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Panama City Beach, Florida (J.S. Clark)Photo: j.s. clark/ "Image by jsclark.net." · CC BY-SA 2.0
Town Hall · Panama City Beach

Panama City Beach spent more per resident in 2022 than 97% of similar cities

Panama City Beach’s city government spent $63.9 million on day-to-day services in the year to September 30, 2024, about $3,352 per resident. Water and other utilities ($16.2 million) are counted separately.

Town website
Day-to-day spending, 2024
$63.9M
year to September 30, 2024
Per resident, 2024
$3,352
In 2022: $4,015, more than 97% of 67 similar cities
Long-term debt
$91.4M
end of FY2024, reported
City staff, 2022
348
full-time · 19 part-time · March payroll $1.7M
Typical tax bill
$2,579
0.58% of home value · FL 0.76%

What stands out about how Panama City Beach is run

Read from the city’s budget and official records.

Compared with similar places

$4,015 per resident in 2022: more than 97% of them

Panama City Beach’s day-to-day spending in 2022 ($4,015 per resident, hospital and utilities left out) against 67 Florida cities of 10,000–24,999 that don’t run their own schools: the median was $1,525, and the middle half spent $1,160–$2,146. Panama City Beach spent more than 97% of them.

Middle half of the group, $1,160–$2,146Median $1,525Panama City Beach

Includes sewer and trash ($12 million), as the Census Bureau counts them. Later years come from a Census sample, so the comparison stays on 2022. How Town Hall compares budgets →

The group
67

Florida cities of 10,000–24,999 that don’t run their own schools, 2022 Census of Governments (every government counted that year; Panama City Beach itself left out).

Your share of the 2024 budget

About $3,352 per resident a year, or $9.18 a day

Day-to-day services only. The biggest line: sewer & trash, at 23%.

Where the money comes from
Interest, fines & other 21%Other taxes & licenses 20%Utility sales 16%Fees & charges 16%From other local governments 14%Sales taxes 5%From the state 4%Property taxes 2%From the federal government 1%
Not in the receipt.Building projects $23.9 million; interest on debt $2.4 million. With these and the enterprises, the whole budget was $106.3 million.
Over the years

Day-to-day spending is up 29% since 2022

Day-to-day services, in dollars, in the years Panama City Beach reported to the Census Bureau. Prices rose too: about 4% a year in 2022–2024.

Day-to-day spending by fiscal year

2022$49.5 million
2023$54.5 million
2024$63.9 million

Per resident: 2022: $4,015 · 2023: $2,981 · 2024: $3,352. Per resident it went from $4,015 to $3,352 (down 17%), partly because the Census population behind it changed from 12,337 to 19,056.

Building projects, interest and enterprises (hospital, utilities) are left out, so a big construction year doesn’t read as growth.

Property tax

The typical homeowner pays $2,579 a year

Every local property tax on the home: town, schools and county. About 0.58% of the home’s value, vs 0.76% across Florida.

What homes cost →

Typical yearly bill next door and statewide

Florida$2,730
Panama City Beach$2,579
Lower Grand Lagoon$2,384
Laguna Beach$2,358
$2,579
typical bill a year
0.58%
effective rate
$441,300
typical home value (Census)
Your own bill

The Housing page’s calculator splits a monthly payment into loan, tax and insurance at Panama City Beach’s rate.

Can I afford it? →

The median bill homeowners report to the Census survey (bills of $10,000+ are reported as “$10,000+”). The effective rate is that bill ÷ the median home value: a rough guide, not the official tax rate.

Tax bills are one input to Panama City Beach’s Cost of living grade. Cost of living in Panama City Beach →

Who runs it

Who’s in charge in Panama City Beach

Names change after every election, so we link to the source that keeps them current.

See pcbgov.com for Panama City Beach’s current officialsWe name an official only when a public source lists a current term. None does for Panama City Beach yet.pcbgov.com ↗
Agendas

Panama City Beach’s meeting calendar isn’t in our feed yet. The city posts agendas and minutes on pcbgov.com ↗.

Who works for Panama City Beach

One full-time city employee for every 55 residents

On the payroll in March 2022, from the Census Bureau’s Annual Survey of Public Employment & Payroll. Residents: the Census population in the 2024 finance file (19,056).

By department full-time, plus part-time, March 2022

Police94
Fire65 + 5 pt
Sewer & trash42
Parks & libraries34 + 13 pt
Administration & buildings38 + 1 pt
Water & other utilities34
Roads & transportation16
Housing & development3
Other22
348
full-time
19
part-time
$1.7M
payroll for March 2022
$20.9M
a year, estimated (March × 12)
$59,400
average full-time pay, before benefits (March × 12)
76
sworn police officers
51
full-time firefighters
Compared, 2022.Panama City Beach had 28.2 full-time staff per 1,000 residents in March 2022. The median for the 53 of the 67 Florida cities of 10,000–24,999 that don’t run their own schools that reported 2022 staff was 9.7: Panama City Beach had more than 100% of them. Same group and year as the budget comparison.

The Census reports one month’s payroll (March); yearly figures are that month × 12, an estimate. Part-timers count half in the bar lengths.

The school district

Bay County School District

Panama City Beach’s K–12 school district, shared with Callaway, Lynn Haven, Mexico Beach, Panama City, Parker and more. It’s its own government, with a budget separate from the town’s.

