Fish Cabin at White Rock Shoals · Photo: Florida Department of State - Division of Historical Resources - Bureau of Historic Preservation · Public domain104 homes sold in St. James City in the last year, at a typical $507K
Almost every sale is a house. Below: what each kind of home sells for, what your budget buys, the best months to buy, how hard you’ll have to bid, and a shortcut to every site where St. James City homes are listed.
Every place St. James City homes are listed, in one stop
We don’t copy listings: the agents’ sites have the photos and the latest price changes. Set what you want once and we open each site already filtered to St. James City.
For sale
Rent
New, land & open houses
Links open the listing sites; TownRatings isn’t paid for them and doesn’t rank one above another. Rentals and government-owned homes come from sources outside the MLS.
Houses are 98% of St. James City’s sales, at a typical $518K (year to May 2026)
104 homes sold in the year to September 2026.
typical sale · 110 sold in the year to May 2026
- Per square foot
- $351FL $245
- Days to sell
- 142
- Sold over asking
- 5%
- Listings with a price cut
- 26%
Condos: 2 sold, typical $248K
Too few sales in 12 months for reliable figures.
About as many homes sell as usual, at 1.6 times the 2016 price
104 sales in the last year, against 147 in 2021 and a low of 78 in 2024. The typical sale went from $309K in 2016 to $507K.
Source: Redfin Data Center, MLS sales; from June 2026 each month is a 3-month rolling window, its counts divided by 3. Typical price and $/sq ft are the monthly medians, weighted by sales. Redfin stopped publishing towns’ figures by property type after May 2026, so houses and condos are shown for the year to then.
What $500K buys in St. James City
Check a listing against what St. James City homes sold for
Against the town’s median price per square foot over the last 12 months. A rough check: condition, lot and location within town move a price more than this can see.
Bidding wars in St. James City are back to pre-pandemic levels, and more homes are for sale
We read every month of St. James City’s home sales since 2016 so you don’t have to. Each figure covers 12 months, because a single month in a town is too few sales to mean much. Latest: the year to September 2026, 104 sales.
If you’re buying in St. James City
- Shop in January. It brings about 20 new listings a month, close to the busiest month, with fewer bidding wars (4% over asking).
- Offer under asking. Buyers paid 94.5% of the list price on average; 4% paid over.
- You’ll usually have time. Only 9% of homes go under contract within two weeks; the typical one takes 119 days.
Winter brings the homes; spring brings the bidding wars
January has the most new listings (about 20 a month), but April is the most competitive: 12% of April sales close over asking. September has the least competition (2%) but only about 10 new listings.
Averages for each calendar month, 2015 on.
Calmer than the 2021 frenzy, and calmer than Florida
| St. James City now | 2017–19 | 2021 peak | FL now | |
|---|---|---|---|---|
| Sold over askingShare of sales that closed above the list price | 4% | 4% | 16% | 9% |
| Gone within two weeksShare of homes under contract within 14 days | 9% | 17% | 41% | 21% |
| Price paid vs. askingAverage sale price ÷ list price | 94.5% | 94.6% | 96.9% | 96.4% |
| Days to sellMedian days from listing to contract | 119 | 104 | 31 | 75 |
80 homes for sale on a typical day
That’s 3.7 times the 2021 low (22) and 37% more than in 2017–19.
St. James City ranks 463rd of 542 busy Florida markets for bidding wars
Share of sales over asking in the last year, among towns with 60 or more sales. St. James City is one of the state’s calmer markets.
Source: Redfin Data Center, city figures, January 2016 to September 2026 (MLS sales, not seasonally adjusted; from June 2026 each month is a 3-month rolling window, its counts divided by 3). Ratios are weighted by homes sold; price cuts by homes for sale.
Owning the typical St. James City home costs about $3,009 a month
Price: St. James City’s typical sale, last 12 months. Property tax at St. James City’s 0.9% (median bill ÷ median value, Census ACS); insurance at 0.35% of price a year. Before PMI, HOA dues, upkeep and the tax deduction. Whether St. James City is affordable on local pay is on Cost of living.
Six things worth knowing
New listings in January
The month with the most choice. August has the fewest, about 9.
Best time to buyProperty tax, a year
Of a home’s value: the median bill over the median home value. On a $507K home, about $4,360 a year.
Taxes vs. neighborsSchools
The schools grade for St. James City, from test results, graduation and how much students grow.
Schools in St. James CityTypical commute
The average one-way trip to work for people who live in St. James City.
Work & commuteCheck the flood map
Flood insurance isn’t in a standard policy, and lenders require it in FEMA flood zones. Check the address before you make an offer.
Natural hazardsLook up any property
Assessed value, lot size and every past sale of a home you’re eyeing are public, at the town or county assessor and the registry of deeds.
Pine Island Center, Matlacha and Iona sell for less a square foot; Captiva and Sanibel for far more
The busier markets within 25 miles of St. James City, by what sold. Prices, taxes and how far a paycheck goes next door are on Cost of living.
| Sold | Typical sale | $/sq ft | Over asking | Days to sell | |
|---|---|---|---|---|---|
| Iona | 481 | $335K | $222 | 3% | 87 |
| Sanibel | 398 | $963K | $564 | 2% | 133 |
| St. James City | 104 | $507K | $378 | 4% | 119 |
| Pine Island Center | 39 | $362K | $255 | 0% | 135 |
| Captiva | 38 | $1M | $791 | 0% | 292 |
| Punta Rassa | 27 | $845K | $454 | 0% | 174 |
| Matlacha | 20 | $466K | $363 | 0% | 163 |
Redfin Data Center, October 2025 to September 2026. Towns with fewer than 20 sales are left out, and Redfin doesn’t report every town separately.
Post your home to St. James City, free
Selling it yourself, renting out an apartment or looking for a roommate? Post it to St. James City. People who follow the town see it, and so do people comparing St. James City with their own town. No commission, no listing fee.
Questions about buying a home in St. James City
What do homes sell for in St. James City, FL?
104 homes sold in the year to September 2026 at a typical $507K, $378 a square foot.
Is St. James City a buyer’s or seller’s market?
A buyer’s market: 63 homes were for sale in September 2026 and 8 sold, about 7.2 months of supply. Buyers paid 94.5% of asking on average.
When is the best time to buy in St. James City?
January brings the most new listings. The sales history shows which months have fewer bidding wars.
How much are property taxes in St. James City?
About 0.9% of a home’s value a year. On a $507K home that’s near $4,360.
Where can I see homes for sale in St. James City?
Zillow, Redfin, Realtor.com and Homes.com all carry St. James City’s MLS listings; the search links above open each one filtered to St. James City.
Sales, prices, days on market and listings: Redfin Data Center (MLS, monthly, not seasonally adjusted; from June 2026 each month is a 3-month rolling window, its counts divided by 3). Property tax rate: Census American Community Survey. Two-bedroom rent: HUD Fair Market Rent. Typical home value: Zillow Home Value Index. Schools grade: TownRatings (how grades work).