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CHazard risk
Natural hazards in Pembroke Park · FEMA

FEMA expects more hazard damage per building in Pembroke Park than in 71% of U.S. towns, mostly from hurricanes

On FEMA’s National Risk Index, Pembroke Park gets a C for hazard risk: higher expected damage per building than 71% of U.S. towns, #197 of 638 in Florida. Most of that expected damage is hurricanes (63%), then river and rain flooding (36%). Flood insurance has paid 85 claims here since 1980.

Hurricanes 63%River and rain flooding 36%

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

more than 71%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade#197 of 638 in Florida
Hazard risk
C#197 of 638
in Florida · higher than 71% of U.S. towns
Main hazard
Hurricanes
63% of expected building damage
Flood claims
85
paid since 1980 · $2.4M
Flooded more than once
11
properties · 6 “severe repetitive loss”
Disasters paid out here
12
of 32 declared for Broward County

What stands out about Pembroke Park’s natural hazards

From FEMA’s model and FEMA’s records, below.

Made safer with FEMA grants1 building retrofitted against wind; 1 building floodproofed with FEMA grants.Remembers 200016 flood claims were paid for 2000 alone, the most of any year.
By hazard

What Pembroke Park faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

Hurricanes

63%of expected building damage
Well above average · in the top 7% of U.S. census tracts
Recorded about once every 3 years in the area

River and rain flooding

36%of expected building damage
About average · lower than 56% of U.S. census tracts
Recorded about 2 times a year in the area
Smaller shares here
 Tornadoes Coastal flooding Strong wind Cold waves Lightning Hail Earthquakes Wildfire Heat waves Landslides
FEMA models no building damage here
Winter stormsIce stormsAvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Pembroke Park’s grade

Hurricanes are 63% of the building damage FEMA expects in Pembroke Park, and Pembroke Park’s rate of hurricanes damage is in the top 7% of U.S. census tracts. Next is river and rain flooding at 36% (lower than 56% of U.S. census tracts).

Where Pembroke Park sits
Pembroke Park
Least damageMiddleMost damage

C #197 of 638 in Florida; higher expected damage per building than 71% of U.S. towns (21,298).

Pembroke Park’s residents live in 5 census tracts; FEMA’s figures are combined by where they live.

What drives the damage to buildings
Hurricanes63%River and rain flooding36%Everything else1%

The typical Florida town has higher expected damage than 79% of U.S. towns; within the state, Pembroke Park has less expected damage per building than 69% of Florida towns.

In dollars, FEMA expects about $2.1M a year in losses across Pembroke Park: $1.8M to buildings, the rest to people and crops.

Recent disaster.FEMA’s model looks at expected damage to the buildings standing today. After Hurricane Irma in 2017, FEMA took 705 aid registrations from Pembroke Park addresses (the town has 3,698 homes).
A small-area figure. Pembroke Park covers 5 census tracts, combined by where residents live. FEMA’s model is an average year for today’s buildings, not a record: the claims and disasters below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Pembroke Park flood? Sometimes: 85 flood claims since 1980

Every paid claim on a federal flood insurance policy in Pembroke Park, from FEMA’s records: 23.0 per 1,000 homes, more than 86% of the 13,809 U.S. towns with a flood insurance record.

Paid flood claims, by year
1980: 2 claims1981: 2 claims1982: 2 claims1983: 0 claims1984: 0 claims1985: 0 claims1986: 0 claims1987: 0 claims1988: 0 claims1989: 0 claims1990: 0 claims1991: 2 claims1992: 0 claims1993: 1 claim1994: 5 claims1995: 6 claims1996: 0 claims1997: 0 claims1998: 1 claim1999: 15 claims2000: 16 claims2001: 0 claims2002: 0 claims2003: 3 claims2004: 0 claims2005: 4 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 12 claims2010: 1 claim2011: 1 claim2012: 0 claims2013: 0 claims2014: 0 claims2015: 4 claims2016: 0 claims2017: 0 claims2018: 1 claim2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 7 claims2025: 0 claims2026: 0 claims199920002009
19802026
Biggest named events
  • Hurricane Irene14 claims · $149K
  • The June South Florida Flooding7 claims · $860K
  • Hurricane Wilma4 claims · $159K
85
paid claims since 1980
$2.4M
paid to owners
11
homes flooded more than once
$28K
average claim
Homes that flooded again and again
FEMA “severe repetitive loss” (6)Flooded 2+ times
of homes in flood zones are insured
of all homes are insured
No community discount

Pembroke Park isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Broward County.
What’s been done with FEMA grants
1building retrofitted against wind
1building floodproofed
Disasters

12 federal disasters brought FEMA money to Pembroke Park

Disasters that paid out in Pembroke Park itself (aid to households or repair grants to the Town of Pembroke Park), newest first, with that year’s flood claims.

