More hazard damage per building is expected in Centreville Township than in 88% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Centreville Township gets a D for hazard risk: higher expected damage per building than 88% of U.S. towns, #728 of 768 in Illinois. Most of that expected damage is river and rain flooding (68%), then earthquakes (23%). Flood insurance has paid 113 claims here since 1979.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What stands out about Centreville Township’s natural hazards
From FEMA’s model and FEMA’s records, below.
What Centreville Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Earthquakes
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Centreville Township’s grade
River and rain flooding is 68% of the building damage FEMA expects in Centreville Township, and Centreville Township’s rate of river and rain flooding damage is higher than 88% of U.S. census tracts. Next is earthquakes at 23% (higher than 86% of U.S. census tracts).
D #728 of 768 in Illinois; higher expected damage per building than 88% of U.S. towns (21,298).
Centreville Township’s residents live in 12 census tracts; FEMA’s figures are combined by where they live.
The typical Illinois town has higher expected damage than 54% of U.S. towns; within the state, Centreville Township has more expected damage per building than 95% of Illinois towns.
In dollars, FEMA expects about $14.1M a year in losses across Centreville Township: $9.2M to buildings, the rest to people and crops.
Does Centreville Township flood? Yes: 113 flood claims since 1979
Every paid claim on a federal flood insurance policy in Centreville Township, from FEMA’s records: 11.5 per 1,000 homes, more than 76% of the 13,809 U.S. towns with a flood insurance record.
- The Midwest Flooding11 claims · $27K
- The Late July Flooding4 claims · $428K
- The March storm3 claims · $8K
Centreville Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: St. Clair County.2 federal disasters brought FEMA money to Centreville Township
Disasters that paid out in Centreville Township itself (aid to households or repair grants to Centreville Township), newest first, with that year’s flood claims.
- 2024Severe Storms, Tornadoes, Straight-line Winds, and Floodng72 households applied for aid$288K aid approved4 flood claims paid that year
- 2022Severe Storm and Flooding107 households applied for aid$339K aid approved6 flood claims paid that year
St. Clair County has had 16 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Centreville Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Centreville Township archive →Centreville Township and its neighbors
Centreville Township is 4th of the 7 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Stookey Township | C+more damage than 58% | river and rain flooding | 12 |
| Belleville | C−more damage than 81% | river and rain flooding | 38 |
| St. Louis | C−more damage than 85% | river and rain flooding | 494 |
| Centreville Township | Dmore damage than 88% | river and rain flooding | 113 |
| Cahokia Heights | Dmore damage than 88% | river and rain flooding | 83 |
| Sugar Loaf Township | Dmore damage than 89% | river and rain flooding | 2 |
| East St. Louis | Dmore damage than 91% | river and rain flooding | 388 |
| East St. Louis Township | — | not graded yet | |
| Sauget | — | 307 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Centreville Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Centreville Township
Is Centreville Township at risk for natural disasters?
On FEMA’s National Risk Index, Centreville Township has higher expected damage per building than 88% of U.S. towns: D for hazard risk, #728 of 768 in Illinois. Most of the expected damage is river and rain flooding (68%) and earthquakes (23%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Centreville Township flood?
Flood insurance has paid 113 claims in Centreville Township since 1979, $1.1M in all, or 11.5 per 1,000 homes, more than 76% of U.S. towns with a flood insurance record. The most claims came from Midwest Flooding (11).
Is Centreville Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In St. Clair County, 1.0% of all homes carry federal flood insurance.
How much is flood insurance in Centreville Township?
FEMA’s Community Rating System list shows no discount for Centreville Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Centreville Township?
By FEMA money that reached Centreville Township, Severe Storm and Flooding (2022): 107 households applied for aid, $339K approved. By flood claims, Midwest Flooding: 11 paid, $27K.
Is Centreville Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (68%), and Centreville Township’s rate for it is higher than 88% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Centreville Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Centreville Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.