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City Hall of Valparaiso, FloridaPhoto: Skye Marthaler · CC BY-SA 4.0
Housing in Valparaiso

73 homes sold in Valparaiso in the last year, at a typical $389K

Almost every sale is a house. Below: what each kind of home sells for, what your budget buys, the best months to buy, how hard you’ll have to bid, and a shortcut to every site where Valparaiso homes are listed.

Homes sold
73
June 2025 to May 2026
Typical sale price
$389K
median, weighted by sales
Price per square foot
$228
Florida $250
Paid vs. asking
98.7%
12% sold over asking
For sale now
36
May 2026 · 7 sold that month
What sold · last 12 months

Houses are 88% of Valparaiso’s sales, at a typical $407K

73 homes sold in the year to May 2026.

Houses$407K

typical sale · 64 sold in 12 months

Per square foot
$237FL $245
Days to sell
69
Sold over asking
13%
Listings with a price cut
31%
Fewer sales

Townhouses: 9 sold, typical $315K

Too few sales in 12 months for reliable figures.

14 years of sales

About as many homes sell as usual, at 2.2 times the 2016 price

73 sales in the last year, against 159 in 2021 and a low of 44 in 2012. The typical sale went from $173K in 2016 to $389K.

Homes soldTypical sale price
050100150200$200K$300K$400K$500K2012: 44 sold, typical $191K’122013: 65 sold, typical $138K2014: 62 sold, typical $135K’142015: 63 sold, typical $138K2016: 70 sold, typical $173K’162017: 85 sold, typical $189K2018: 92 sold, typical $234K’182019: 91 sold, typical $226K2020: 98 sold, typical $267K’202021: 159 sold, typical $319K2022: 133 sold, typical $461K’222023: 89 sold, typical $432K2024: 76 sold, typical $379K’242025: 63 sold, typical $376KLast 12 months: 73 sold, typical $389KNow

Source: Redfin Data Center, MLS sales. Typical price and $/sq ft are the monthly medians, weighted by sales.

What your budget buys

What $400K buys in Valparaiso

Houseat $237 a sq ft
The same money in Floridaat $245 a sq ft

Is this asking price fair?

Check a listing against what Valparaiso homes sold for

Against the town’s median price per square foot over the last 12 months. A rough check: condition, lot and location within town move a price more than this can see.

What the sales history says · 14 years of sales

Bidding wars in Valparaiso are back to pre-pandemic levels, with about as many homes for sale

We read every month of Valparaiso’s home sales since 2012 so you don’t have to. Each figure covers 12 months, because a single month in a town is too few sales to mean much. Latest: the year to May 2026, 73 sales.

If you’re buying in Valparaiso

  • Shop in January. It brings about 10 new listings a month, close to the busiest month, with fewer bidding wars (13% over asking).
  • Bid near asking. Buyers paid 98.7% of the list price on average; 12% paid over.
  • You’ll usually have time. Only 32% of homes go under contract within two weeks; the typical one takes 68 days.
Best time to buy

Spring brings both the most homes and the most bidding wars

March has the most new listings (about 11 a month), and the most competition: 26% close over asking. January offers nearly as much choice with fewer homes bid up (13%). January has the least competition (13%).

New listings a monthShare sold over asking
03.87.511.31513%27%40%Sweet spotJan: 10 new listings a month, 13% sold over asking, 131 days to sellJFeb: 9 new listings a month, 20% sold over asking, 83 days to sellFMar: 11 new listings a month, 26% sold over asking, 114 days to sellMApr: 10 new listings a month, 22% sold over asking, 67 days to sellAMay: 9 new listings a month, 18% sold over asking, 57 days to sellMJun: 9 new listings a month, 22% sold over asking, 77 days to sellJJul: 9 new listings a month, 21% sold over asking, 50 days to sellJAug: 9 new listings a month, 17% sold over asking, 55 days to sellASep: 6 new listings a month, 17% sold over asking, 51 days to sellSOct: 7 new listings a month, 21% sold over asking, 73 days to sellONov: 6 new listings a month, 26% sold over asking, 95 days to sellNDec: 5 new listings a month, 21% sold over asking, 87 days to sellD

Averages for each calendar month, 2015 on.

How competitive is it now?

Calmer than the 2021 frenzy, and about like Florida as a whole

Valparaiso now2017–192021 peakFL now
Sold over askingShare of sales that closed above the list price12%13%26%10%
Gone within two weeksShare of homes under contract within 14 days32%3%27%20%
Listings with a price cutShare of homes for sale that cut their price30%—12%28%
Price paid vs. askingAverage sale price ÷ list price98.7%97.7%99.5%96.3%
Days to sellMedian days from listing to contract681202776
Supply

23 homes for sale on a typical day

That’s 1.4 times the 2023 low (17), about the 2017–19 level and well under 2013’s 36.

