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–Not graded
Natural hazards in Schall Circle · FEMA

Storms, floods and disasters in Schall Circle

Schall Circle isn’t graded for hazard risk: Schall Circle has 467 residents; we grade towns of 1,000 or more. Flood insurance has paid 2 claims here since 1999.

Flood claims
2
paid since 1999 · $24K
Disasters paid out here
0
of 29 declared for Palm Beach County
By hazard

What Schall Circle faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

Hurricanes

71%of expected building damage
Well above average · in the top 6% of U.S. census tracts
Recorded about once every 3 years in the area

River and rain flooding

26%of expected building damage
Well below average · lower than 93% of U.S. census tracts
Recorded about 2 times a year in the area
Smaller shares here
 Tornadoes Lightning top 3% Cold waves top 4% Strong wind Hail Earthquakes Heat waves Landslides
FEMA models no building damage here
Coastal floodingWildfireWinter stormsIce stormsAvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Schall Circle flood? Rarely: 2 flood claims since 1999

Every paid claim on a federal flood insurance policy in Schall Circle, from FEMA’s records.

Paid flood claims, by year
1999: 2 claims2000: 0 claims2001: 0 claims2002: 0 claims2003: 0 claims2004: 0 claims2005: 0 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 0 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims1999
19992026
Biggest named events
  • Hurricane Irene2 claims · $24K
2
paid claims since 1999
$24K
paid to owners
0
homes flooded more than once
$12K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Schall Circle isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Palm Beach County.
Disasters

The storms Schall Circle remembers

None of the 29 disasters declared for Palm Beach County shows FEMA aid or repair money reaching Schall Circle itself in FEMA’s records, so these are its biggest flood-claim years.

  1. 19992 flood claims paidThe year of Fl-hurricane Irene-dr-req, declared for Palm Beach County
Disasters declared, by decade
Paid out in Schall CirclePalm Beach County only

Palm Beach County has had 29 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Also 1 FEMA wildfire suppression grant (Fire Management Assistance, not a disaster declaration) for fires in Palm Beach County, 1999–1999.

Were you here?

Old photos of Schall Circle after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Schall Circle archive →
Be ready

Get ready for what Schall Circle faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

Hurricane season
  • The season runs June through November and peaks from mid-August to mid-October.
  • Bring in porch furniture and anything the wind can throw.
  • Fill the gas tank and charge phones before the storm arrives.
More from Ready.gov ↗
When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Schall Circle

Does Schall Circle flood?

Flood insurance has paid 2 claims in Schall Circle since 1999, $24K in all. The most claims came from Hurricane Irene (2).

Is Schall Circle in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Palm Beach County, 43% of homes in mapped flood zones carry federal flood insurance, and 13.0% of all homes do.

How much is flood insurance in Schall Circle?

FEMA’s Community Rating System list shows no discount for Schall Circle’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Schall Circle?

By flood claims, Hurricane Irene: 2 paid, $24K.

Storm stories

Memories, warnings and help from neighbors in Schall Circle.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Schall Circle’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.