Storms, floods and disasters in Shady Dale
Shady Dale isn’t graded for hazard risk: Shady Dale has 345 residents; we grade towns of 1,000 or more.
What Shady Dale faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Shady Dale flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Shady Dale. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Shady Dale isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Jasper County.2 federal disasters brought FEMA money to Shady Dale
Disasters that paid out in Shady Dale itself (aid to households or repair grants to the Town of Shady Dale), newest first, with that year’s flood claims.
- 2017Hurricane Irma$26K to the Town of Shady Dale for repairs
- 2000Severe Winter Storm$1K to the Town of Shady Dale for repairs
Jasper County has had 11 natural disasters declared by the President since 1953, most often severe storms, then hurricanes and tropical storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Shady Dale after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Shady Dale archive →Get ready for what Shady Dale faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Shady Dale
Is Shady Dale in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Jasper County, 31% of homes in mapped flood zones carry federal flood insurance, and 0.5% of all homes do.
How much is flood insurance in Shady Dale?
FEMA’s Community Rating System list shows no discount for Shady Dale’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Shady Dale?
By FEMA money that reached Shady Dale, Hurricane Irma (2017): $26K to the Town of Shady Dale for repairs.
Storm stories
Memories, warnings and help from neighbors in Shady Dale.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Shady Dale’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.