  1. 2023Severe Storms, Tornadoes, and Flooding7 households applied for aid$4K aid approved
  2. 2019Hurricane Dorian$21K to the Town of Pembroke Park for repairs
  3. 2017Hurricane Irma705 households applied for aid$363K aid approved$349K to the Town of Pembroke Park for repairs
  4. 2016Hurricane Matthew$20K to the Town of Pembroke Park for repairs
  5. 2008Tropical Storm Fay$14K to the Town of Pembroke Park for repairs
  6. 2005Hurricane Wilma119 households applied for aid$66K aid approved$415K to the Town of Pembroke Park for repairs4 flood claims paid for it, $159K
Show all 12
  1. 2005Tropical Storm Rita$9K to the Town of Pembroke Park for repairs
  2. 2005Hurricane Katrina$52K to the Town of Pembroke Park for repairs
  3. 2004Hurricane Jeanne$12K to the Town of Pembroke Park for repairs
  4. 2004Hurricane Frances10 households applied for aid$9K aid approved$26K to the Town of Pembroke Park for repairs
  5. 2000Severe Storms and Flooding$147K to the Town of Pembroke Park for repairs16 flood claims paid that year
  6. 1999Fl-hurricane Irene-dr-req$20K to the Town of Pembroke Park for repairs14 flood claims paid for it, $149K
Disasters declared, by decade
Paid out in Pembroke ParkBroward County only

Broward County has had 32 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Also 1 FEMA wildfire suppression grant (Fire Management Assistance, not a disaster declaration) for fires in Broward County, 1999–1999.

Were you here?

Old photos of Pembroke Park after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Pembroke Park archive →
Next door

Pembroke Park and its neighbors

Pembroke Park is 2nd of the 5 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.

West Park: hazard risk CHallandale Beach: hazard risk C+Ives Estates: hazard risk C−Hollywood: hazard risk C−West ParkHallandale BeachIves EstatesHollywoodPembroke Park
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Hallandale BeachC+more damage than 58%hurricanes1,374
Pembroke ParkCmore damage than 71%hurricanes85
West ParkCmore damage than 73%hurricanes25
Ives EstatesC−more damage than 79%river and rain flooding30
HollywoodC−more damage than 84%river and rain flooding2,470

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Pembroke Park faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

Hurricane season
  • The season runs June through November and peaks from mid-August to mid-October.
  • Bring in porch furniture and anything the wind can throw.
  • Fill the gas tank and charge phones before the storm arrives.
More from Ready.gov ↗
When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Pembroke Park

Is Pembroke Park at risk for natural disasters?

On FEMA’s National Risk Index, Pembroke Park has higher expected damage per building than 71% of U.S. towns: C for hazard risk, #197 of 638 in Florida. Most of the expected damage is hurricanes (63%) and river and rain flooding (36%). This is FEMA’s model of an average year for today’s buildings, not a forecast.

Does Pembroke Park flood?

Flood insurance has paid 85 claims in Pembroke Park since 1980, $2.4M in all, or 23.0 per 1,000 homes, more than 86% of U.S. towns with a flood insurance record. 11 properties have flooded more than once. The most claims came from Hurricane Irene (14).

Is Pembroke Park in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Broward County, 76% of homes in mapped flood zones carry federal flood insurance, and 19.2% of all homes do.

How much is flood insurance in Pembroke Park?

FEMA’s Community Rating System list shows no discount for Pembroke Park’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Pembroke Park?

By FEMA money that reached Pembroke Park, Hurricane Irma (2017): 705 households applied for aid, $363K approved, and $349K to the Town of Pembroke Park for repairs. By flood claims, Hurricane Irene: 14 paid, $149K.

Is Pembroke Park at risk from hurricanes?

It is the largest share of the building damage FEMA expects here (63%), and Pembroke Park’s rate for it is in the top 7% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Pembroke Park.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Pembroke Park’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.