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IL9wIL96ewSigns-DallasCity (24543641097)Photo: formulanone from Huntsville, United States · CC BY-SA 2.0
–Not graded
Natural hazards in Dallas City Township · FEMA

Storms, floods and disasters in Dallas City Township

Dallas City Township isn’t graded for hazard risk: Dallas City Township has 855 residents; we grade towns of 1,000 or more.

Flood claims
0
paid since 1978 · $0
Disasters paid out here
3
of 16 declared for Hancock County
By hazard

What Dallas City Township faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

85%of expected building damage
Well above average · in the top 5% of U.S. census tracts
Recorded about 3 times a year in the area

Strong wind

6%of expected building damage
Well above average · in the top 2% of U.S. census tracts
Recorded about 5 times a year in the area
Smaller shares here
 Hail Tornadoes Earthquakes Ice storms Lightning Hurricanes Wildfire Winter storms Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 15% of Dallas City Township’s expected losses. Cold waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Dallas City Township flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Dallas City Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of homes in flood zones are insured
of all homes are insured
No community discount

Dallas City Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hancock County.
What’s been done with FEMA grants
19flood-prone properties bought out and cleared
Disasters

3 federal disasters brought FEMA money to Dallas City Township

Disasters that paid out in Dallas City Township itself (aid to households or repair grants to Dallas City Township), newest first, with that year’s flood claims.

  1. 2013Severe Storms, Straight-line Winds, and Flooding$15K to Dallas City Township for repairs
  2. 2011Severe Winter Storm and Snowstorm$763 to Dallas City Township for repairs
  3. 2008Severe Storms and Flooding37 households applied for aid$222K aid approved
Disasters declared, by decade
Paid out in Dallas City TownshipHancock County only

Hancock County has had 16 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Dallas City Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Dallas City Township archive →
Next door

Dallas City Township and its neighbors

How expected damage per building compares across the town line. Tap a town to see its hazards.

Pontoosuc Township: not gradedDurham Township: not gradedDallas City: not gradedLomax Township: not gradedPontoosuc TownshipDurham TownshipDallas CityLomax TownshipDallas City Township
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Pontoosuc Township—258 residents; we grade 1,000+
Durham Township—228 residents; we grade 1,000+
Dallas City—894 residents; we grade 1,000+
Lomax Township—740 residents; we grade 1,000+

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Dallas City Township faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
High winds
  • Trim dead limbs over the house and driveway.
  • Tie down trash cans and outdoor furniture.
  • Stay clear of downed lines and call the utility.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Dallas City Township

Is Dallas City Township in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Hancock County, 20% of homes in mapped flood zones carry federal flood insurance, and 0.7% of all homes do.

How much is flood insurance in Dallas City Township?

FEMA’s Community Rating System list shows no discount for Dallas City Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Dallas City Township?

By FEMA money that reached Dallas City Township, Severe Storms and Flooding (2008): 37 households applied for aid, $222K approved.

Storm stories

Memories, warnings and help from neighbors in Dallas City Township.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Dallas City Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.