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Carter Lake, Iowa City OfficesPhoto: Jared Winkler · CC BY-SA 4.0
The Carter Lake handbook

Living in Carter Lake, IA: what to set up and who to call

The closest public drop-off to Carter Lake is City of Omaha recycling drop-off site, 2 miles out; the town decides whether residents may use it. Public schools here are run by Council Bluffs Community School District.

I’m new in town

What to set up in Carter Lake, and who provides it. Tap an answer for the details and where they come from.

Home services

Power, water and internet

Who to call to start service at a new address in Carter Lake.

Electricity

Power comes from MidAmerican Energy

MidAmerican Energy (MidAmerican Energy Co), an investor-owned utility, serves all of Carter Lake. Its homes paid an average of 11.2¢ per kWh in 2025, about $93 a month (its average across Iowa).

Start or move service: midamericanenergy.com · (888) 427-5632

Service territory: HIFLD Electric Retail Service Territories (map dated Aug 2023). Prices and customers: EIA-861, 2025.

Drinking water · reported to EPA

Water comes from Carter Lake Water District

Carter Lake Water District supplies Carter Lake: about 93% of residents live in its service area. About 7% of homes are outside any mapped community water system, most likely on private wells, which EPA doesn’t regulate. It buys treated surface water (EPA lists Metropolitan Utilities District as seller) and serves 3,791 people in all.

No health-based violations reported to EPA in the five years to October 2026, like 80% of the 5,012 systems serving 3,301–10,000 people.

Lead, 90th percentile3.0 ppb
015 ppb action level20

The latest lead result on file, the 90th percentile of homes sampled in Jan 2022–Dec 2024, was 3.0 ppb, below the 15 ppb action level that applied. That’s higher than 80% of similar systems’ latest results.

The system’s full record: EPA ECHO report

EPA SDWIS via Envirofacts (violations pulled Oct 9, 2026) and ECHO (lead samples, 2026Q3); service area: EPA Community Water System Service Area Boundaries v3.0 (EPA’s estimate). Violations are counted by the start of their compliance period. IA7812079.

Internet

5 home internet providers serve Carter Lake

99% of 1,557 addresses can get 100/20 Mbps; 0% can get fiber.

ProviderTechnologyAddressesFastest (Mbps)
Cox CommunicationsCable96%2,000/100
CenturyLinkDSL, Fiber74%140/20
T-MobileFixed wireless76%100/20
AT&TFixed wireless62%25/3
VerizonFixed wireless27%300/20

FCC National Broadband Map, as of December 2025. Availability as providers report it, not speeds people get.

Trash & recycling

The nearest public drop-off is 2 miles away

Pickup rules, the dump and recycling in Carter Lake.

Nearest public drop-off · 2.1 mi from the center of Carter Lake

City of Omaha recycling drop-off site

· run by Wasteline

This isn’t Carter Lake’s own facility. Whether Carter Lake residents may use it is the town’s rule: check cityofcarterlake.com.

OpenStreetMap, as of Oct 9, 2026. © OpenStreetMap contributors.

Schools

Where your child goes to school

Public school districts and the school path by grade.

Carter Lake kids go to
PK–5Carter Lake Elementary SchoolCouncil Bluffs Community School District
6–82 middle schoolsDepends on your address
9–122 high schoolsDepends on your address

Carter Lake is in Council Bluffs Community School District.

DSchool gradeSee Schools →

U.S. Department of Education, NCES Common Core of Data, 2024–25. Enrollment rules and registration are the district’s.

Government & voting

Town hall and registering to vote

Who to call, and how to register.

Election office: FVAP local election office directory, updated Jun 2023; jurisdictions: EAC EAVS 2024. Registration rules and links: vote.gov, updated Nov 18, 2024.

ZIP codes & area codes

Carter Lake is in ZIP code 51510

ZIP codes where Carter Lake residents live, with the share of the town in each.

ZIPPost office nameShare of Carter LakeZIP’s residents in Carter Lake
51510Carter Lake, IA100%100%
Area code712Wikidata

Census 2020 ZIP Code Tabulation Areas, by census block; post office names: GeoNames (CC BY 4.0). ZIPs created since 2020 are missing.

Everyday places

Getting around, the ER and the library

One line each; the subject pages have the rest.

ER: CMS hospital data. Library: IMLS Public Libraries Survey, FY2024.

Questions about living in Carter Lake

Who supplies Carter Lake’s drinking water, and has it had violations?

Carter Lake Water District (EPA ID IA7812079). It reported no health-based violations to EPA in the five years to October 2026; 80% of systems its size had none. Its latest lead 90th percentile was 3.0 ppb (Jan 2022–Dec 2024), against a 15 ppb action level.

Who provides electricity in Carter Lake?

MidAmerican Energy (MidAmerican Energy Co), an investor-owned utility. Its homes paid about 11.2¢ per kWh in 2025 (EIA).

What internet providers serve Carter Lake?

Cox Communications, CenturyLink, T-Mobile, AT&T, Verizon (FCC, as of December 2025).

What ZIP codes are in Carter Lake?

51510. Census 2020 ZIP Code Tabulation Areas.

What school district is Carter Lake in?

Council Bluffs Community School District.

How do I register to vote in Carter Lake?

In Iowa you can register online until 15 days before Election Day, in person up to and including Election Day, or by mail (postmarked 15 days before). Elections here are run by the Pottawattamie County Auditor. Check your registration at sos.iowa.gov.

Sources & dates

Every answer above names its source. Here they are with their dates.

  • Water: EPA SDWIS (Envirofacts, pulled Oct 9, 2026), ECHO SDWA 2026Q3, EPA CWS Service Area Boundaries v3.0.
  • Power: HIFLD Electric Retail Service Territories (map Aug 2023); EIA-861 final 2025.
  • Trash: OpenStreetMap, Geofabrik extract of Oct 9, 2026. © OpenStreetMap contributors (ODbL).
  • ZIP codes: Census 2020 ZCTA relationship files; GeoNames postal codes (CC BY 4.0).
  • Schools: NCES Common Core of Data, 2024–25.
  • Registration: vote.gov, updated Nov 18, 2024 (read Oct 10, 2026). Official sites and area codes: Wikidata.
  • Election office: FVAP local election office directory (fetched Oct 10, 2026; each record dated), EAC EAVS 2024 jurisdictions; registration and lookup links from vote.gov’s state data, checked Oct 10, 2026.
  • Internet: FCC National Broadband Map, as of December 2025.