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Mapleton, IAPhoto: Jared Winkler · CC BY-SA 4.0
ACost of living
Cost of living in Mapleton

Measured against area pay, Mapleton costs less to live in than 95% of U.S. towns

About the same as a year ago, 27% below the Iowa typical home.

Census 2020–24 home values, rents, tax bills and cost burden, measured against the median household income of Monona County, IA ($68K). How TownRatings grades cost of living

Typical home value
$172K
▼ 0.1% in a year · IA $237K
Zillow
Homes sold
2
in September 2026 · 3 for sale
2-bedroom rent
$960
a month, utilities in · HUD
Median tax bill
$1,313
IA $2,897
Area income (the grade’s yardstick)
$68K
Monona County median

Only 2 sales in September 2026: in a market this size, monthly medians swing a lot, so the typical value is the steadier guide.

Why Mapleton gets an A

The grade compares costs with what households across Monona County earn ($68K, Census 2020–24). The typical home costs 1.7 years of area income, and 60% of renters pay 30% or more of income for housing.

In dollars

  • $172Ktypical home, 27% below the Iowa typical homeZillow, September 2026
  • $960a month for a two-bedroom, utilities includedHUD Fair Market Rent, 2026

In paychecks the grade

  • 1.7 yrsof area income buys the typical home; the typical U.S. town: 3.3$68K, Monona County income
  • 15%of area income goes to the median rent; the typical U.S. town: 18%Census 2020–24
  • 19%of owners do; the typical U.S. town: 20%Census 2020–24

What kind of housing town is Mapleton?

Read from the numbers below. The page puts what stands out first.

Cost of living grade

What’s behind Mapleton’s grade

Measured against what households in the area earn, Mapleton is more affordable than 95% of U.S. towns. The share of households paying 30%+ for housing pulls the grade down most; home prices hold it up.

All U.S. towns we grade (21,243)More affordable than 95%
CostlierMore affordable

Prices here have kept pace with Iowa: up 21.8% in five years, against 25.9% statewide (Zillow).

How sure. Mapleton’s Census figures cover about 472 households. At the ends of the Census margins (area income ±$6,651, owners paying 30%+ ±7.4 points), Mapleton could be anywhere from A− to A+.

How TownRatings grades cost of living →

Price trend

Up 21.8% in five years

Slower than Iowa (25.9%).

MapletonIowa
$100K$125K$150K$175K$200K$225K$250K20182020202220242026
Show as a table
JanuaryMapletonIowa
2017$108,000$145,000
2018$111,000$150,000
2019$113,000$157,000
2020$119,000$165,000
2021$129,000$176,000
2022$146,000$193,000
2023$154,000$208,000
2024$160,000$215,000
2025$173,000$225,000
2026$173,000$233,000
September 2026$172,000$237,000
Then & now

A typical Mapleton home worth $101K in October 2016 is worth about $172K today.

+$71K
−0.1%
past year
+21.8%
past 5 years
+70.4%
since 2016

Zillow Home Value Index: the typical value of all homes (middle third), smoothed and seasonally adjusted, through September 2026.

★ What stands out · Affordability

A typical home costs 1.7 years of area income

The calculator starts from the area income the grade uses. Switch to Mapleton’s own median, or type yours.

Household income a year
$
Monona County median household income, as in the grade
You could afford about
$255,000
Typical Mapleton home $172K

That covers a typical Mapleton home, with $83K to spare.

The typical home, each month
$1,070
Loan $850Tax $170Insurance $50

A two-bedroom rents for about $960 a month here, $110 less than owning.

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Mapleton’s typical property tax (1.16% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $960

Renters already here pay a median of $846, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$700
1 bedroom$740
2 bedrooms$960
3 bedrooms$1,190
4 bedrooms$1,550
26%
of households rent · IA 28%
104
renter households
$846
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Sioux City, IA-NE-SD MSA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

New construction

No new homes permitted in 2025

No permits for new homes were issued in Mapleton in 2025. The last year with any was 2023 (2 new homes).

Single-family2+ homes per building
05101520200020052010201520202025
0
new homes permitted in 2025
0
2026 so far (Jan–Aug)
7
homes in the past 10 years
Homes vs. people, 2010–2020
Residents−59
New homes+29

Between the 2010 and 2020 censuses, Mapleton's population fell by 59 even though 29 new homes were permitted. Homes are holding fewer people: households are getting smaller, or more homes are used part of the year. Across Iowa: 1.3 new residents per new home.

Every year as a table
YearNew homesSingle-family2+ per buildingValue
2026 (Jan–Aug)000—
2025000—
2024000—
2023220$520,000
2022202$700,000
2021000—
2020202$450,000
2019110$200,000
2018000—
2017000—
2016000—
2015110$200,000
2014110$70,000
2013330$642,000
2012330$505,000
201119190$3.1 million
2010110$170,000
2009110$150,000
2008110$200,000
2007220$400,000
2006110$180,000
2005220$365,000
2004110$170,000
2003000—
2002000—
2001000—
2000413$309,000

Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.

Property taxes

Property tax runs below the Iowa norm

The median bill is $1,313 (Iowa: $2,897), 1.16% of a home’s value a year, against 1.39% statewide.

$1,313
median bill a year · IA $2,897
1.16%
of a home’s value a year · IA 1.39%
$170
a month at that rate, on the typical home (Zillow)

Census American Community Survey 2020–24: the median real-estate tax bill homeowners report, and that bill ÷ the median home value. Bills include town, school and county taxes. The Census reports bills over $10,000 only as “$10,000+”.

Next door

Mapleton and its neighbors

One source per column.

Cost next door · one source per column

TownCostTypical home
Zillow, September 2026
Median value
Census 2020–24
Tax rate
bill ÷ value
2-bed rent
HUD 2026
MapletonA$172K$113K1.16%$960

Questions about the cost of living in Mapleton

Is Mapleton expensive to live in?

Measured against what households in the area earn, Mapleton costs less than 95% of U.S. towns: an A for cost of living. The typical home costs 1.7 years of the median household income of Monona County, IA ($68K).

How much does a house cost in Mapleton?

About $172K, Zillow’s typical value for September 2026, down 0.1% in a year. The Iowa typical home is $237K.

What salary do you need to live in Mapleton?

To buy the typical home with 20% down at 6.3%, about $46,000 a year, keeping the payment (about $1,070 a month with tax and insurance) at 28% of income. To rent a two-bedroom at 30% of income, about $38,000.

How much is rent in Mapleton?

HUD puts a two-bedroom at about $960 a month with utilities, the going rate for someone moving in. Renters already here pay a median of $846 (Census 2020–24).

What are property taxes in Mapleton?

The median bill is $1,313 a year, 1.16% of the median home value (Iowa: $2,897, 1.39%), from the Census 2020–24.

Are home prices in Mapleton going up?

No: down 0.1% in the past year and 21.8% in five years, against 25.9% across Iowa (Zillow).

Neighbors talk housing

What Mapleton buyers, sellers and renters are saying.

Town Square →
Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research, September 2026. Sales, days on market and supply: Redfin Data Center, September 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.