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LvedadondataPhoto: Livan13 · CC BY-SA 4.0
D−Cost of living
Cost of living in Tamiami

Even on the area’s higher pay, Tamiami costs more to live in than 96% of U.S. towns

It ranks #541 of 637 in Florida for affordability.

Census 2020–24 home values, rents, tax bills and cost burden, measured against the median household income of the Miami-Fort Lauderdale-West Palm Beach, FL metro area ($77K). How TownRatings grades cost of living

Typical home value
$625K
▲ 3% in a year · FL $401K
Estimate
Median sale price
$600K
May 2026 · Redfin
Days on market
59
Faster than FL (66) · May 2026
Sale-to-list
95.7%
Homes sell below asking · May 2026
Homes sold
23
in May 2026 · 123 for sale
2-bedroom rent
$2,900
a month, utilities in · HUD
Median tax bill
$3,529
FL $2,730
Area income (the grade’s yardstick)
$77K
Miami-area median
Why Tamiami gets a D− although people here earn more than most

The grade measures what housing costs against what households in the area earn. Tamiami’s area earns well above the typical U.S. town ($77K against $74K), but homes, rent and taxes here run higher still. Owners keep up better than renters: 29% of owners pay 30% or more of income for housing (typical U.S. town: 20%), against 75% of renters.

In dollars

  • $2,900a month for a two-bedroom, utilities includedHUD Fair Market Rent, 2026
  • 114prices across the Miami metro, where the U.S. is 100 (housing 156)BEA Regional Price Parities, 2024

In paychecks the grade

  • 6.3 yrsof area income buys the typical home; the typical U.S. town: 3.3$77K, Miami-area income
  • 30%of area income goes to the median rent; the typical U.S. town: 18%Census 2020–24
  • 75%of renters pay 30%+ of income for housing; across Florida: 60%Census 2020–24
  • 29%of owners do; the typical U.S. town: 20%Census 2020–24
What stands out

What stands out about housing in Tamiami

Cost of living grade

What’s behind Tamiami’s grade

Measured against what households in the area earn, Tamiami is more affordable than 4% of U.S. towns, #541 of 637 in Florida. Rent pulls the grade down most; property tax holds it up.

All U.S. towns we grade (21,243)More affordable than 4%
CostlierMore affordable
Florida towns we grade (637)More affordable than 15%
How sure. Tamiami’s Census figures cover about 17,086 households. At the ends of the Census margins (area income ±$576, owners paying 30%+ ±3.4 points), Tamiami could be anywhere from D− to D−.

How TownRatings grades cost of living →

Price trend

Home prices up 71% in 5 years

The federal house price index for the ZIP codes around Tamiami rose 71% over the past 5 years, faster than across Florida (60%). Last year prices rose 3%. Carrying the Census median home value forward with that index puts the typical Tamiami home at roughly $625,000 today.

Tamiami areaFlorida
0%+100%+200%+300%+400%200020052010201520202025
+3%
past year
+71%
past 5 years
+132%
past 10 years
Estimated value

Carrying the Census median forward with the index puts a typical home at about $625K.

Federal Housing Finance Agency House Price Index (annual) for the ZIP codes around Tamiami, weighted by land area. It tracks repeat sales of the same homes, so it shows how prices changed, not what homes cost.

How fast homes sell · Redfin, May 2026, the latest month available

A balanced market

About 5.3 months of supply: neither buyers nor sellers have a clear edge.

Buyer’s marketA balanced marketBuyer’sSeller’s

Under ~4 months of supply favors sellers; over ~6 favors buyers.

5.3
months of supply · FL 4.7
59
days to sell · FL 66
95.7%
of asking price, at sale
8.7%
sold above asking
33.3%
under contract within 2 weeks
34
new listings in May

Redfin Data Center, all residential sales, May 2026.

Affordability

A typical home costs 6.3 years of area income

The calculator starts from the area income the grade uses. Switch to Tamiami’s own median, or type yours.

Household income a year
$
Miami-area median household income, as in the grade
You could afford about
$307,000
Typical Tamiami home $625K

That’s $318K short of a typical Tamiami home.

The typical home, each month
$3,660
Loan $3,090Tax $380Insurance $180

A two-bedroom rents for about $2,900 a month here, $760 less than owning.

Where your budget reaches nearby

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Tamiami’s typical property tax (0.73% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $2,900

Renters already here pay a median of $1,939, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$2,180
1 bedroom$2,380
2 bedrooms$2,900
3 bedrooms$3,720
4 bedrooms$4,300
28%
of households rent · FL 32%
4,578
renter households
75%
of renters spend 30%+ of income on rent · FL 60%
44%
of the median income, for a two-bedroom
$1,939
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Miami-Miami Beach-Kendall, FL HUD Metro FMR Area): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

Property taxes

High tax bills, but a low tax rate

The median bill is $3,529 (Florida: $2,730), because homes cost more. As a share of value it’s 0.73% a year, against 0.76% statewide.

$3,529
median bill a year · FL $2,730
0.73%
of a home’s value a year · FL 0.76%

Census American Community Survey 2020–24: the median real-estate tax bill homeowners report, and that bill ÷ the median home value. Bills include town, school and county taxes. The Census reports bills over $10,000 only as “$10,000+”.

Beyond rent and mortgage

The rest of a budget near Tamiami

Only figures published free for the whole country, each labeled with the area it covers: the Miami-Fort Lauderdale-West Palm Beach, FL metro area, or Florida. Groceries follow the goods price level; nobody publishes them town by town.

CostHereCompared withAreaSource
Prices overall
U.S. = 100
114FL 103metroBEA, 2024
Goods (groceries, clothing, cars…)
U.S. = 100
104FL 98metroBEA, 2024
Utilities
U.S. = 100
97FL 90metroBEA, 2024
Other services
U.S. = 100
109FL 101metroBEA, 2024

Price levels: U.S. Bureau of Economic Analysis, Regional Price Parities 2024 (metro area and state). Electricity: U.S. Energy Information Administration, Electric Power Monthly, table 5.6.A.

Next door

Tamiami vs. its neighbors

Zillow publishes no value for Tamiami. Kendale Lakes has no Zillow value, so it is in the table only.

Cost next door · one source per column

TownCostTypical home
Zillow, latest
Median value
Census 2020–24
Tax rate
bill ÷ value
2-bed rent
HUD 2026
TamiamiD−—$482K0.73%$2,900
Kendale LakesD—$405K0.74%$2,660
SweetwaterC−$447K$294K0.63%$2,800

“—” under Zillow: Zillow publishes no value for that town, so it’s left blank rather than mixed with Census figures.

Questions about the cost of living in Tamiami

Is Tamiami expensive to live in?

Measured against what households in the area earn, Tamiami costs more than 96% of U.S. towns: a D− for cost of living, #541 of 637 in Florida. The typical home costs 6.3 years of the median household income of the Miami-Fort Lauderdale-West Palm Beach, FL metro area ($77K).

How much is rent in Tamiami?

HUD puts a two-bedroom at about $2,900 a month with utilities, the going rate for someone moving in. Renters already here pay a median of $1,939 (Census 2020–24).

What are property taxes in Tamiami?

The median bill is $3,529 a year, 0.73% of the median home value (Florida: $2,730, 0.76%), from the Census 2020–24.

Neighbors talk housing

What Tamiami buyers, sellers and renters are saying.

Town Square →
Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.