Saint-Michel-Chef-Chef grades low on several counts. Taken together, its subjects give Saint-Michel-Chef-Chef a D overall, better than just over a tenth of compared French towns. The ranking puts it #91 of 93 in Loire-Atlantique. Prices are high against local incomes: at the median price, a 70 m² home costs 10.5 times the median annual income per consumption unit in the intercommunality. Its strongest subject is jobs & income: 0.5 jobs per working resident; 8.5% unemployment.
Figures: employment, INSEE census 2023 · prices, DVF · income per consumption unit (an income adjusted for household size), INSEE Filosofi.
Hazard risk isn’t graded in France yet: national flood maps cover only some areas. The overall grade uses the other six subjects.
Each subject compares Saint-Michel-Chef-Chef with other French towns of 2,500 or more, ordered by how far its rank is from the middle. American and UK towns are graded separately.
Data highlights are ordered by what stands out in Saint-Michel-Chef-Chef.
HousingCost of living D
A home in Saint-Michel-Chef-Chef sells for €4,110/m², more than in Loire-Atlantique’s towns and across compared French towns
Rents are the ministry’s estimates of advertised rents, not rents actually paid.
The estimated advertised rent is €13.60/m² a month, above both Loire-Atlantique’s towns (€12.75/m²) and compared French towns (€12.41/m²). Renting a house costs an estimated €11.53/m² a month. Among the homes sold, 81% were houses.
€4,110/m²median sale price
Median sale price per m² · Jul 2023 to Jun 2026
Saint-Michel-Chef-Chef€4,110/m²
Median of towns€2,430/m²
Loire-Atlantique median€2,844/m²
By type
Median per m²
Sales
Houses
€4,107/m²
325
Apartments
€4,139/m²
74
€13.60/m²
estimated advertised apartment rent a month, charges included (€10.83 to €17.06/m² a month)
10.5
times the median annual income per consumption unit in the intercommunality, for 70 m² at the median price
€11.53/m²
estimated advertised house rent a month, charges included
€27,320
median annual income per consumption unit, Communauté d'agglomération Pornic Agglo Pays de Retz
Source: DGFiP, DVF property sales (Etalab geolocated); Housing Ministry, Carte des loyers 2025; INSEE, Filosofi 2023 · Licence Ouverte
Who lives here
Older residents shape Saint-Michel-Chef-Chef: 34% are 65 or over, above Loire-Atlantique’s towns and compared French towns
Young adults of 15 to 24 are 7.4% of residents, lower than both Loire-Atlantique’s towns (11%) and compared French towns (11%). Children are 13% of the town. Graduates make up 27% of adults.
55.2median age
Saint-Michel-Chef-ChefLoire-Atlantique medianFrance median
Ages · share of residents
34%
Under 1515–2425–4445–6465+
Highest diploma · residents 15 and older who have left education
No diploma15%
CAP or BEP33%
Baccalauréat19%
Higher education27%
Women and men · all residents
52% women, 48% men
WomenFrance medianMen
About 92 men for every 100 women. Median share of women: Loire-Atlantique 51.0%, France 51.8%. Women live longer than men, so towns with many older residents have more women.
INSEE, census 2023 · Loire-Atlantique median and France median: the median of compared communes
Safety
Crime per resident in Saint-Michel-Chef-Chef is higher than in 70% of compared French towns
Violence against people averaged 5.1 per 1,000 residents a year over 2023–2025; graded property crimes averaged 21. Police and gendarmerie figures for Saint-Michel-Chef-Chef show 123 offenses in 2025. Of the graded crimes locally, criminal damage came up most often (2025).
5.1recorded violent incidents per 1,000 residents a yearCSafety Grade
Recorded by type · 2025
Criminal damage52
Burglary19
Family violence16
Theft from vehicles16
Sexual violence10
Vehicle theft10
Theft without violence27
Fraud26
Drug use16
Not in the gradeTheft without violence, drug use and fraud are shown for information but left out of the Safety Grade, which counts violence plus burglaries, vehicle thefts, thefts from vehicles and criminal damage per resident.
