Photo: Billwhittaker · CC BY-SA 3.0Storms, floods and disasters in Stacyville
Stacyville isn’t graded for hazard risk: Stacyville has 545 residents; we grade towns of 1,000 or more. Flood insurance has paid 1 claim here since 2013.
What Stacyville faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Strong wind
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Stacyville flood? Rarely: 1 flood claim since 2013
Every paid claim on a federal flood insurance policy in Stacyville, from FEMA’s records.
Stacyville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Mitchell County.4 federal disasters brought FEMA money to Stacyville
Disasters that paid out in Stacyville itself (aid to households or repair grants to the City of Stacyville), newest first, with that year’s flood claims.
- 2013Severe Storms, Tornadoes, and Flooding$26K to the City of Stacyville for repairs1 flood claim paid that year
- 2008Severe Storms, Tornadoes, and Flooding8 households applied for aid$7K aid approved$6K to the City of Stacyville for repairs
- 2007Severe Winter Storms$3K to the City of Stacyville for repairs
- 1999Severe Storms and Flooding$867 to the City of Stacyville for repairs
Mitchell County has had 17 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Stacyville after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Stacyville archive →Get ready for what Stacyville faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Stacyville
Does Stacyville flood?
Flood insurance has paid 1 claim in Stacyville since 2013, $4K in all.
Is Stacyville in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Mitchell County, 6% of homes in mapped flood zones carry federal flood insurance, and 0.2% of all homes do.
How much is flood insurance in Stacyville?
FEMA’s Community Rating System list shows no discount for Stacyville’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Stacyville?
By FEMA money that reached Stacyville, Severe Storms, Tornadoes, and Flooding (2013): $26K to the City of Stacyville for repairs.
Storm stories
Memories, warnings and help from neighbors in Stacyville.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Stacyville’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.