Photo: Michael Rivera · CC BY-SA 4.0FEMA puts East Dublin’s expected hazard damage per building below that of 78% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, East Dublin gets an A− for hazard risk: lower expected damage per building than 78% of U.S. towns, #87 of 264 in Georgia. Most of that expected damage is river and rain flooding (74%), then hurricanes (11%). Flood insurance has paid 15 claims here since 1979.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What East Dublin faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hurricanes
Earthquakes
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind East Dublin’s grade
River and rain flooding is 74% of the building damage FEMA expects in East Dublin, and East Dublin’s rate of river and rain flooding damage is lower than 64% of U.S. census tracts. Next is hurricanes at 11% (higher than 79% of U.S. census tracts).
A− #87 of 264 in Georgia; lower expected damage per building than 78% of U.S. towns (21,298).
East Dublin’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
The typical Georgia town has lower expected damage than 72% of U.S. towns; within the state, East Dublin has less expected damage per building than 67% of Georgia towns.
In dollars, FEMA expects about $585K a year in losses across East Dublin: $421K to buildings, the rest to people and crops.
Does East Dublin flood? Sometimes: 15 flood claims since 1979
Every paid claim on a federal flood insurance policy in East Dublin, from FEMA’s records: 17.7 per 1,000 homes, more than 82% of the 13,809 U.S. towns with a flood insurance record.
- The Early winter storms1 claim · $4K
East Dublin isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Laurens County.5 federal disasters brought FEMA money to East Dublin
Disasters that paid out in East Dublin itself (aid to households or repair grants to the City of East Dublin), newest first, with that year’s flood claims.
- 2024Hurricane Helene2,450 households applied for aid$3.0M aid approved$266K to the City of East Dublin for repairs
- 2018Hurricane Michael86 households applied for aid$43K aid approved$19K to the City of East Dublin for repairs
- 2017Hurricane Irma$17K to the City of East Dublin for repairs
- 2008Severe Storms and Tornadoes30 households applied for aid$34K aid approved
- 2004Tropical Storm Frances$21K to the City of East Dublin for repairs
Laurens County has had 13 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of East Dublin after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the East Dublin archive →Get ready for what East Dublin faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in East Dublin
Is East Dublin at risk for natural disasters?
On FEMA’s National Risk Index, East Dublin has lower expected damage per building than 78% of U.S. towns: A− for hazard risk, #87 of 264 in Georgia. Most of the expected damage is river and rain flooding (74%) and hurricanes (11%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does East Dublin flood?
Flood insurance has paid 15 claims in East Dublin since 1979, $430K in all, or 17.7 per 1,000 homes, more than 82% of U.S. towns with a flood insurance record. The most claims came from Early winter storms (1).
Is East Dublin in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Laurens County, 12% of homes in mapped flood zones carry federal flood insurance, and 0.2% of all homes do.
How much is flood insurance in East Dublin?
FEMA’s Community Rating System list shows no discount for East Dublin’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in East Dublin?
By FEMA money that reached East Dublin, Hurricane Helene (2024): 2,450 households applied for aid, $3.0M approved, and $266K to the City of East Dublin for repairs. By flood claims, Early winter storms: 1 paid, $4K.
Is East Dublin at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (74%), and East Dublin’s rate for it is lower than 64% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in East Dublin.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where East Dublin’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.