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Palm Coast Sunset
Florida›Flagler County

Palm CoastFL

A city of 109,886, settled in 1969.

Trash day: look up yours
3 bordering townsMap →
Photo: Andyrkellergmail · CC BY-SA 4.0
Photo of Palm Coast

Palm Coast, FL · Photo: Andyrkellergmail · CC BY-SA 4.0 · Source ↗

What is it like to live in Palm Coast?

For a city of 109,886, Palm Coast does unevenly: it grades C−, 448th of 634 graded towns in Florida. Its public schools beat 67% of Florida towns on state tests and graduation. The trade-offs: homes are expensive, about $344K for a typical one and 4.8 times the Deltona metro’s $71K median household income, and FEMA rates its natural-hazard risk higher than 75% of U.S. communities, with hurricanes at the top. Palm Coast’s trail density is 1.1 miles per square mile, where Florida’s towns sit at 0.4 and U.S. towns at 0.4. Graham Swamp, at 4,573 acres with 5.4 miles of trail, is the biggest park or preserve. Palm Coast has 2 places on the National Register.

A growing town

Palm Coast has grown 46% since 2010

75,180 counted in 2010 and 89,258 in 2020; an estimated 109,886 in 2025.

Growth hasn’t slowed: 23.2% since 2020, after 18.7% in the decade before.

75,1802010
89,2582020
109,8862025 est.

U.S. Census 2010 & 2020 counts · Census Bureau estimate, July 1, 2025

How Palm Coast grades

Each subject compared with towns across the country (schools within Florida), ordered by how far Palm Coast is from typical.

How grading works

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Mala Compra Plantation Archeological Site
Mala Compra Plantation Archeological Site · National Register of Historic Places
Palm Coast’s story

57 years in pictures

Census counts: 2,837 in 1980, 89,258 in 2020. The archive holds 6 old photos and papers going back to 2003 and 5 maps from 1943 on.

2 places on the National Register of Historic Places.

  • 1969Palm Coast is settled
Explore the history →
Getting set up

Moving to Palm Coast: who provides what

Who provides power, water and the rest in Palm Coast, and how to reach them.

The full setup list →
PowerFPL14.6¢/kWh · EIA 2025HIFLD · EIA
WaterCity of Palm Coast UtilityNo health-based violations in 5 years · EPAEPA
Internet5 providers99% of addresses get 100/20 MbpsFCC
Trash & dumpBy addressTown’s hauler · day by addressTown site
SchoolsFlagler County School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Florida you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before).vote.gov
Who runs elections hereFlagler Supervisor of ElectionsFlagler County; contacts on the Handbook page.FVAP, Nov 2023
ZIP codes32164, 3213732164 55% · 32137 45%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 17, 2025.

The data

Ordered by what stands out in Palm Coast.

Palm Coast has milder winter nights than nearly all U.S. towns, has home values still below their peak and has added a third more jobs in ten years.

OutdoorsA−

7.7% of Palm Coast is conserved land

On this, Palm Coast is against 3% in Florida’s towns and 4.3% across U.S. towns. 110 miles of trail in 17 parks and preserves.

#89for trails in FL
7.7%
conserved · 4,761 of 62,225 acres
110 mi
of trails · 1.1 per sq mi
Biggest places to walkTrailsAcres
1. Graham Swamp5.4 mi4,573
2. Linear Park1.2 mi87
3. James F. Holland Memorial Park0.9 mi26

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

SchoolsB+

Palm Coast earns a B+ for schools

Its public schools are run by the Flagler school district. Three of its 19 schools are below, each with why it’s listed.

67%of FL districts it outscoresB+School Grade
SchoolLevelStudentsLetter
Indian Trails Middle SchoolLargest public middle schoolGrades 6–8Grades 6–81,438B+
Flagler-Palm Coast High SchoolLargest public high schoolGrades 9–12Grades 9–122,533C+
Old Kings Elementary SchoolTop results in townGrades PK–5Grades PK–51,019A

NCES · EDFacts · graded within FL on state tests and graduation

Work & commuteJobs & income grade C+

With 0.4 jobs for every working resident, most of Palm Coast’s workers commute out

Jobs based here grew from 10,585 in 2013 to 14,826.

