On FEMA’s figures, Fondulac Township faces about as much hazard damage per building as the typical U.S. town, mostly from river and rain flooding
On FEMA’s National Risk Index, Fondulac Township gets a C+ for hazard risk: higher expected damage per building than 58% of U.S. towns, #414 of 768 in Illinois. Most of that expected damage is river and rain flooding (81%), then tornadoes (12%). Flood insurance has paid 35 claims here since 1979.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Fondulac Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Fondulac Township’s grade
River and rain flooding is 81% of the building damage FEMA expects in Fondulac Township, and Fondulac Township’s rate of river and rain flooding damage is higher than 68% of U.S. census tracts. Tornadoes add 12%, at a rate in the top 6% of U.S. census tracts.
C+ #414 of 768 in Illinois; higher expected damage per building than 58% of U.S. towns (21,298).
Fondulac Township’s residents live in 7 census tracts; FEMA’s figures are combined by where they live.
The typical Illinois town has higher expected damage than 54% of U.S. towns; within the state, Fondulac Township has more expected damage per building than 54% of Illinois towns.
In dollars, FEMA expects about $8.6M a year in losses across Fondulac Township: $6.7M to buildings, the rest to people and crops.
Does Fondulac Township flood? Sometimes: 35 flood claims since 1979
Every paid claim on a federal flood insurance policy in Fondulac Township, from FEMA’s records: 5.7 per 1,000 homes, more than 63% of the 13,809 U.S. towns with a flood insurance record.
Fondulac Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Tazewell County.2 federal disasters brought FEMA money to Fondulac Township
Disasters that paid out in Fondulac Township itself (aid to households or repair grants to Fondulac Township), newest first, with that year’s flood claims.
- 2011Severe Winter Storm and Snowstorm$3K to Fondulac Township for repairs
- 2006Snow$4K to Fondulac Township for repairs
Tazewell County has had 12 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Fondulac Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Fondulac Township archive →Fondulac Township and its neighbors
Fondulac Township is 8th of the 9 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Peoria | B+less damage than 69% | river and rain flooding | 345 |
| Peoria City Township | B+less damage than 68% | river and rain flooding | 222 |
| Groveland Township | Bless damage than 64% | river and rain flooding | 38 |
| Richwoods Township | Bless damage than 62% | river and rain flooding | 291 |
| Washington Township | Bless damage than 61% | river and rain flooding | 24 |
| East Peoria | B−more damage than 51% | river and rain flooding | 87 |
| Morton | C+more damage than 55% | river and rain flooding | 9 |
| Fondulac Township | C+more damage than 58% | river and rain flooding | 35 |
| Spring Bay Township | C−more damage than 78% | river and rain flooding | 393 |
| Pekin Township | — | not graded yet | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Fondulac Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Fondulac Township
Is Fondulac Township at risk for natural disasters?
On FEMA’s National Risk Index, Fondulac Township has higher expected damage per building than 58% of U.S. towns: C+ for hazard risk, #414 of 768 in Illinois. Most of the expected damage is river and rain flooding (81%) and tornadoes (12%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Fondulac Township flood?
Flood insurance has paid 35 claims in Fondulac Township since 1979, $267K in all, or 5.7 per 1,000 homes, more than 63% of U.S. towns with a flood insurance record.
Is Fondulac Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Tazewell County, 17% of homes in mapped flood zones carry federal flood insurance, and 0.2% of all homes do.
How much is flood insurance in Fondulac Township?
FEMA’s Community Rating System list shows no discount for Fondulac Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Fondulac Township?
By FEMA money that reached Fondulac Township, Snow (2006): $4K to Fondulac Township for repairs.
Is Fondulac Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (81%), and Fondulac Township’s rate for it is higher than 68% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Fondulac Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Fondulac Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.