Storms, floods and disasters in Sexton
Sexton isn’t graded for hazard risk: Sexton has 24 residents; we grade towns of 1,000 or more. Flood insurance has paid 1 claim here since 1979.
What Sexton faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Sexton flood? Rarely: 1 flood claim since 1979
Every paid claim on a federal flood insurance policy in Sexton, from FEMA’s records.
Sexton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Kossuth County.The storms Sexton remembers
None of the 17 disasters declared for Kossuth County shows FEMA aid or repair money reaching Sexton itself in FEMA’s records, so these are its biggest flood-claim years.
- 19791 flood claims paidThe year of High Winds and Tornadoes, declared for Kossuth County
Kossuth County has had 17 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Sexton after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Sexton archive →Get ready for what Sexton faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Sexton
Does Sexton flood?
Flood insurance has paid 1 claim in Sexton since 1979, $1K in all.
Is Sexton in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Kossuth County, 0.0% of all homes carry federal flood insurance.
How much is flood insurance in Sexton?
FEMA’s Community Rating System list shows no discount for Sexton’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Storm stories
Memories, warnings and help from neighbors in Sexton.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Sexton’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.