Most working residents leave Palm Coast for work: only 17% work in town. Since 2013, Palm Coast has added 4,241 jobs, to 14,826 in 2023. The top destinations are Jacksonville (9%), Bunnell (8%) and Daytona Beach (7%).

17%work in town
Palm CoastFlorida townsU.S. towns
Working residents who work in town17%5%8%
Work from home17%14%11%
Average trip to work27 minutes27 minutes25 minutes

Where working residents work

In Palm Coast17%
Jacksonville9%
Bunnell8%
Daytona Beach7%
Ormond Beach4%
27 mi
median commute distance
14,826
jobs based in Palm Coast
A commuter town
jobs vs. working residents
C+
Walkability grade: more walkable than 36% of U.S. towns

Census LEHD 2023 · ACS

Natural hazardsHazard risk grade C−

Hurricanes leads a high hazard risk in Palm Coast

Since 2001, 49 flood insurance claims have been paid out in Palm Coast.

75risk score of 100
FEMA risk score
75High riskLowerHigher
HurricanesInland floodingTornadoes
49
paid flood claims since 2001
13
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

Climate

Mild winters and hot summers in Palm Coast

January nights average 47.3°, milder than in 98% of U.S. towns; July afternoons average 90.8°. The Crescent City weather station, 18 miles away, records that about 78 days a year reach 90°: more than most of the country, but fewer than 98% of Florida places with climate records.

Palm Coast has warm winters and warm summers, with plenty of rain. The January low in Palm Coast is 47°F. Snow is almost unheard of.

91°summer high
Palm CoastFlorida townsU.S. towns
January low47°F51°F22°F
July high91°F91°F85°F

Typical low → high °F

Winter49–70°
Spring60–80°
Summer72–90°
Fall64–82°
+1.5°
vs. the 20th-century average
91°
typical summer high

NOAA U.S. Climate Normals, 1991–2020

Who lives here

Older than Florida overall

People 65 and older are 30% of residents (21% statewide); adults 18 to 34 are 16% of residents (21% statewide). Palm Coast’s median age is 50.4 years. Palm Coast has grown 23% since 2020, to 109,886 residents in the Census Bureau’s 2025 estimate.

50.4median age · FL 42.6
Palm CoastFlorida townsU.S. towns
Aged 65 or older30%20%18%
Median age50.4 years42.4 years40.5 years
Under 1817%20%22%
Palm CoastFloridaUnited States

Ages · share of residents

Education · adults 25 and older

No diploma7%
High school29%
Some college24%
Associate’s11%
Bachelor’s20%
Graduate10%

Women and men · all residents

51.8% women, 48.2% men

About 93 men for every 100 women. Across Florida, 50.9% of residents are women. Median age: women 51.9, men 49.1.

Ages and education in Palm Coast
Palm CoastFLU.S.
Under 108.1%10.3%11.6%
10 to 179%9.2%10.3%
18 to 246.4%8.1%9.1%
25 to 349.9%12.7%13.7%
35 to 4410.6%12.7%13.2%
45 to 5411.8%12.3%12.2%
55 to 6414.7%13.4%12.7%
65 to 7416.9%11.7%10.2%
75 and older12.6%9.6%7%
No diploma7.3%10.1%10.4%
High school28.7%27.2%26%
Some college23.8%18.5%19.1%
Associate’s10.5%10.1%8.8%
Bachelor’s20.1%21.3%21.6%
Graduate9.6%12.9%14.1%

Census population estimates, 2025 · U.S. Census Bureau · ACS 2020-2024 5-year estimates

HealthB

Residents of Palm Coast are healthier than 59% of U.S. towns

Palm Coast beats the Florida average on 8 of 31 CDC measures and trails it on 6. 13% of Palm Coast adults binge drink.

