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Central City Commercial Historic DistrictCentral City Commercial Historic District · Photo: ArtisticAbode · CC BY-SA 3.0
Housing in Central City

13 homes sold in Central City in the last year, at a typical $178K

Almost every sale is a house. Below: what each kind of home sells for, what your budget buys, and a shortcut to every site where Central City homes are listed.

Homes sold
13
October 2025 to September 2026
Typical sale price
$178K
median, weighted by sales
Price per square foot
$113
Iowa $159
Paid vs. asking
101.8%
40% sold over asking
What sold · last 12 months

Houses are 83% of Central City’s sales, at a typical $233K (year to May 2026)

13 homes sold in the year to September 2026.

Houses$233K

typical sale · 10 sold in the year to May 2026

Per square foot
$142IA $158
Days to sell
23
Sold over asking
40%
Listings with a price cut
67%
Fewer sales

Multi-family (2–4 units): 2 sold, typical $159K

Too few sales in 12 months for reliable figures.

Source: Redfin Data Center, MLS sales; from June 2026 each month is a 3-month rolling window, its counts divided by 3. Typical price and $/sq ft are the monthly medians, weighted by sales. Redfin stopped publishing towns’ figures by property type after May 2026, so houses and condos are shown for the year to then.

What your budget buys

What $200K buys in Central City

Houseat $142 a sq ft, year to May 2026
The same money in Iowaat $158 a sq ft, year to May 2026

Is this asking price fair?

Check a listing against what Central City homes sold for

Against the town’s median price per square foot over the last 12 months. A rough check: condition, lot and location within town move a price more than this can see.

Rent or buy?

Owning the typical Central City home costs about $1,166 a month

Mortgage
Property tax
Insurance
Rent

Price: Central City’s typical sale, last 12 months. Property tax at Central City’s 1.6% (median bill ÷ median value, Census ACS); insurance at 0.35% of price a year. Before PMI, HOA dues, upkeep and the tax deduction. Whether Central City is affordable on local pay is on Cost of living.

Before you buy in Central City

Five things worth knowing

1.6%

Property tax, a year

Of a home’s value: the median bill over the median home value. On a $178K home, about $2,850 a year.

Taxes vs. neighbors
C−

Schools

The schools grade for Central City, from test results, graduation and how much students grow.

Schools in Central City
28 min

Typical commute

The average one-way trip to work for people who live in Central City.

Work & commute
Flood

Check the flood map

Flood insurance isn’t in a standard policy, and lenders require it in FEMA flood zones. Check the address before you make an offer.

Natural hazards
Records

Look up any property

Assessed value, lot size and every past sale of a home you’re eyeing are public, at the town or county assessor and the registry of deeds.

Selling, or renting out?

Post your home to Central City, free

Selling it yourself, renting out an apartment or looking for a roommate? Post it to Central City. People who follow the town see it, and so do people comparing Central City with their own town. No commission, no listing fee.

Questions about buying a home in Central City

What do homes sell for in Central City, IA?

13 homes sold in the year to September 2026 at a typical $178K, $113 a square foot.

How much are property taxes in Central City?

About 1.6% of a home’s value a year. On a $178K home that’s near $2,850.

Where can I see homes for sale in Central City?

Zillow, Redfin, Realtor.com and Homes.com all carry Central City’s MLS listings; the search links above open each one filtered to Central City.

Sales, prices, days on market and listings: Redfin Data Center (MLS, monthly, not seasonally adjusted; from June 2026 each month is a 3-month rolling window, its counts divided by 3). Property tax rate: Census American Community Survey. Two-bedroom rent: HUD Fair Market Rent. Typical home value: Zillow Home Value Index. Schools grade: TownRatings (how grades work).