5.1
recorded violent incidents per 1,000 residents a year, 2023–2025 average
21
recorded burglaries, vehicle thefts, thefts from vehicles and acts of criminal damage per 1,000 residents a year, 2023–2025 average
123
offenses recorded in the graded categories in 2025
2.5%
of the index rests on the département’s average, used where small counts aren’t published
Source: SSMSI (Interior Ministry), recorded crime by commune, 2023–2025 · Licence Ouverte · For other physical violence and armed robbery, the count isn’t published when it’s small (five or fewer in a year of the last three), so the index uses the département’s average, 2.5% of the index here. The count covers the offense categories the Safety Grade uses.
Work & commuteJobs & income B
Walking, cycling and public transport carry fewer commuters in Saint-Michel-Chef-Chef than in Loire-Atlantique’s towns or compared French towns: 5.8%
Half of residents lived on more than €27,960 a year per consumption unit, close to Loire-Atlantique’s towns (€27,630) and above compared French towns (€25,970). 5.2% of Saint-Michel-Chef-Chef’s working residents had no journey to work at the census. Unemployment is 8.5%.
6%walk, cycle or take transit
How working residents got to work · census 2023
Driving87%
On foot2%
Bicycle2%
Motorbike or scooter2%
Public transport1%
1,100
jobs based in Saint-Michel-Chef-Chef, 0.5 per working resident
8.5%
unemployment rate, ages 15 to 64 in the labor force · median of compared French towns 10.1%
€27,960
median annual income per consumption unit, 2023 · median of compared French towns €25,970
5%
worked without traveling (at or from home)
C
Walkability: better than 32% of compared French towns
Source: INSEE, census 2023 (commuting, employment, jobs at place of work); INSEE, Filosofi 2023 · Licence Ouverte
HealthHealth C+
Fewer deaths than expected in Saint-Michel-Chef-Chef, 92 per 100, but more than in Loire-Atlantique’s towns and across compared French towns
Care access and life expectancy are shown for context, not graded.
The nearest emergency department to Saint-Michel-Chef-Chef is Centre hospitalier de Saint Nazaire, 8.1 mi away. France’s death rates at each age would predict 578 deaths in the town from 2016 to 2025; there were 532, 8% fewer. Women in Loire-Atlantique live to 86.2 on average and men to 80.3 (2025), against 85.9 and 80.3 across France. There are 5 general practitioners in the town.
−8%deaths against expected, after care homesC+Health Grade
Deaths per 100 expected · 2016–2025
Raw92
Adjusted92
Median town88
Expected100
5
GPs in Saint-Michel-Chef-Chef · 4.2 GP consultations a year per resident within reach (APL)
8.1 mi
to the nearest emergency department, Centre hospitalier de Saint Nazaire
8.1 mi
to the nearest maternity unit, Centre hospitalier de Saint Nazaire
86.2 · 80.3
years of life expectancy at birth, women · men, Loire-Atlantique, 2025 (provisional) · France 85.9 · 80.3
People: INSEE, census 2023. Miles: center to center.
Questions about Saint-Michel-Chef-Chef
Is Saint-Michel-Chef-Chef safe?
It grades C for safety, #75 of 93 in Loire-Atlantique. In 2025 police and gendarmerie recorded 19 burglaries and 52 acts of criminal damage.
Is Saint-Michel-Chef-Chef expensive to live in?
By type: houses €4,107/m² (325 sales), apartments €4,139/m² (74 sales). Incomes are higher than in most compared French towns, so Saint-Michel-Chef-Chef grades D for cost of living.
About Saint-Michel-Chef-Chef
Commune in Loire-Atlantique, Pays de la Loire
Saint-Michel-Chef-Chef is a commune of 5,714 people in the Communauté d'agglomération Pornic Agglo Pays de Retz. TownRatings compares communes, France’s local unit: each has its own mayor and its own statistics. Its area takes in the town and the countryside around it.
Built from INSEE’s 2026 official geography (COG) and IGN Admin Express boundaries
Population
5,714 (INSEE, census 2023)
Intercommunality
Communauté d'agglomération Pornic Agglo Pays de Retz
Contains public sector information under the Licence Ouverte / Open Licence 2.0 (Etalab): INSEE, DGFiP, the Interior Ministry’s statistics service (SSMSI), the Ministry of Education (DEPP), the Health Ministry’s statistics service (DREES) and the Housing Ministry (Carte des loyers). Commune boundaries: IGN Admin Express.