Each edition grades its towns against each other only.
Some 1,486 people live in this town, in Nièvre, Bourgogne-Franche-Comté.
Where it does best is cost of living: at the median price, a 70 m² home costs 4.1 times the median annual income per consumption unit in the intercommunality. Residents’ health trails most towns: after allowing for care homes, deaths from 2016 to 2025 were 7% above expected, against 12% below for the median of compared French towns. Getting around depends on the car (D): 52% of residents live within 800 m of a bakery, and 4% of working residents walk, cycle or take public transport to work. Pupils here do less well than most: bac results 1.1 points below the expected rate; brevet results 3.6 points below the expected rate.
Figures: prices, DVF · income per consumption unit (an income adjusted for household size), INSEE Filosofi · deaths, INSEE (by commune of residence, 2016–2025) · amenities, INSEE BPE 2025 · commuting, INSEE census 2023 · brevet and bac results, Ministry of Education. Sermoise-sur-Loire has subject grades but no overall grade: French towns get one from 2,500 residents.
Hazard risk isn’t graded in France yet: national flood maps cover only some areas.
Each subject compares Sermoise-sur-Loire with other French towns of 2,500 or more, ordered by how far its rank is from the middle. American and UK towns are graded separately.
Sermoise-sur-Loire has subject grades but no overall grade: French towns get one from 2,500 residents.
How TownRatings grades French towns →
The 2 things Sermoise-sur-Loire does most differently from other towns.
Sermoise-sur-Loire has 1 historic monument on the Culture ministry’s list, none at the highest level (classé).
The oldest protected part dates from the 18th century; the first monument here was protected in 1988.
Sermoise-sur-Loire has one historic monument; beside it, the nearest classé monuments in other towns, within 15.5 mi.
Château de Sermoise: Photo: Vulpillieres · CC BY-SA 4.0
Data highlights are ordered by what stands out in Sermoise-sur-Loire.
Walking, cycling and public transport carried 4.4% of commuters at the census. Sermoise-sur-Loire has 250 jobs for 600 working residents, 0.4 per worker. The median disposable income was €26,820 a year per consumption unit, higher than Nièvre’s towns (€23,120) and near compared French towns (€25,970).
Source: INSEE, census 2023 (commuting, employment, jobs at place of work); INSEE, Filosofi 2023 · Licence Ouverte
Care access and life expectancy are shown for context, not graded.
From 2016 to 2025, 132 residents of Sermoise-sur-Loire died, against 124 expected from France’s death rates at each age: 7% more. In Nièvre, women can expect to live 84.1 years and men 76.9 (2025), against 85.9 and 80.3 across France. The town has 2 family doctors.
Source: INSEE, deaths by commune of residence 2016–2025 and censuses; Eurostat, death rates by age (© European Union); INSEE, BPE 2025; DREES, APL 2024; INSEE, life expectancy by département 2025 · Licence Ouverte · That adjustment for care homes is a model of TownRatings’ own, not official data.
Rents are the ministry’s estimates of advertised rents, not rents actually paid.
Advertised rents are estimated at €9.13/m² a month, close to Nièvre’s towns (€9.08/m²) and below compared French towns (€12.41/m²). Houses accounted for 95% of sales, apartments for the rest. 40 houses and apartments changed hands in Sermoise-sur-Loire from July 2023 to June 2026.
| By type | Median per m² | Sales |
|---|---|---|
| Houses | €1,407/m² | 38 |
Source: DGFiP, DVF property sales (Etalab geolocated); Housing Ministry, Carte des loyers 2025; INSEE, Filosofi 2023 · Licence Ouverte
Primary schools aren’t graded: France doesn’t publish their results by school.
The bac pro: 86% of 216 candidates passed at the 2 vocational lycées within 5 km. At the lycées within 5 km of Sermoise-sur-Loire, 94.1% passed the bac, close to both Nièvre’s towns (93.4%) and compared French towns (92.9%). Collège pupils travel 1.9 mi to the nearest one.
| School | Level | Candidates | Passed, 2025 |
|---|---|---|---|
| Collège Les CourlisNearest collègeCollège | Collège | 65 | 83%+3 pts |
| Centre Scolaire Notre-Dame, Lycée polyvalent (voie générale et technologique) PrivateNearest lycéeGeneral lycée | General lycée | 99 | 99%±0 pts |
| Collège Victor HugoBest against expectations: 5 points above the expected rateCollège | Collège | 69 | 88%+5 pts |
Ministry of Education (DEPP) · brevet and bac 2025, value added (IVAC, IVAL) · Licence Ouverte
12% are under 15, lower than both Nièvre’s towns (14%) and compared French towns (17%). The 65-and-over age group makes up 29% of residents. Half the people of Sermoise-sur-Loire are older than 50.9.
