East Lincoln Township’s building-damage rate from tornadoes is in the top 3% of U.S. census tracts
On FEMA’s National Risk Index, East Lincoln Township gets a B− for hazard risk: higher expected damage per building than 54% of U.S. towns, #382 of 768 in Illinois. Most of that expected damage is river and rain flooding (62%), then tornadoes (18%). Flood insurance has paid 5 claims here since 1979.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What East Lincoln Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Earthquakes
Strong wind
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind East Lincoln Township’s grade
River and rain flooding is 62% of the building damage FEMA expects in East Lincoln Township, and East Lincoln Township’s rate of river and rain flooding damage is higher than 51% of U.S. census tracts. Tornadoes add 18%, at a rate in the top 3% of U.S. census tracts.
B− #382 of 768 in Illinois; higher expected damage per building than 54% of U.S. towns (21,298).
East Lincoln Township’s residents live in 5 census tracts; FEMA’s figures are combined by where they live.
The typical Illinois town has higher expected damage than 54% of U.S. towns; within the state, East Lincoln Township has less expected damage per building than 50% of Illinois towns.
In dollars, FEMA expects about $4.6M a year in losses across East Lincoln Township: $2.7M to buildings, the rest to people and crops.
Does East Lincoln Township flood? Rarely: 5 flood claims since 1979
Every paid claim on a federal flood insurance policy in East Lincoln Township, from FEMA’s records: 1.4 per 1,000 homes, fewer than 70% of the 13,809 U.S. towns with a flood insurance record.
East Lincoln Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Logan County.1 federal disaster brought FEMA money to East Lincoln Township
Disasters that paid out in East Lincoln Township itself (aid to households or repair grants to East Lincoln Township), newest first, with that year’s flood claims.
- 1999Il-winter Storm 1/1/99$2K to East Lincoln Township for repairs
Logan County has had 9 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of East Lincoln Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the East Lincoln Township archive →East Lincoln Township and its neighbors
East Lincoln Township is 2nd of the 2 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| West Lincoln Township | B−more damage than 52% | river and rain flooding | 16 |
| East Lincoln Township | B−more damage than 54% | river and rain flooding | 5 |
| Oran Township | — | 346 residents; we grade 1,000+ | |
| Eminence Township | — | 258 residents; we grade 1,000+ | |
| Atlanta Township | — | not graded yet | |
| Chester Township | — | 508 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what East Lincoln Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in East Lincoln Township
Is East Lincoln Township at risk for natural disasters?
On FEMA’s National Risk Index, East Lincoln Township has higher expected damage per building than 54% of U.S. towns: B− for hazard risk, #382 of 768 in Illinois. Most of the expected damage is river and rain flooding (62%) and tornadoes (18%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does East Lincoln Township flood?
Flood insurance has paid 5 claims in East Lincoln Township since 1979, $27K in all, or 1.4 per 1,000 homes, fewer than 70% of U.S. towns with a flood insurance record.
Is East Lincoln Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Logan County, 15% of homes in mapped flood zones carry federal flood insurance, and 0.4% of all homes do.
How much is flood insurance in East Lincoln Township?
FEMA’s Community Rating System list shows no discount for East Lincoln Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in East Lincoln Township?
By FEMA money that reached East Lincoln Township, Il-winter Storm 1/1/99 (1999): $2K to East Lincoln Township for repairs.
Is East Lincoln Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (62%), and East Lincoln Township’s rate for it is higher than 51% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in East Lincoln Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where East Lincoln Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.