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Long Grove, Iowa 01Photo: Farragutful · CC BY-SA 4.0
–Not graded
Natural hazards in Long Grove · FEMA

Storms, floods and disasters in Long Grove

Long Grove isn’t graded for hazard risk: Long Grove has 793 residents; we grade towns of 1,000 or more. Flood insurance has paid 47 claims here since 1990.

Flood claims
47
paid since 1990 · $1.1M
Disasters paid out here
3
of 17 declared for Scott County
By hazard

What Long Grove faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

80%of expected building damage
About average · higher than 50% of U.S. census tracts
Recorded about 3 times a year in the area

Hail

10%of expected building damage
Well above average · higher than 89% of U.S. census tracts
Recorded about 4 times a year in the area
Smaller shares here
 Tornadoes Strong wind Earthquakes Ice storms Wildfire Lightning Hurricanes Winter storms Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts drought at 10% of Long Grove’s expected losses. Drought does little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Long Grove flood? Sometimes: 47 flood claims since 1990

Every paid claim on a federal flood insurance policy in Long Grove, from FEMA’s records.

Paid flood claims, by year
1990: 3 claims1991: 0 claims1992: 0 claims1993: 3 claims1994: 0 claims1995: 0 claims1996: 0 claims1997: 3 claims1998: 0 claims1999: 7 claims2000: 0 claims2001: 0 claims2002: 0 claims2003: 0 claims2004: 3 claims2005: 0 claims2006: 0 claims2007: 0 claims2008: 11 claims2009: 0 claims2010: 1 claim2011: 0 claims2012: 0 claims2013: 1 claim2014: 7 claims2015: 0 claims2016: 1 claim2017: 0 claims2018: 4 claims2019: 3 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims199920082014
19902026
Biggest named events
  • The Midwest Flooding2 claims · $14K
  • The March 2019 Midwest Flooding1 claim · $18K
  • The Storm1 claim · $15K
47
paid claims since 1990
$1.1M
paid to owners
0
homes flooded more than once
$24K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Long Grove isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Scott County.
What’s been done with FEMA grants
3flood-prone properties bought out and cleared
Disasters

3 federal disasters brought FEMA money to Long Grove

Disasters that paid out in Long Grove itself (aid to households or repair grants to the City of Long Grove), newest first, with that year’s flood claims.

  1. 2020Severe Storms7 households applied for aid$5K aid approved
  2. 2019Severe Storms and Flooding1 households applied for aid$750 aid approved3 flood claims paid that year
  3. 2008Severe Storms, Tornadoes, and Flooding22 households applied for aid$72K aid approved11 flood claims paid that year
Disasters declared, by decade
Paid out in Long GroveScott County only

Scott County has had 17 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Long Grove after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Long Grove archive →
Be ready

Get ready for what Long Grove faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Hail
  • Park in a garage or under cover when storms are forecast.
  • Stay away from windows while it falls.
  • Photograph roof and car damage for your insurer.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Long Grove

Does Long Grove flood?

Flood insurance has paid 47 claims in Long Grove since 1990, $1.1M in all. The most claims came from Midwest Flooding (2).

Is Long Grove in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Scott County, 24% of homes in mapped flood zones carry federal flood insurance, and 0.9% of all homes do.

How much is flood insurance in Long Grove?

FEMA’s Community Rating System list shows no discount for Long Grove’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Long Grove?

By FEMA money that reached Long Grove, Severe Storms, Tornadoes, and Flooding (2008): 22 households applied for aid, $72K approved. By flood claims, Midwest Flooding: 2 paid, $14K.

Storm stories

Memories, warnings and help from neighbors in Long Grove.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Long Grove’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.