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Florida›St. Johns County

Palm ValleyFL

Population 19,796: a town settled in 1908.

Is Palm Valley a good place to live?

Plenty to like here, at a price. Its strongest is health (A+): CDC estimates put its residents' health ahead of 96% of the country. Add schools to its strengths (A+): its schools outperform 96% of the state's. The trade-off is cost of living: the typical home is worth about $691K, 8.7 years of the Jacksonville metro’s $80K median household income. Hazard risk is weaker too: FEMA rates its natural-hazard risk higher than 62% of U.S. communities, with inland flooding at the top. All told, that adds up to an A overall and a rank of 3rd of 634 in Florida. Set against the rest, it does better than 86% of U.S. towns. 71% of adults 25 and older hold a bachelor’s degree or more in Palm Valley, above both Florida’s towns (31%) and U.S. towns (29%).

Figures: health, CDC PLACES · schools, state test and graduation results · home values, Zillow · incomes, Census ACS, 2020–24 · FEMA National Risk Index.

What makes Palm Valley stand out

Where Palm Valley beats most towns.

How Palm Valley grades

Each subject compared with towns across the country (schools within Florida), ordered by how far Palm Valley is from typical.

How grading works

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Nearby attractions

EverBank Field and 42 more within 40 miles

Museums, parks, gardens and other places to visit around Palm Valley. Close and well known come first.

All 50 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

EverBank Field: AndrewAvitus, CC BY 3.0 · Castillo de San Marcos National Monument: National Park Service, Public domain · Fort Caroline National Memorial: NPS Photo, Public domain · VyStar Veterans Memorial Arena: Nichos (talk), Public domain · USS Orleck: U.S. Navy, Public domain · Kingsley Plantation: Original uploader was Emanuel Kingsley at en.wikipedia, Public domain

Getting set up

Moving to Palm Valley: who provides what

Palm Valley is unincorporated, so St. Johns County and regional agencies provide most services.

PowerFPL14.6¢/kWh · EIA 2025HIFLD · EIA
WaterSjcu-Cr214 Mainland WTP water systemNo health-based violations in 5 years · EPAEPA
Internet5 providers100% of addresses get 100/20 MbpsFCC
Trash & county servicesSt. Johns CountySt. Johns County provides services here
SchoolsSt. Johns County School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Florida you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before).vote.gov
Who runs elections hereSt. Johns Supervisor of ElectionsSt. Johns County; contacts on the Handbook page.FVAP, Nov 2023
ZIP code3208232082 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 17, 2025.

The data

Ordered by what stands out in Palm Valley.

Palm Valley has schools in the top 5% of Florida, has less food insecurity than most of Florida and has milder winter nights than nearly all U.S. towns.

OutdoorsC+

Open space protected for good: 0.3% of Palm Valley

14 miles of trail wind through 4 parks and preserves. The trail density in Palm Valley is 1.0 miles per square mile.

#101for trails in FL
Palm ValleyFlorida townsU.S. towns
Miles of trail per square mile1.0 miles per square mile0.40.4
Conserved land0.3%3%4.3%
0.3%
conserved · 25 of 8,678 acres
14 mi
of trails · 1 per sq mi
Biggest places to walkTrailsAcres
1. Bird Island Park0.8 mi6
2. Cornerstone Park0.7 mi19
3. DeLeon Shores Park—5

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

SchoolsA+

For schools, Palm Valley earns an A+

That grade ranks #1 of the 638 Florida towns we grade for schools. It comes with a D− for cost of living: the typical home is worth about $691K.

Its public schools are run by the St. Johns school district. Of its 5 schools, two are listed below, each with the reason. 3 public schools serve Palm Valley, with 2,244 students in all.

96%of FL districts it outscoresA+School Grade
SchoolLevelStudentsLetter
Ponte Vedra Palm Valley- Rawlings Elementary SchoolLargest public elementary schoolGrades PK–5Grades PK–5940A+
Ocean Palms Elementary SchoolTop results in townGrades PK–5Grades PK–5386A+

NCES · EDFacts · graded within FL on state tests and graduation

HealthA+

Compared with most of Florida and the rest of the country, fewer of Palm Valley’s adults get no exercise outside work

Its widest gap with Florida is food insecurity: 5.7% of its 17,695 adults worry about having enough food, against 16.8% statewide.

Of 31 CDC measures, Palm Valley beats the Florida average on 21 and trails it on 1. 29% of adults sleep under 7 hours in the town. Only 6 of the 636 Florida towns we compare have a lower share of adults who say their health is fair or poor than Palm Valley.