Schools in Panama City Beach →
$11,843
per pupil · FL $13,006
27,675
students
$158.4 million
long-term debt

Of the $11,843 per pupil, $7,480 goes to the classroom (teachers, aides, supplies); the rest to buses, buildings, counselors and administration. Building projects and debt payments aren’t in the per-pupil figure.

The district: schools, scores and graduation →

Where the district’s money comes from
Local 53%State 32%Federal 16%

Florida districts overall: 55% local, 29% state, 15% federal.

School year 2023–24. Census Bureau school finance survey.

Elections · 2024 general election

Panama City Beach’s votes are counted by county

Florida reports official results by county and precinct, not by city, so there are no official results for Panama City Beach alone, and we don’t estimate them. These are Bay County’s results.

President · Bay County’s results98,157 votes · results as certified
Donald J TrumpDonald J TrumpRepublican72.8%71,497 votes
Kamala D HarrisKamala D HarrisDemocrat25.7%25,201 votes

Others: 1.5% (1,459 votes).

Most votes in Bay County: Donald J Trump

Florida: Trump 56.1%, Harris 43.0%

The county’s page

100% of Panama City Beach lies in Bay County. Every 2024 race in Bay County is on the county’s page.

Bay County’s 2024 results →
DemocratRepublicanLibertarianIndependent / other

Official 2024 general election returns, as certified (MIT Election Data + Science Lab). Percentages are of votes for candidates; blank and spoiled ballots aren’t counted. Candidates are listed by votes, and party colors are neutral on purpose.

Portraits: Kamala D Harris: official vice-presidential portrait, Lawrence Jackson, The White House, 2021; Donald J Trump: official portrait, Shealah Craighead, The White House, 2017. All are U.S. government works in the public domain. A race shows photos only when every candidate has an official portrait; otherwise every candidate in it gets initials.

Who represents Panama City Beach

From town hall to Washington

Every level of government that speaks for Panama City Beach.

2024 results ↑
  1. 1
    Your cityMayor & council
    Officials: pcbgov.com ↗
  2. 2
    Florida HouseState representatives
  3. 3
    Florida SenateState senator
  4. 4
    GovernorStatewide
  5. 5
    U.S. HouseYour representative in Congress
  6. 6
    U.S. SenateBoth represent all of Florida

Democrat · Republican · other or independent. Tap a name for their official page.

Next door

How Panama City Beach compares with the towns next door

Panama City Beach spent $4,015 per resident in 2022. Towns that run more services spend more. Tap a town to see its page.

Spends the leastSpends the mostEstimate or no figures
TownDay-to-day, per resident (2022)Tax bill
Panama City Beach$4,015$2,579

Day-to-day spending in 2022, the last year every government was counted, for governments that reported it; hospital and utilities left out. Tax bill: the typical homeowner’s bill (Census ACS, 2020–24).

Reach Panama City Beach’s government

The official site has phone numbers, hours and forms. Neighbors add the rest to the Handbook.

The Handbook →

Questions about Panama City Beach’s government

How much does Panama City Beach spend per resident?

About $3,352 per resident on day-to-day services in the year to September 30, 2024, as reported to the Census Bureau. In 2022, the last full count, its $4,015 was more than 97% of 67 Florida cities of 10,000–24,999 that don’t run their own schools.

What is the property tax rate in Panama City Beach?

Homeowners report a typical bill of $2,579 a year (Census ACS, 2020–24), about 0.58% of the typical home’s value, vs 0.76% across Florida. For the official rate per $1,000 of assessed value, see pcbgov.com.

Who runs Panama City Beach’s government?

See pcbgov.com for current officials. We name an official only when a public source lists a current term, and none does for Panama City Beach yet.

How did Panama City Beach vote in 2024?

Florida counts votes by county and precinct, not by city, so there are no official results for Panama City Beach alone. Bay County, where 100% of Panama City Beach lies, voted Trump 72.8%, Harris 25.7% for president; its page has every race.

How many people work for Panama City Beach?

348 full-time and 19 part-time employees in March 2022, with a March payroll of $1.7M (about $20.9M a year if every month were the same), as reported to the Census Bureau.

Who represents Panama City Beach in the state legislature?

State Senate District 2 (Jay Trumbull) and State House District 6 (Griff Griffitts). The House district also covers six other towns. Listed by Open States; districts from the Census Bureau.

Ask neighbors about Panama City Beach’s government

Neighbors who’ve been to the meetings can help.

Town Square →
Ask neighbors

Budget and staff: U.S. Census Bureau, Census of Governments (2022, every government) and Annual Survey of State and Local Government Finances (2023–24, a sample) and the Annual Survey of Public Employment & Payroll; day-to-day spending is current operations, with hospitals, utilities and airports apart. School district: Census school finance survey, 2023–24. Property tax: Census American Community Survey, 2020–24. Elections: official 2024 returns via the MIT Election Data + Science Lab; turnout uses Census citizen voting-age population (CVAP, 2020–24). Officials: Open States, names shown only with a current term (checked October 9, 2026). Districts: Census Bureau (119th Congress, 2024 state districts); legislators: Open States and congress-legislators. How Town Hall works →