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Tavernier
Florida›Monroe County

TavernierFL

A town of 2,413, settled in 1911.

2 bordering townsMap →
USCG Cutter DUANE · Public domain
Photo of Tavernier

Tavernier, FL · USCG Cutter DUANE · Public domain

Is Tavernier a good place to live?

The best of Tavernier’s subject grades is an A for the outdoors; the weakest is a D− for hazard risk. Tavernier’s January low is 64°F, above both Florida’s towns (51°F) and U.S. towns (22°F). On hazard risk, just 38 of Florida’s 779 towns do worse. Homes are expensive, about $731K for a typical one and 8.3 times the Key West area’s $88K median household income. 32% of the land in Tavernier is conserved, above both the Florida town median (3%) and the median of U.S. towns (4.3%). Tavernier has 1 place on the National Register. The biggest park or preserve is Florida Keys National Marine Sanctuary, at 43 acres. Tavernier has fewer than 2,500 residents, so it gets subject grades but no overall grade.

What makes Tavernier stand out

Where Tavernier beats most towns, and one thing worth knowing.

A growing town

Tavernier has grown 18% from 2010 to 2020

2,136 counted in 2010 and 2,530 in 2020.

2,1362010
2,5302020

U.S. Census 2010 & 2020 counts

How Tavernier grades

Each subject compared with towns across the country (schools within Florida), ordered by how far Tavernier is from typical.

How grading works

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Mrs. Bishop discussing building plans with Red Cross worker after the 1935 hurricane
Mrs. Bishop discussing building plans with Red Cross worker after the 1935 hurricane, 1935
Tavernier’s story

115 years in pictures

Census counts: 1,834 in 1980, 2,530 in 2020. The archive holds 12 old photos and papers going back to 1935 and 2 maps from 1971 on.

  • 1911Tavernier is settled
Explore the history →
Nearby attractions

Everglades National Park and 10 more within 40 miles

Museums, parks, gardens and other places to visit around Tavernier. Close and well known come first.

All 52 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Everglades National Park: Everglades NPS from Homestead, Florida, United States, Public domain · Biscayne National Park: National Park Service, Public domain · John Pennekamp Coral Reef State Park: Jim Stuby (talk), Public domain · Monkey Jungle: Smothert1, CC BY-SA 3.0 · Theater of the Sea: Averette, CC BY 3.0 · Everglades Alligator Farm: Daderot, CC0

Getting set up

Moving to Tavernier: who provides what

Tavernier is unincorporated, so Monroe County and regional agencies provide most services.

PowerFPL14.6¢/kWh · EIA 2025HIFLD · EIA
Internet5 providers98% of addresses get 100/20 MbpsFCC
Trash & county servicesMonroe CountyMonroe County provides services here
SchoolsMonroe County School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Florida you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before).vote.gov
Who runs elections hereMonroe Supervisor of ElectionsMonroe County; contacts on the Handbook page.FVAP, Dec 2025
ZIP code3307033070 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 17, 2025.

The data

Ordered by what stands out in Tavernier.

HousingCost of living grade D

Tavernier earns a D for cost of living

Tavernier’s median rent is $1,966 a month. The typical Tavernier home is worth about $731,000, up 2.1% in a year, 95% above the Florida typical home. 80% of Tavernier households own their home.

$731KZillow home value
TavernierFlorida townsU.S. towns
Median rent$1,966 a month$1,647 a month$1,185 a month
Households that own their home80%72%73%

Typical home value

Tavernier$731K
Florida$375K
Market temperature
Buyer’s marketA buyer's marketBuyer’sSeller’s
149
days on market
92%
sale-to-list price
+2.1%
value change, 1 year
6
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Natural hazardsHazard risk grade D−

Very high risk in Tavernier, with hurricanes at the top

Expected storm and flood damage is higher than in 95% of U.S. communities. Since 1988, 235 flood insurance claims have been paid out in Tavernier.

95risk score of 100
FEMA risk score
95Very high riskLowerHigher
HurricanesCoastal floodingInland flooding
235
paid flood claims since 1988
4
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

OutdoorsA

Nearly a third of Tavernier is conserved land

0.2 miles of trail in 3 parks and preserves. The trail density in Tavernier is 0.1 miles per square mile.

31.7%conserved
31.7%
conserved · 534 of 1,685 acres
0.2 mi
of trails · 0.1 per sq mi
Biggest places to walkTrailsAcres
1. Florida Keys National Marine Sanctuary—43
2. Harry Harris County Beach and Park—20
3. Old Settlers Park—2

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Who lives here

Older than Florida overall

People 65 and older are 34% of residents (21% statewide); children under 18 are 12% of residents (20% statewide). 31% of adults 25 and older have a bachelor’s degree or more, vs 34% across Florida.

