Photo: Brian Stansberry · CC BY 4.0FEMA puts Galatia Township’s expected hazard damage per building above that of 83% of U.S. towns, led by river and rain flooding
On FEMA’s National Risk Index, Galatia Township gets a C− for hazard risk: higher expected damage per building than 83% of U.S. towns. Most of that expected damage is river and rain flooding (49%), then earthquakes (33%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Galatia Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Earthquakes
Strong wind
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Galatia Township’s grade
River and rain flooding is 49% of the building damage FEMA expects in Galatia Township, and Galatia Township’s rate of river and rain flooding damage is higher than 65% of U.S. census tracts. Strong wind adds 7%, at a rate in the top 2% of U.S. census tracts.
C− higher expected damage per building than 83% of U.S. towns (21,298).
All of Galatia Township’s residents live in one census tract; the figures are that tract’s.
In dollars, FEMA expects about $835K a year in losses across Galatia Township: $498K to buildings, the rest to people and crops.
Does Galatia Township flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Galatia Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Galatia Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Saline County.2 federal disasters brought FEMA money to Galatia Township
Disasters that paid out in Galatia Township itself (aid to households or repair grants to Galatia Township), newest first, with that year’s flood claims.
- 2011Severe Storms and Flooding$22K to Galatia Township for repairs
- 2004Record/near Record Snow$3K to Galatia Township for repairs
Saline County has had 6 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Galatia Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Galatia Township archive →Galatia Township and its neighbors
Galatia Township is 2nd of the 2 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Raleigh Township | C−more damage than 83% | river and rain flooding | — |
| Galatia Township | C−more damage than 83% | river and rain flooding | 0 |
| Brushy Township | — | not graded yet | |
| Tate Township | — | 208 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Galatia Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Galatia Township
Is Galatia Township at risk for natural disasters?
On FEMA’s National Risk Index, Galatia Township has higher expected damage per building than 83% of U.S. towns: C− for hazard risk. Most of the expected damage is river and rain flooding (49%) and earthquakes (33%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Galatia Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Saline County, 11% of homes in mapped flood zones carry federal flood insurance, and 0.8% of all homes do.
How much is flood insurance in Galatia Township?
FEMA’s Community Rating System list shows no discount for Galatia Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Galatia Township?
By FEMA money that reached Galatia Township, Severe Storms and Flooding (2011): $22K to Galatia Township for repairs.
Is Galatia Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (49%), and Galatia Township’s rate for it is higher than 65% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Galatia Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Galatia Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.