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Pafb-c130s-920rqwPhoto: USAF · Public domain
DHazard risk
Natural hazards in Patrick AFB · FEMA

On FEMA’s figures, Patrick AFB faces more hazard damage per building than 88% of U.S. towns, mostly from hurricanes

On FEMA’s National Risk Index, Patrick AFB gets a D for hazard risk: higher expected damage per building than 88% of U.S. towns. Most of that expected damage is hurricanes (88%). FEMA’s files show no paid flood insurance claims here.

Hurricanes 88%River and rain flooding 8%Tornadoes 2%

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

more than 88%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade
Hazard risk
D
in Florida · higher than 88% of U.S. towns
Main hazard
Hurricanes
88% of expected building damage
Flood claims
0
paid since 1978 · $0
Disasters paid out here
4
of 29 declared for Brevard County
By hazard

What Patrick AFB faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

Hurricanes

88%of expected building damage
Well above average · in the top 4% of U.S. census tracts
Recorded about once every 4 years in the area

River and rain flooding

8%of expected building damage
Well below average · lower than 99% of U.S. census tracts
Recorded about once every 1 years in the area
Smaller shares here
 Tornadoes Coastal flooding top 4% Strong wind Earthquakes Lightning Hail Wildfire Cold waves Heat waves Landslides
FEMA models no building damage here
Winter stormsIce stormsAvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Patrick AFB’s grade

Hurricanes are 88% of the building damage FEMA expects in Patrick AFB, and Patrick AFB’s rate of hurricanes damage is in the top 4% of U.S. census tracts. Coastal flooding adds 1%, at a rate in the top 4% of U.S. census tracts.

Where Patrick AFB sits
Patrick AFB
Least damageMiddleMost damage

D higher expected damage per building than 88% of U.S. towns (21,298).

All of Patrick AFB’s residents live in one census tract; the figures are that tract’s.

What drives the damage to buildings
Hurricanes88%River and rain flooding8%Everything else4%

In dollars, FEMA expects about $1.1M a year in losses across Patrick AFB: $986K to buildings, the rest to people and crops.

Shared tract.All of Patrick AFB’s 1,308 residents (2020 census) live in one census tract. FEMA publishes its model by tract, so the rate and the hazard mix are the tract’s. The flood claims below are the town’s own.
A shared figure. The grade describes the whole tract, not each street in it, and FEMA’s model is an average year for today’s buildings, not a record: the claims below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Patrick AFB flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Patrick AFB. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of homes in flood zones are insured
of all homes are insured
No community discount

Patrick AFB isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Brevard County.
Disasters

4 federal disasters brought FEMA money to Patrick AFB

Disasters that paid out in Patrick AFB itself (aid to households or repair grants to Patrick AFB), newest first, with that year’s flood claims.

  1. 2022Hurricane Ian7 households applied for aid$600 aid approved
  2. 2017Hurricane Irma34 households applied for aid$4K aid approved
  3. 2004Hurricane Jeanne5 households applied for aid$2 aid approved
  4. 2004Hurricane Frances13 households applied for aid$9K aid approved
Disasters declared, by decade
Paid out in Patrick AFBBrevard County only

Brevard County has had 29 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Also 4 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in Brevard County, 1999–2008.

Were you here?

Old photos of Patrick AFB after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Patrick AFB archive →
Next door

Patrick AFB and its neighbors

Patrick AFB has the lowest expected damage per building of the 2 graded towns here. Tap a town to see its hazards.

South Patrick Shores: hazard risk DSouth Patrick ShoresPatrick AFB
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Patrick AFBDmore damage than 88%hurricanes0
South Patrick ShoresDmore damage than 91%hurricanes50

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Patrick AFB faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

Hurricane season
  • The season runs June through November and peaks from mid-August to mid-October.
  • Bring in porch furniture and anything the wind can throw.
  • Fill the gas tank and charge phones before the storm arrives.
More from Ready.gov ↗
When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Patrick AFB

Is Patrick AFB at risk for natural disasters?

On FEMA’s National Risk Index, Patrick AFB has higher expected damage per building than 88% of U.S. towns: D for hazard risk. Most of the expected damage is hurricanes (88%) and river and rain flooding (8%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.

Is Patrick AFB in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Brevard County, 47% of homes in mapped flood zones carry federal flood insurance, and 11.8% of all homes do.

How much is flood insurance in Patrick AFB?

FEMA’s Community Rating System list shows no discount for Patrick AFB’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Patrick AFB?

By FEMA money that reached Patrick AFB, Hurricane Frances (2004): 13 households applied for aid, $9K approved.

Is Patrick AFB at risk from hurricanes?

It is the largest share of the building damage FEMA expects here (88%), and Patrick AFB’s rate for it is in the top 4% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Patrick AFB.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Patrick AFB’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.