2012: 24 for sale’122013: 36 for sale2014: 27 for sale2015: 21 for sale’152016: 19 for sale2017: 32 for sale2018: 20 for sale’182019: 24 for sale2020: 17 for sale2021: 24 for sale’212022: 17 for sale2023: 17 for sale2024: 19 for sale’242025: 20 for saleLast 12 months: 23 for saleNow
Room to negotiate

1 in 3 listings has cut its price

30% in the last year, against — in 2017–19 and 28% across Florida.

2020: 15%’202021: 12%2022: 22%2023: 26%’232024: 25%2025: 23%Last 12 months: 30%Now
Across Florida

Valparaiso ranks 175th of 534 busy Florida markets for bidding wars

Share of sales over asking in the last year, among towns with 60 or more sales. Valparaiso is in the middle of the pack.

Source: Redfin Data Center, city market tracker, January 2012 to May 2026 (MLS sales, not seasonally adjusted). Ratios are weighted by homes sold; price cuts by homes for sale.

Rent or buy?

Owning the typical Valparaiso home costs about $2,215 a month

Mortgage
Property tax
Insurance
Rent

Price: Valparaiso’s typical sale, last 12 months. Property tax at Valparaiso’s 0.6% (median bill ÷ median value, Census ACS); insurance at 0.35% of price a year. Before PMI, HOA dues, upkeep and the tax deduction. Whether Valparaiso is affordable on local pay is on Cost of living.

Before you buy in Valparaiso

Six things worth knowing

11

New listings in March

The month with the most choice. December has the fewest, about 5.

Best time to buy
0.6%

Property tax, a year

Of a home’s value: the median bill over the median home value. On a $389K home, about $2,220 a year.

Taxes vs. neighbors
A−

Schools

The schools grade for Valparaiso, from test results, graduation and how much students grow.

Schools in Valparaiso
17 min

Typical commute

The average one-way trip to work for people who live in Valparaiso.

Work & commute
Flood

Check the flood map

Flood insurance isn’t in a standard policy, and lenders require it in FEMA flood zones. Check the address before you make an offer.

Natural hazards
Records

Look up any property

Assessed value, lot size and every past sale of a home you’re eyeing are public, at the town or county assessor and the registry of deeds.

Nearby markets · last 12 months

Lake Lorraine, Ocean City, Fort Walton Beach and Wright sell for less a square foot; Destin for far more

The busier markets within 25 miles of Valparaiso, by what sold. Prices, taxes and how far a paycheck goes next door are on Cost of living.

SoldTypical sale$/sq ftOver askingDays to sell
Destin724$578K$4184%129
Fort Walton Beach363$351K$21611%70
Niceville335$490K$25015%89
Wright310$323K$20915%68
Lake Lorraine125$362K$2128%85
Ocean City77$318K$20516%58
Valparaiso73$389K$22812%68

Redfin Data Center, June 2025 to May 2026. Towns with fewer than 20 sales are left out, and Redfin doesn’t report every town separately.

Selling, or renting out?

Post your home to Valparaiso, free

Selling it yourself, renting out an apartment or looking for a roommate? Post it to Valparaiso. People who follow the town see it, and so do people comparing Valparaiso with their own town. No commission, no listing fee.

Questions about buying a home in Valparaiso

What do homes sell for in Valparaiso, FL?

73 homes sold in the year to May 2026 at a typical $389K, $228 a square foot.

Is Valparaiso a buyer’s or seller’s market?

A balanced market: 36 homes were for sale in May 2026 and 7 sold, about 5.1 months of supply. Buyers paid 98.7% of asking on average, and 30% of listings cut their price.

When is the best time to buy in Valparaiso?

March brings the most new listings. The sales history shows which months have fewer bidding wars.

How much are property taxes in Valparaiso?

About 0.6% of a home’s value a year. On a $389K home that’s near $2,220.

Where can I see homes for sale in Valparaiso?

Zillow, Redfin, Realtor.com and Homes.com all carry Valparaiso’s MLS listings; the search links above open each one filtered to Valparaiso.

Sales, prices, days on market and listings: Redfin Data Center (MLS, monthly, not seasonally adjusted). Property tax rate: Census American Community Survey. Two-bedroom rent: HUD Fair Market Rent. Typical home value: Zillow Home Value Index. Schools grade: TownRatings (how grades work).