Easy on the wallet, harder on other counts. Safety is its strong suit: an average of 2.1 recorded violent incidents and 8.9 recorded burglaries, vehicle thefts, thefts from vehicles and acts of criminal damage per 1,000 residents a year, 2023–2025. Add cost of living to its strengths: at the median price, a 70 m² home costs 5.5 times the median annual income per consumption unit in the intercommunality. Its schools fall short: brevet results 5 points below the expected rate. Most journeys need a car (C): 55% of residents live within 800 m of a bakery, and 4% of working residents walk, cycle or take public transport to work. The overall grade comes out at B+, #13 of 15 in Haute-Loire. On that grade it does better than 67% of compared French towns. The rest of its grades are middling: C+ for health and C+ for jobs & income.
Figures: recorded crime, SSMSI (Ministry of the Interior) · prices, DVF · income per consumption unit (an income adjusted for household size), INSEE Filosofi · brevet and bac results, Ministry of Education · amenities, INSEE BPE 2025 · commuting and employment, INSEE census 2023 · deaths, INSEE (by commune of residence, 2016–2025).
Hazard risk isn’t graded in France yet: national flood maps cover only some areas. The overall grade uses the other six subjects.
Each subject compares Saint-Just-Malmont with other French towns of 2,500 or more, ordered by how far its rank is from the middle. American and UK towns are graded separately.
Ministry of Education (DEPP) · brevet and bac 2025, value added (IVAC, IVAL) · Licence Ouverte
HousingCost of living A−
Renting in Saint-Just-Malmont costs less than in Haute-Loire’s towns or compared French towns, at an estimated advertised €8.37/m² a month
Rents are the ministry’s estimates of advertised rents, not rents actually paid.
The median price, €2,097/m², comes from 110 sales of houses and apartments in Saint-Just-Malmont from July 2023 to June 2026. The town is the most expensive of the 24 towns in Haute-Loire: its median sale is €2,097/m². Of the homes sold, 78% were houses.
€2,097/m²median sale price
Median sale price per m² · Jul 2023 to Jun 2026
Saint-Just-Malmont€2,097/m²
Median of towns€2,430/m²
Haute-Loire median€1,646/m²
By type
Median per m²
Sales
Houses
€2,180/m²
86
€8.37/m²
estimated advertised apartment rent a month, charges included (€6.47 to €10.83/m² a month)
5.5
times the median annual income per consumption unit in the intercommunality, for 70 m² at the median price
€8.84/m²
estimated advertised house rent a month, charges included
€26,570
median annual income per consumption unit, Communauté de communes Loire et Semène
Source: DGFiP, DVF property sales (Etalab geolocated); Housing Ministry, Carte des loyers 2025; INSEE, Filosofi 2023 · Licence Ouverte
Work & commuteJobs & income C+
Only 4.2% of commuters in Saint-Just-Malmont go to work without a car, fewer than in Haute-Loire’s towns and compared French towns
For its 1,800 residents in work, Saint-Just-Malmont has 1,300 jobs: 0.7 each. 2.9% of the town’s working residents had no journey to work at the census. Per consumption unit, the median disposable income is €26,380 a year.
4%walk, cycle or take transit
How working residents got to work · census 2023
Driving93%
On foot3%
Public transport1%
Motorbike or scooter0%
Bicycle0%
1,300
jobs based in Saint-Just-Malmont, 0.7 per working resident
10.1%
unemployment rate, ages 15 to 64 in the labor force · median of compared French towns 10.1%
€26,380
median annual income per consumption unit, 2023 · median of compared French towns €25,970
3%
worked without traveling (at or from home)
C
Walkability: better than 30% of compared French towns
Source: INSEE, census 2023 (commuting, employment, jobs at place of work); INSEE, Filosofi 2023 · Licence Ouverte
Who lives here
A town of families: 18% of people in Saint-Just-Malmont are under 15, more than in Haute-Loire’s towns or compared French towns
The 65-and-over age group makes up a fifth of residents. Graduates make up just over a quarter of adults. At 44.2, the median resident of Saint-Just-Malmont sits in the middle of the age range.
44.2median age
Saint-Just-MalmontHaute-Loire medianFrance median
Ages · share of residents
10%
Under 1515–2425–4445–6465+
Highest diploma · residents 15 and older who have left education
No diploma19%
CAP or BEP30%
Baccalauréat21%
Higher education26%
Women and men · all residents
51% women, 49% men
WomenFrance medianMen
About an even split. Median share of women: Haute-Loire 51.9%, France 51.8%.
INSEE, census 2023 · Haute-Loire median and France median: the median of compared communes
HealthHealth C+
Allowing for age and care homes, deaths in Saint-Just-Malmont run higher than in 57% of compared French towns
Care access and life expectancy are shown for context, not graded.
Saint-Just-Malmont has 4 family doctors. Adjusted for age and care homes, Saint-Just-Malmont records 90 deaths per 100 expected, about level with both Haute-Loire’s towns (87) and compared French towns (88). From 2016 to 2025, 382 residents of Saint-Just-Malmont died, against 350 expected from France’s death rates at each age: 9% more. In Haute-Loire, life expectancy at birth reaches 85.7 years for women and 80 for men (2025), next to 85.9 and 80.3 for France.
−10%deaths against expected, after care homesC+Health Grade
Deaths per 100 expected · 2016–2025
Raw109
Adjusted90
Median town88
Expected100
4
GPs in Saint-Just-Malmont · 3.7 GP consultations a year per resident within reach (APL)
3.3 mi
to the nearest emergency department, Centre hospitalier de Firminy
3.3 mi
to the nearest maternity unit, Centre hospitalier de Firminy
85.7 · 80
years of life expectancy at birth, women · men, Haute-Loire, 2025 (provisional) · France 85.9 · 80.3
People: INSEE, census 2023. Miles: center to center.
Questions about Saint-Just-Malmont
Is Saint-Just-Malmont safe?
It grades A+ for safety, #3 of 15 in Haute-Loire. In 2025 police and gendarmerie recorded 18 burglaries and 28 acts of criminal damage.
Are schools in Saint-Just-Malmont good?
They grade D, better than 11% of compared French towns. Primary schools aren’t graded: France doesn’t publish their results by school.
Is Saint-Just-Malmont expensive to live in?
Homes cost less than in most compared French towns: the median sale price from July 2023 to June 2026 was €2,097/m², against €2,430/m² for the median of compared French towns. Incomes are higher than in most compared French towns, so Saint-Just-Malmont grades A− for cost of living.
About Saint-Just-Malmont
Commune in Haute-Loire, Auvergne-Rhône-Alpes
Saint-Just-Malmont is a commune of 4,239 people in the Communauté de communes Loire et Semène. TownRatings compares communes, France’s local unit: each has its own mayor and its own statistics. Its area takes in the town and the countryside around it.
Built from INSEE’s 2026 official geography (COG) and IGN Admin Express boundaries
Contains public sector information under the Licence Ouverte / Open Licence 2.0 (Etalab): INSEE, DGFiP, the Interior Ministry’s statistics service (SSMSI), the Ministry of Education (DEPP), the Health Ministry’s statistics service (DREES) and the Housing Ministry (Carte des loyers). Commune boundaries: IGN Admin Express.