Photo: Michael Rivera · CC BY-SA 3.0FEMA expects less hazard damage per building in Remerton than in 69% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Remerton gets a B+ for hazard risk: lower expected damage per building than 69% of U.S. towns. Most of that expected damage is river and rain flooding (56%), then hurricanes (36%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Remerton faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hurricanes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Remerton’s grade
River and rain flooding is 56% of the building damage FEMA expects in Remerton, and Remerton’s rate of river and rain flooding damage is lower than 75% of U.S. census tracts. Next is hurricanes at 36% (higher than 87% of U.S. census tracts).
B+ lower expected damage per building than 69% of U.S. towns (21,298).
All of Remerton’s residents live in one census tract; the figures are that tract’s.
In dollars, FEMA expects about $344K a year in losses across Remerton: $268K to buildings, the rest to people and crops.
Does Remerton flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Remerton. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Remerton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Lowndes County.2 federal disasters brought FEMA money to Remerton
Disasters that paid out in Remerton itself (aid to households or repair grants to the City of Remerton), newest first, with that year’s flood claims.
- 2024Hurricane Helene18 households applied for aid$10K aid approved$77K to the City of Remerton for repairs
- 2023Hurricane Idalia3 households applied for aid$36K to the City of Remerton for repairs
Lowndes County has had 12 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Remerton after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Remerton archive →Get ready for what Remerton faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Remerton
Is Remerton at risk for natural disasters?
On FEMA’s National Risk Index, Remerton has lower expected damage per building than 69% of U.S. towns: B+ for hazard risk. Most of the expected damage is river and rain flooding (56%) and hurricanes (36%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Remerton in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Lowndes County, 22% of homes in mapped flood zones carry federal flood insurance, and 0.8% of all homes do.
How much is flood insurance in Remerton?
FEMA’s Community Rating System list shows no discount for Remerton’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Remerton?
By FEMA money that reached Remerton, Hurricane Helene (2024): 18 households applied for aid, $10K approved, and $77K to the City of Remerton for repairs.
Is Remerton at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (56%), and Remerton’s rate for it is lower than 75% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Remerton.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Remerton’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.