazard risk in Girard
Expected storm and flood damage is higher than in 53% of U.S. communities.
FEMA National Risk Index · OpenFEMA
| Biggest places to walk | Trails | Acres |
|---|---|---|
| 1. West Park | — | 5 |
| 2. South Park | — | 1 |
Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US
Everything we know about Girard
Colleges nearby
1 within 15 miles of the center of Girard
About 5 of every 100 Girard residents are enrolled in college, about the same as Illinois.
92% of working residents leave Girard for work
Where Girard’s working residents go each day. Line width shows the share.
Census LEHD 2023
Famous people from Girard
3 notable people were born in Girard.
About Girard
City in Illinois, United States
Girard is a city in Macoupin County, Illinois, United States. The population was 1,785 at the 2020 census, down from 2,103 in 2010.
From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)
- Area
- 0.9 sq mi
- Elevation
- 669 ft
- ZIP code
- 62640
- Area code
- 217
Girard’s neighbors
2 towns share a border with Girard.
| Town | IL rank | Overall | Cost | Safety | Schools | Health |
|---|---|---|---|---|---|---|
| Girard | — | — | A | — | C | C− |
| Girard Township | — | — | A | — | C | C |
| Nilwood Township | — | — | — | — | — | — |
Girard and Girard Township have fewer than 2,500 residents, so they get subject grades but no overall grade. Girard and Girard Township report no FBI crime data of their own. Nilwood Township isn’t graded (fewer than 1,000 residents, or not enough data). Compare Girard with a neighbor →
Questions about Girard
Short answers, built from the data on this page.
Is Girard, IL a good place to live?
A typical home costs 2 years of the St.
Is Girard, IL expensive?
Not for the area. Louis, MO-IL metro area). Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades A.
What is Girard, IL known for?
3 notable people were born here, including Charlotte Pierce and Henry Drum.