97%healthier than U.S. townsA+Health Grade
Palm ValleyFlorida townsU.S. towns
Sleep under 7 hours (CDC PLACES)29%37%36%
Frequent mental distress (CDC PLACES)13%16%17%
Get no exercise (CDC PLACES)15%25%25%
Smoke cigarettes (CDC PLACES)7.5%13%14%
31 measures vs. Florida
21 better9 too close to call1 worse
What stands outPalm ValleyFL
Fewer adults facing food insecurity5.7%16.8%
Fewer adults facing housing insecurity5.4%13.9%
More adults who have had cancer12.3%9.1%
Mayo Clinic
4.9 mi away · emergency room
1 of 3
care shortages: mental health
99th
percentile among FL towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Climate

Expect mild winters and hot summers in Palm Valley

January nights average 46.1°, milder than in 97% of U.S. towns; July afternoons average 90.2°. The Jacksonville Beach weather station, 6 miles away, records that about 36 days a year reach 90°: more than most of the country, but fewer than 99% of Florida places with climate records.

Its January low stands at 46°F. Snow is a rarity.

90°summer high
Palm ValleyFlorida townsU.S. towns
January low46°F51°F22°F
July high90°F91°F85°F

Typical low → high °F

Winter48–67°
Spring60–78°
Summer73–89°
Fall65–80°
+1.4°
vs. the 20th-century average
90°
typical summer high

NOAA U.S. Climate Normals, 1991–2020

Work & commuteJobs & income grade A+

About two in five of Palm Valley’s working residents commute to Jacksonville

Palm Valley has about as many jobs (9,910) as working residents, but only 1,150 people both live and work here. Jobs based here grew from 6,938 in 2013 to 9,910.

Jobs based in Palm Valley grew to 9,910 in 2023, 2,972 more than in 2013. Commuting out is the norm here: 13% of working residents work locally. 25% of Palm Valley workers do their job from home. The top destinations are Jacksonville (44%), Jacksonville Beach (5%) and St. Augustine (4%).

13%work in town
Palm ValleyFlorida townsU.S. towns
Work from home25%14%11%
Median household income$117,000$73,000$80,000
Below the poverty line4.2%11%9.6%
Working residents who work in town13%5%8%

Where working residents work

In Palm Valley13%
Jacksonville44%
Jacksonville Beach5%
St. Augustine4%
Nocatee2%
13 mi
median commute distance
9,910
jobs based in Palm Valley
Balanced
jobs vs. working residents
B+
Walkability grade: more walkable than 72% of U.S. towns

Census LEHD 2023 · ACS

Natural hazardsHazard risk grade C−

Top of a high hazard risk in Palm Valley: inland flooding

Federal disaster aid has reached households in Palm Valley once, in 2017. Of the losses FEMA expects in the town, 60% come from inland flooding and 23% from hurricanes. This Florida town has had 76 paid flood insurance claims since 1979.

62risk score of 100
FEMA risk score
62High riskLowerHigher
Inland floodingHurricanesTornadoes
76
paid flood claims since 1979
1
federal disasters paid out here

FEMA disaster declarations and aid · FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

HousingCost of living grade D−

Homes in Palm Valley sell for about $879K

At 8.7 years of the Jacksonville metro’s $80K median household income, the typical home costs more against local pay than in 92% of Florida towns; that ratio is one input to its D− for cost of living. The median property tax bill is $4,490, against $2,730 across Florida, another input to its cost-of-living grade.

The share of households in Palm Valley who live in a home they own: 81%. In Palm Valley, the typical rent is $1,856 a month. On the market here: a median 60 days to sell.

$879Kmedian sale price
Palm ValleyFlorida townsU.S. towns
Median rent$1,856 a month$1,647 a month$1,185 a month
Households that own their home81%72%73%
Market temperature
BalancedA seller's marketBuyer’sSeller’s
60
days on market
96.3%
sale-to-list price
37
homes sold in September

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Keep exploring

Everything we know about Palm Valley

17pages on Palm Valley
After high school

Colleges nearby

3 within 15 miles of the center of Palm Valley

About Palm Valley

CDP in Florida, United States

Palm Valley is a census-designated place (CDP) on San Pablo Island in St. Johns County, Florida, United States. The population on this part of the island was 21,827 at the 2020 census, up from 20,019 at the 2010 census. It is part of the Jacksonville, Florida Metropolitan Statistical Area.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
14 sq mi
Elevation
7 ft
Area code
904

Palm Valley’s neighbors

3 towns share a border with Palm Valley.

Explore the map →

At #3 in FL, it grades higher overall than all 3 graded towns on its borders; Nocatee (B+) comes closest.

How the neighbors grade
TownFL rankOverallCostSafetySchoolsHealth
Palm Valley#3AD−—A+A+
Sawgrass#37B+D−—A+A
Nocatee#35B+D−—A+A+
Jacksonville Beach#74BD—C+A

Palm Valley, Sawgrass, Nocatee and Jacksonville Beach report no FBI crime data of their own. Compare Palm Valley with a neighbor →

Questions about Palm Valley

Short answers, built from the data on this page.

Is Palm Valley, FL a good place to live?

For most people who can afford it, yes. Palm Valley grades A overall, better than 86% of U.S. towns and #3 of 634 in Florida. It grades A+ for health and A+ for schools. Cost of living is its weak spot, with a D−.

Is Palm Valley, FL expensive?

Yes. The typical home is worth about $691,000, 84% above the Florida typical home. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades D−.