59%healthier than U.S. townsBHealth Grade
Palm CoastFlorida townsU.S. towns
Binge drink (CDC PLACES)13%15%16%
Yearly checkup (CDC PLACES)81%79%79%
Depression (CDC PLACES)19%18%23%
High blood pressure (CDC PLACES)39%37%35%
31 measures vs. Florida
8 better17 too close to call6 worse
What stands outPalm CoastFL
Fewer uninsured adults11.7%15.9%
Fewer adults facing housing insecurity10.5%13.9%
More adults who have had cancer11.9%9.1%
Adventhealth Palm Coast Parkway
1 mi away · emergency room
1 of 3
care shortages: mental health
54th
percentile among FL towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

HousingCost of living grade D

Palm Coast earns a D for cost of living

The typical value, about $344K, is 14% below its August 2022 peak.

The typical Palm Coast home is worth about $344,000, about the same as a year ago, 8% below the Florida typical home. 82% of households own their home in Palm Coast.

$344KZillow home value
Palm CoastFlorida townsU.S. towns
Median rent$1,782 a month$1,647 a month$1,185 a month
Households that own their home82%72%73%
Renters paying 30%+ of income on rent58%59%48%

Typical home value

Palm Coast$344K
Florida$375K
Market temperature
BalancedA balanced marketBuyer’sSeller’s
71
days on market
98%
sale-to-list price
−0.1%
value change, 1 year
240
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Nearby attractions

Castillo de San Marcos National Monument and 33 more within 40 miles

Museums, parks, gardens and other places to visit around Palm Coast. Close and well known come first.

All 60 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Castillo de San Marcos National Monument: National Park Service, Public domain · Marineland of Florida: Ebyabe, CC BY 2.5 · Fort Matanzas National Monument: Saginaw66, CC BY-SA 3.0 · Motorsports Hall of Fame of America: WillRStroh97, CC BY-SA 4.0 · St. Augustine Light: Viktoriya Sorochuk, CC BY-SA 4.0 · Fort Mose Historic State Park: Ebyabe, CC BY-SA 3.0

Keep exploring

Everything we know about Palm Coast

18pages on Palm Coast
After high school

Colleges nearby

None within 15 miles of Palm Coast; the nearest are

A commuter town

83% of working residents leave Palm Coast for work

Where Palm Coast’s working residents go each day. Line width shows the share.

9% → Jacksonville Jacksonville 9% 8% → Bunnell Bunnell 8% 7% → Daytona Beach Daytona Beach 7% 4% → Ormond Beach Ormond Beach 4% 2% → St. Augustine St. Augustine 2% 2% → Gainesville Gainesville 2% Palm Coast · 17% stay
14,826jobs based in Palm Coast
17%of working residents work in town
27 mimedian commute distance

Census LEHD 2023

Landmarks

2 places in Palm Coast on the National Register of Historic Places.

All landmarks →

About Palm Coast

City in Florida, United States

Official town website ↗

Palm Coast is a city in Flagler County, Florida, United States. As of the 2020 United States census, the population was 89,258, an increase of almost 200% since the 2000 count of 32,832. The population was estimated to be 98,411 as of July 1, 2022. The Daytona Beach News-Journal reported in May 2023 that the population of Palm Coast had surpassed Deltona, Florida as the most populous city in the Deltona–Daytona Beach–Ormond Beach, FL metropolitan statistical area.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Established
1969
Area
96 sq mi
Elevation
3 ft
ZIP code
32135, 32137, 32142
Area code
386

Palm Coast’s neighbors

3 towns share a border with Palm Coast.

Explore the map →
How the neighbors grade
TownFL rankOverallCostSafetySchoolsHealth
Palm Coast#448C−D—B+B
Bunnell#436C−C−—B+B−
Flagler Beach#220C+D−BB+B+
Espanola——————

Palm Coast and Bunnell report no FBI crime data of their own. Espanola isn’t graded (fewer than 1,000 residents, or not enough data). Compare Palm Coast with a neighbor →

Questions about Palm Coast

Short answers, built from the data on this page.

Is Palm Coast, FL a good place to live?

Palm Coast grades C− overall, better than 20% of U.S. towns and #448 of 634 in Florida. It grades B for health and B+ for schools. Cost of living is its weak spot, with a D.

Is Palm Coast, FL expensive?

Yes. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades D.