51.1median age · FL 42.6
TavernierFlorida townsU.S. towns
Under 1812%20%22%
Median age51.1 years42.5 years40.5 years
TavernierFloridaUnited States

Ages · share of residents

Education · adults 25 and older

No diploma18%
High school28%
Some college15%
Associate’s9%
Bachelor’s18%
Graduate13%

Women and men · all residents

49% women, 51% men

That’s an even split within the survey’s margin of ±6.8 points. Across Florida, 50.9% of residents are women.

Ages and education in Tavernier
TavernierFLU.S.
Under 105.9%10.3%11.6%
10 to 176%9.2%10.3%
18 to 2410.1%8.1%9.1%
25 to 347.7%12.7%13.7%
35 to 4411.2%12.7%13.2%
45 to 5415.9%12.3%12.2%
55 to 649.4%13.4%12.7%
65 to 7419.9%11.7%10.2%
75 and older13.9%9.6%7%
No diploma17.5%10.1%10.4%
High school28.1%27.2%26%
Some college14.7%18.5%19.1%
Associate’s8.6%10.1%8.8%
Bachelor’s18%21.3%21.6%
Graduate13.1%12.9%14.1%

U.S. Census Bureau · ACS 2020-2024 5-year estimates · in a town of 2,400, single groups can be off by several points

Climate

Tavernier has mild winters and hot summers

Tavernier has warm winters and warm summers. July afternoons reach 89°, January nights drop to 64° and snow is almost unheard of.

90°summer high

Typical low → high °F

Winter65–77°
Spring71–82°
Summer79–89°
Fall75–84°
90°
typical summer high

NOAA U.S. Climate Normals, 1991–2020

Work & commuteJobs & income grade D

Most working residents commute out of Tavernier

Most working residents leave Tavernier for work: only 8% work in town. 18% of residents live below the poverty line in Tavernier. Since 2013, Tavernier has added 145 jobs, to 1,230 in 2023.

8%work in town
TavernierFlorida townsU.S. towns
Below the poverty line18%11%9.6%
Median household income$50,000$73,000$80,000
Average trip to work22 minutes27 minutes25 minutes
Working residents who work in town8.1%5%8%

Where working residents work

In Tavernier8%
Islamorada, Village of Islands19%
Key West9%
Key Largo9%
Miami5%
53 mi
median commute distance
1,230
jobs based in Tavernier
Balanced
jobs vs. working residents
B−
Walkability grade: more walkable than 54% of U.S. towns

Census LEHD 2023 · ACS

HealthC+

On CDC estimates, Tavernier is less healthy than 58% of U.S. towns

Tavernier beats the Florida average on 4 of 31 CDC measures and trails it on 0.

42%healthier than U.S. townsC+Health Grade
TavernierFlorida townsU.S. towns
No health insurance, 18–64 (CDC PLACES)17%14%8.1%
Obesity (CDC PLACES)28%32%35%
Diabetes (CDC PLACES)15%13%12%
Depression (CDC PLACES)17%18%23%
31 measures vs. Florida
4 better27 too close to call0 worse
What stands outTavernierFL
Fewer adults facing a utility shut-off7.4%8.6%
Fewer adults facing food insecurity14.5%16.8%
Mariners Hospital
2 mi away · emergency room
1 of 3
care shortages: mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Keep exploring

Everything we know about Tavernier

17pages on Tavernier
After high school

Colleges nearby

None within 15 miles of Tavernier; the nearest are

By the sea

Tavernier lives by the ocean

Coastal flooding makes up 16% of the storm damage FEMA expects here.

16%of expected storm damage is coastal flooding
100thpercentile for coastal flood risk nationally
235paid flood-insurance claims since 1988
4storm & flood disasters paid out here
On the water

FEMA National Risk Index · OpenFEMA · OpenStreetMap

About Tavernier

Census-designated place in Florida, United States

Tavernier is a census-designated place (CDP) and unincorporated community in Monroe County, Florida, United States on Key Largo, the largest island in the upper Florida Keys. Tavernier's population was 2,530 at the 2020 census, up from 2,136 in 2010.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
2.6 sq mi
Elevation
3 ft
ZIP code
33070
Area code
305

Tavernier’s neighbors

2 towns share a border with Tavernier.

Explore the map →
How the neighbors grade
TownFL rankOverallCostSafetySchoolsHealth
Tavernier——D—BC+
Islamorada, Village of Islands#209C+D−—BA−
Key Largo#367CD—BB

Tavernier has fewer than 2,500 residents, so it gets subject grades but no overall grade. Tavernier, Islamorada, Village of Islands and Key Largo report no FBI crime data of their own. Compare Tavernier with a neighbor →

Questions about Tavernier

Short answers, built from the data on this page.

Is Tavernier, FL expensive?

Yes. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades D.