51% women, 49% men
About an even split. Median share of women: Nièvre 53.7%, France 51.8%.
| Sermoise-sur-Loire | Nièvre median | France median | |
|---|---|---|---|
| Under 15 | 12% | 14% | 17% |
| 15–24 | 13% | 8.7% | 11% |
| 25–44 | 17% | 19% | 23% |
| 45–64 | 29% | 26% | 26% |
| 65+ | 29% | 32% | 22% |
| No diploma | 18% | 28% | 19% |
| CAP or BEP | 32% | 31% | 26% |
| Baccalauréat | 20% | 17% | 18% |
| Higher education | 24% | 19% | 30% |
INSEE, census 2023 · Nièvre median and France median: the median of compared communes
France has no History Grade yet: this card describes, it doesn’t grade.
Its heritage reaches back to the 18th century. 11% of homes date from before 1919.
Ministère de la Culture, Mérimée (Licence Ouverte 2.0) · INSEE, census 2023, homes by build period
Heritage, museums and other places to visit in and near Sermoise-sur-Loire. Best known first.
MuseumMusée de la faïence et des beaux-arts2.7 km north, in Nevers
MuseumMusée archéologique du Nivernais2.7 km north, in NeversAttractionAttractionCathédrale Saint-Cyr-et-Sainte-Julitte de Nevers2.8 km north, in NeversAttractionAttractionPalais ducal de Nevers2.9 km north, in NeversAbbeyAbbeyCarmel de Nevers2.6 km northwest, in NeversPhotos from Wikimedia Commons, each under its own licence (our copy, resized).
Wikidata has nobody with a French article born in Sermoise-sur-Loire yet.
Commune in Nièvre, Bourgogne-Franche-Comté
Sermoise-sur-Loire is a commune of 1,486 people in the Communauté d'agglomération de Nevers. TownRatings compares communes, France’s local unit: each has its own mayor and its own statistics. Its area takes in the town and the countryside around it.
Built from INSEE’s 2026 official geography (COG) and IGN Admin Express boundaries
The nearest towns of 2,500 or more. The map uses IGN’s commune boundaries. See them on the map →
| Town | People | Miles | Overall | Cost | Safety | Health |
|---|---|---|---|---|---|---|
| Sermoise-sur-Loire | 1,486 | — | — | A | — | D |
| Nevers | 33,085 | 2 | C | A− | D | C+ |
| Coulanges-lès-Nevers | 3,688 | 3.2 | A | A− | A+ | B |
| Marzy | 3,623 | 3.8 | A− | B | A | B− |
| Varennes-Vauzelles | 9,146 | 3.9 | B+ | B+ | B− | A− |
| Fourchambault | 3,992 | 5.3 | B− | A | C+ | D |
| Imphy | 3,182 | 5.5 | C+ | A | B | D |
People: INSEE, census 2023. Miles: center to center.
Sermoise-sur-Loire has no Safety Grade: over a quarter of its index would rest on the département’s average. Recorded figures: an average of 2.7 recorded violent incidents and 4 recorded burglaries, vehicle thefts, thefts from vehicles and acts of criminal damage per 1,000 residents a year, 2023–2025.
They grade C, better than 30% of compared French towns. 99% of 99 candidates passed the bac at Centre Scolaire Notre-Dame, Lycée polyvalent (voie générale et technologique) in 2025, at the expected rate given its pupils’ backgrounds. Primary schools aren’t graded: France doesn’t publish their results by school.
Incomes are higher than in most compared French towns, so Sermoise-sur-Loire grades A for cost of living.
Sources: INSEE, census 2023 (population, employment, commuting) · INSEE, Filosofi 2023 (income per consumption unit, poverty) · DGFiP, DVF property sales, July 2023 to June 2026 · Housing Ministry, Carte des loyers 2025 · SSMSI, recorded crime by commune, 2023–2025 · Ministry of Education (DEPP), brevet and bac results and value-added indicators, 2025 · INSEE, deaths by commune of residence 2016–2025 and censuses 2012–2023; Eurostat, death rates by age (© European Union); INSEE, BPE 2025 (care homes, emergency and maternity units, GPs, pharmacies); DREES, APL 2024; INSEE, life expectancy by département 2025 (provisional) · INSEE, BPE 2025 and Filosofi 200 m grid (walking distances) · IGN Admin Express (boundaries) · TownRatings grades: our own summary of the data, ranking French towns against each other only, updated November 9, 2026. Under the Licence Ouverte / Open Licence 2.0 (Etalab).
Contains public sector information under the Licence Ouverte / Open Licence 2.0 (Etalab): INSEE, DGFiP, the Interior Ministry’s statistics service (SSMSI), the Ministry of Education (DEPP), the Health Ministry’s statistics service (DREES) and the Housing Ministry (Carte des loyers). Commune boundaries: IGN Admin Express.