FEMA expects about as much hazard damage per building in Lakeview as in the typical U.S. town, mostly from river and rain flooding
On FEMA’s National Risk Index, Lakeview gets a B− for hazard risk: lower expected damage per building than 53% of U.S. towns, #184 of 264 in Georgia. Most of that expected damage is river and rain flooding (68%), then tornadoes (17%). Flood insurance has paid 54 claims here since 1979.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Lakeview faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Earthquakes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Lakeview’s grade
River and rain flooding is 68% of the building damage FEMA expects in Lakeview, and Lakeview’s rate of river and rain flooding damage is higher than 52% of U.S. census tracts. Tornadoes add 17%, at a rate in the top 7% of U.S. census tracts.
B− #184 of 264 in Georgia; lower expected damage per building than 53% of U.S. towns (21,298).
Lakeview’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
The typical Georgia town has lower expected damage than 72% of U.S. towns; within the state, Lakeview has more expected damage per building than 70% of Georgia towns.
In dollars, FEMA expects about $1.5M a year in losses across Lakeview: $712K to buildings, the rest to people and crops.
Does Lakeview flood? Sometimes: 54 flood claims since 1979
Every paid claim on a federal flood insurance policy in Lakeview, from FEMA’s records: 26.3 per 1,000 homes, more than 87% of the 13,809 U.S. towns with a flood insurance record.
- The Late summer storms18 claims · $198K
- The Early winter storms1 claim · $15K
Lakeview isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Catoosa County.The storms Lakeview remembers
None of the 13 disasters declared for Catoosa County shows FEMA aid or repair money reaching Lakeview itself in FEMA’s records, so these are its biggest flood-claim years.
- 200918 flood claims paidThe year of Severe Storms and Flooding, declared for Catoosa County
- 202515 flood claims paidNo declaration for the county that year
- 19794 flood claims paidNo declaration for the county that year
Catoosa County has had 13 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Lakeview after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Lakeview archive →Lakeview and its neighbors
Lakeview has the lowest expected damage per building of the 4 graded towns here. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Lakeview | B−less damage than 53% | river and rain flooding | 54 |
| East Ridge | B−less damage than 53% | river and rain flooding | 483 |
| Fort Oglethorpe | C+more damage than 61% | river and rain flooding | 137 |
| Rossville | Cmore damage than 71% | river and rain flooding | 19 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Lakeview faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Lakeview
Is Lakeview at risk for natural disasters?
On FEMA’s National Risk Index, Lakeview has lower expected damage per building than 53% of U.S. towns: B− for hazard risk, #184 of 264 in Georgia. Most of the expected damage is river and rain flooding (68%) and tornadoes (17%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Lakeview flood?
Flood insurance has paid 54 claims in Lakeview since 1979, $885K in all, or 26.3 per 1,000 homes, more than 87% of U.S. towns with a flood insurance record. The most claims came from Late summer storms (18).
Is Lakeview in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Catoosa County, 22% of homes in mapped flood zones carry federal flood insurance, and 0.9% of all homes do.
How much is flood insurance in Lakeview?
FEMA’s Community Rating System list shows no discount for Lakeview’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Lakeview?
By flood claims, Late summer storms: 18 paid, $198K.
Is Lakeview at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (68%), and Lakeview’s rate for it is higher than 52% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Lakeview.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Lakeview’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.