McGregor Commercial Historic District (Additional Documentation) · Photo: w:Flickr user LHOON · CC BY-SA 2.0Storms, floods and disasters in McGregor
McGregor isn’t graded for hazard risk: McGregor has 719 residents; we grade towns of 1,000 or more. Flood insurance has paid 13 claims here since 1982.
What McGregor faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Hail
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does McGregor flood? Sometimes: 13 flood claims since 1982
Every paid claim on a federal flood insurance policy in McGregor, from FEMA’s records.
- The Severe flooding1 claim · $63K
- The Midwest Flooding1 claim · $2K
McGregor isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Clayton County.7 federal disasters brought FEMA money to McGregor
Disasters that paid out in McGregor itself (aid to households or repair grants to the City of McGregor), newest first, with that year’s flood claims.
- 2023Flooding$107K to the City of McGregor for repairs1 flood claim paid that year
- 2019Severe Storms and Flooding$143K to the City of McGregor for repairs
- 2017Severe Storms, Tornadoes, Straight-line Winds, and Flooding$273K to the City of McGregor for repairs
- 2013Severe Storms, Tornadoes, and Flooding$46K to the City of McGregor for repairs1 flood claim paid that year
- 2008Severe Storms, Tornadoes, and Flooding$41K to the City of McGregor for repairs
- 2004Severe Storms, Tornadoes, and Flooding$70K to the City of McGregor for repairs2 flood claims paid that year
Show all 7
- 2001Severe Storms, Tornadoes and Flooding$37K to the City of McGregor for repairs1 flood claim paid that year
Clayton County has had 24 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of McGregor after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the McGregor archive →McGregor and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Marquette | — | 443 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what McGregor faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in McGregor
Does McGregor flood?
Flood insurance has paid 13 claims in McGregor since 1982, $83K in all. 1 properties have flooded more than once. The most claims came from Severe flooding (1).
Is McGregor in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Clayton County, 13% of homes in mapped flood zones carry federal flood insurance, and 0.9% of all homes do.
How much is flood insurance in McGregor?
FEMA’s Community Rating System list shows no discount for McGregor’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in McGregor?
By FEMA money that reached McGregor, Severe Storms, Tornadoes, Straight-line Winds, and Flooding (2017): $273K to the City of McGregor for repairs. By flood claims, Severe flooding: 1 paid, $63K.
Storm stories
Memories, warnings and help from neighbors in McGregor.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where McGregor’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.