FEMA puts World Golf Village’s expected hazard damage per building above that of 76% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, World Golf Village gets a C− for hazard risk: higher expected damage per building than 76% of U.S. towns, #275 of 638 in Florida. Most of that expected damage is river and rain flooding (72%), then hurricanes (22%). Flood insurance has paid 1 claim here since 2017.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What World Golf Village faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hurricanes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind World Golf Village’s grade
River and rain flooding is 72% of the building damage FEMA expects in World Golf Village, and World Golf Village’s rate of river and rain flooding damage is higher than 78% of U.S. census tracts. Wildfire adds 2%, at a rate in the top 10% of U.S. census tracts.
C− #275 of 638 in Florida; higher expected damage per building than 76% of U.S. towns (21,298).
World Golf Village’s residents live in 4 census tracts; FEMA’s figures are combined by where they live.
The typical Florida town has higher expected damage than 79% of U.S. towns; within the state, World Golf Village has less expected damage per building than 57% of Florida towns.
In dollars, FEMA expects about $7.5M a year in losses across World Golf Village: $6.6M to buildings, the rest to people and crops.
Does World Golf Village flood? Rarely: 1 flood claim since 2017
Every paid claim on a federal flood insurance policy in World Golf Village, from FEMA’s records: 0.1 per 1,000 homes, fewer than 99% of the 13,809 U.S. towns with a flood insurance record.
- Hurricane Irma1 claim · $125K
World Golf Village isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: St. Johns County.The storms World Golf Village remembers
None of the 22 disasters declared for St. Johns County shows FEMA aid or repair money reaching World Golf Village itself in FEMA’s records, so these are its biggest flood-claim years.
- 20171 flood claims paidThe year of Hurricane Irma, declared for St. Johns County
St. Johns County has had 22 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of World Golf Village after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the World Golf Village archive →Get ready for what World Golf Village faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in World Golf Village
Is World Golf Village at risk for natural disasters?
On FEMA’s National Risk Index, World Golf Village has higher expected damage per building than 76% of U.S. towns: C− for hazard risk, #275 of 638 in Florida. Most of the expected damage is river and rain flooding (72%) and hurricanes (22%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does World Golf Village flood?
Flood insurance has paid 1 claim in World Golf Village since 2017, $125K in all, or 0.1 per 1,000 homes, fewer than 99% of U.S. towns with a flood insurance record. The most claims came from Hurricane Irma (1).
Is World Golf Village in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In St. Johns County, 23.2% of all homes carry federal flood insurance.
How much is flood insurance in World Golf Village?
FEMA’s Community Rating System list shows no discount for World Golf Village’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in World Golf Village?
By flood claims, Hurricane Irma: 1 paid, $125K.
Is World Golf Village at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (72%), and World Golf Village’s rate for it is higher than 78% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in World Golf Village.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where World Golf Village’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.