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C−Hazard risk
Natural hazards in Blue Ridge Township · FEMA

On FEMA’s figures, Blue Ridge Township faces more hazard damage per building than 81% of U.S. towns, mostly from river and rain flooding

On FEMA’s National Risk Index, Blue Ridge Township gets a C− for hazard risk: higher expected damage per building than 81% of U.S. towns. Most of that expected damage is river and rain flooding (80%). FEMA’s files show no paid flood insurance claims here.

River and rain flooding 80%Tornadoes 8%Earthquakes 4%

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

more than 81%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade
Hazard risk
C−
in Illinois · higher than 81% of U.S. towns
Main hazard
River and rain flooding
80% of expected building damage
Flood claims
0
paid since 1978 · $0
Disasters paid out here
0
of 6 declared for Piatt County
By hazard

What Blue Ridge Township faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

80%of expected building damage
Well above average · higher than 87% of U.S. census tracts
Recorded about once every 1 years in the area

Tornadoes

8%of expected building damage
Well above average · higher than 89% of U.S. census tracts
Recorded about once every 5 years in the area
Smaller shares here
 Earthquakes Strong wind Hail Ice storms Winter storms Hurricanes Wildfire Cold waves Heat waves Landslides Lightning
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts drought at 15% of Blue Ridge Township’s expected losses. Drought does little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Blue Ridge Township’s grade

River and rain flooding is 80% of the building damage FEMA expects in Blue Ridge Township, and Blue Ridge Township’s rate of river and rain flooding damage is higher than 87% of U.S. census tracts. Strong wind adds 4%, at a rate in the top 5% of U.S. census tracts.

Where Blue Ridge Township sits
Blue Ridge Township
Least damageMiddleMost damage

C− higher expected damage per building than 81% of U.S. towns (21,298).

All of Blue Ridge Township’s residents live in one census tract; the figures are that tract’s.

What drives the damage to buildings
River and rain flooding80%Tornadoes8%Earthquakes4%Everything else7%

In dollars, FEMA expects about $1.3M a year in losses across Blue Ridge Township: $817K to buildings, the rest to people and crops.

Shared tract.All of Blue Ridge Township’s 1,382 residents (2020 census) live in one census tract, which it shares with Mansfield village (928 residents) and Goose Creek township (788 residents) and De Land village (447 residents) and White Heath CDP (251 residents). FEMA publishes its model by tract, so the rate and the hazard mix are the tract’s, the same for all of them. The flood claims below are the township’s own.
A shared figure. The grade describes the whole tract, not each street in it, and FEMA’s model is an average year for today’s buildings, not a record: the claims below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Blue Ridge Township flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Blue Ridge Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of homes in flood zones are insured
of all homes are insured
No community discount

Blue Ridge Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Piatt County.
Disasters

The storms Blue Ridge Township remembers

None of the 6 disasters declared for Piatt County shows FEMA aid or repair money reaching Blue Ridge Township itself in FEMA’s records, so these are its biggest flood-claim years.

Disasters declared, by decade
Paid out in Blue Ridge TownshipPiatt County only

Piatt County has had 6 natural disasters declared by the President since 1953, most often winter storms, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Next door

Blue Ridge Township and its neighbors

Blue Ridge Township is 3rd of the 4 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.

Santa Anna Township: hazard risk C+Bellflower Township: not gradedSangamon Township: hazard risk C−Goose Creek Township: not gradedMahomet Township: hazard risk C−Santa Anna TownshipBellflower TownshipSangamon TownshipGoose Creek TownshipMahomet TownshipBlue Ridge Township
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Santa Anna TownshipC+more damage than 60%river and rain flooding—
Sangamon TownshipC−more damage than 81%river and rain flooding5
Blue Ridge TownshipC−more damage than 81%river and rain flooding0
Mahomet TownshipC−more damage than 81%river and rain flooding4
Bellflower Township—424 residents; we grade 1,000+
Goose Creek Township—745 residents; we grade 1,000+

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Blue Ridge Township faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Blue Ridge Township

Is Blue Ridge Township at risk for natural disasters?

On FEMA’s National Risk Index, Blue Ridge Township has higher expected damage per building than 81% of U.S. towns: C− for hazard risk. Most of the expected damage is river and rain flooding (80%) and tornadoes (8%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.

Is Blue Ridge Township in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Piatt County, 21% of homes in mapped flood zones carry federal flood insurance, and 0.4% of all homes do.

How much is flood insurance in Blue Ridge Township?

FEMA’s Community Rating System list shows no discount for Blue Ridge Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

Is Blue Ridge Township at risk from river and rain flooding?

It is the largest share of the building damage FEMA expects here (80%), and Blue Ridge Township’s rate for it is higher than 87% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Blue Ridge Township.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Blue Ridge Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.