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–Not graded
Natural hazards in Haena · FEMA

Storms, floods and disasters in Haena

Haena isn’t graded for hazard risk: Haena has 631 residents; we grade towns of 1,000 or more.

Flood claims
0
paid since 1978 · $0
Disasters paid out here
1
of 15 declared for Kauai County
By hazard

What Haena faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

58%of expected building damage
Well above average · in the top 1% of U.S. census tracts
Recorded about 6 times a year in the area

Tsunamis

39%of expected building damage
Well above average · in the top 1% of U.S. census tracts
Smaller shares here
 Coastal flooding top 3% Landslides top 1% Wildfire Hurricanes Tornadoes Strong wind Earthquakes Lightning
FEMA models no building damage here
HailWinter stormsIce stormsCold wavesHeat wavesAvalanchesVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts river and rain flooding at 73% of Haena’s expected losses. River and rain flooding does little damage to buildings (58.3%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Haena flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Haena. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of all homes are insured
No community discount

Haena isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kauai County.
Disasters

1 federal disaster brought FEMA money to Haena

Disasters that paid out in Haena itself (aid to households or repair grants to Haena), newest first, with that year’s flood claims.

  1. 2018Severe Storms, Flooding, Landslides, and Mudslides2 households applied for aid$2K aid approved
Disasters declared, by decade
Paid out in HaenaKauai County only

Kauai County has had 15 natural disasters declared by the President since 1953, most often severe storms, then hurricanes and tropical storms.

Were you here?

Old photos of Haena after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Haena archive →
Be ready

Get ready for what Haena faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Tsunamis
  • Strong shaking or a sudden drop in the sea means head for high ground now.
  • Learn the tsunami route signs near the shore.
  • Stay away until officials say it’s safe.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Haena

Is Haena in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Kauai County, 7.0% of all homes carry federal flood insurance.

How much is flood insurance in Haena?

FEMA’s Community Rating System list shows no discount for Haena’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Haena?

By FEMA money that reached Haena, Severe Storms, Flooding, Landslides, and Mudslides (2018): 2 households applied for aid, $2K approved.

Storm stories

Memories, warnings and help from neighbors in Haena.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Haena’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.