Photo: John Phelan · CC BY 4.0Measured against area pay, Lindale costs less to live in than 52% of U.S. towns
It ranks #98 of 263 in Georgia for affordability. About the same as a year ago, 41% below the Georgia typical home.
Census 2020–24 home values, rents, tax bills and cost burden, measured against the median household income of the Rome, GA metro area ($66K). How TownRatings grades cost of living
In dollars, Lindale is one of the least expensive places in Georgia. But the grade compares costs with what households in the area earn, and Rome-area incomes are lower too ($66K, against $74K for the typical U.S. town). Property tax takes 0.63% of a home’s value a year (Georgia: 0.77%), and 69% of renters pay 30% or more of income for housing.
In dollars
- $195Ktypical home, 41% below the Georgia typical homeZillow, September 2026
- $1,200a month for a two-bedroom, utilities includedHUD Fair Market Rent, 2026
- 90prices across the Rome metro, where the U.S. is 100 (housing 60)BEA Regional Price Parities, 2024
In paychecks the grade
- 2.4 yrsof area income buys the typical home; the typical U.S. town: 3.3$66K, Rome-area income
- 19%of area income goes to the median rent; the typical U.S. town: 18%Census 2020–24
- 69%of renters pay 30%+ of income for housing; across Georgia: 52%Census 2020–24
- 24%of owners do; the typical U.S. town: 20%Census 2020–24
The short version on homes in Lindale
About two in three renters are stretched
69% of renter households spend 30% or more of their income on rent, against 52% across Georgia. A standard two-bedroom would take 33% of the median household income. Renting ↓
Owning can cost less than renting
With 20% down at the calculator’s rate, the typical Lindale home runs about $1,120 a month with tax and insurance. A two-bedroom rents for about $1,200. The hurdle is getting in: the down payment, and a budget at the median income that falls short of the typical home. Can I afford it? ↓
An older housing stock
Half of Lindale’s homes were built before 1965, against 1992 for Georgia as a whole. Older homes can mean character, and also bigger heating and repair bills, so an inspection matters. Property taxes ↓
Written from the data on this page. Home values are the Zillow Home Value Index, through September 2026; sales and supply are Redfin’s for May 2026; incomes, rents paid, taxes and ownership come from the Census American Community Survey.
What’s behind Lindale’s grade
Measured against what households in the area earn, Lindale is more affordable than 52% of U.S. towns, #98 of 263 in Georgia. The share of households paying 30%+ for housing pulls the grade down most; property tax holds it up.
Values have outpaced Georgia: the typical Lindale home is up 26.8% in five years, against 20.9% statewide (Zillow).
Up 26.8% in five years
Faster than Georgia (20.9%).
Show as a table
| January | Lindale | Georgia |
|---|---|---|
| 2017 | $86,000 | $172,000 |
| 2018 | $96,000 | $185,000 |
| 2019 | $107,000 | $201,000 |
| 2020 | $119,000 | $214,000 |
| 2021 | $137,000 | $239,000 |
| 2022 | $164,000 | $291,000 |
| 2023 | $180,000 | $321,000 |
| 2024 | $184,000 | $333,000 |
| 2025 | $194,000 | $337,000 |
| 2026 | $195,000 | $331,000 |
| September 2026 | $195,000 | $329,000 |
A typical Lindale home worth $87K in October 2016 is worth about $195K today.
Zillow Home Value Index: the typical value of all homes (middle third), smoothed and seasonally adjusted, through September 2026.
Too few sales to read the market
Only 5 homes sold in May 2026, the latest month in Redfin’s figures: too few to describe the market or quote a median sale price.
A typical home costs 2.4 years of area income
The calculator starts from the area income the grade uses. Switch to Lindale’s own median, or type yours.
That covers a typical Lindale home, with $72K to spare.
A two-bedroom rents for about $1,200 a month here, $80 more than owning.
An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Lindale’s typical property tax (0.63% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.
A two-bedroom rents for about $1,200
Renters already here pay a median of $1,065, so moving in tends to cost more than staying put.
Fair Market Rent a month, utilities included
U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.
Property tax runs below the Georgia norm
The median bill is $991 (Georgia: $2,341), 0.63% of a home’s value a year, against 0.77% statewide.
Census American Community Survey 2020–24: the median real-estate tax bill homeowners report, and that bill ÷ the median home value. Bills include town, school and county taxes. The Census reports bills over $10,000 only as “$10,000+”.
The rest of a budget near Lindale
Only figures published free for the whole country, each labeled with the area it covers: the Rome, GA metro area, or Georgia. Groceries follow the goods price level; nobody publishes them town by town.
| Cost | Here | Compared with | Area | Source |
|---|---|---|---|---|
| Prices overall U.S. = 100 | 90 | GA 96 | metro | BEA, 2024 |
| Goods (groceries, clothing, cars…) U.S. = 100 | 96 | GA 99 | metro | BEA, 2024 |
| Utilities U.S. = 100 | 91 | GA 93 | metro | BEA, 2024 |
| Other services U.S. = 100 | 99 | GA 97 | metro | BEA, 2024 |
Price levels: U.S. Bureau of Economic Analysis, Regional Price Parities 2024 (metro area and state). Electricity: U.S. Energy Information Administration, Electric Power Monthly, table 5.6.A.
Lindale vs. its neighbors
Of the 2 towns here with a Zillow value, Lindale has the lowest.
Questions about the cost of living in Lindale
Is Lindale expensive to live in?
Measured against what households in the area earn, Lindale costs less than 52% of U.S. towns: a B− for cost of living, #98 of 263 in Georgia. The typical home costs 2.4 years of the median household income of the Rome, GA metro area ($66K).
How much does a house cost in Lindale?
About $195K, Zillow’s typical value for September 2026, down 0.1% in a year. The Georgia typical home is $329K.
What salary do you need to live in Lindale?
To buy the typical home with 20% down at 6.3%, about $48,000 a year, keeping the payment (about $1,120 a month with tax and insurance) at 28% of income. To rent a two-bedroom at 30% of income, about $48,000.
How much is rent in Lindale?
HUD puts a two-bedroom at about $1,200 a month with utilities, the going rate for someone moving in. Renters already here pay a median of $1,065 (Census 2020–24).
What are property taxes in Lindale?
The median bill is $991 a year, 0.63% of the median home value (Georgia: $2,341, 0.77%), from the Census 2020–24.
Are home prices in Lindale going up?
No: down 0.1% in the past year and 26.8% in five years, against 20.9% across Georgia (Zillow).
Neighbors talk housing
What Lindale buyers, sellers and renters are saying.
Home values: Zillow Home Value Index (ZHVI), Zillow Research, September 2026. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.