Larimer Memorial Library · Photo: Ebyabe · CC BY-SA 3.0120 homes sold in Palatka in the last year, at a typical $207K
Almost every sale is a house. Below: what each kind of home sells for, what your budget buys, the best months to buy, how hard you’ll have to bid, and a shortcut to every site where Palatka homes are listed.
Every place Palatka homes are listed, in one stop
We don’t copy listings: the agents’ sites have the photos and the latest price changes. Set what you want once and we open each site already filtered to Palatka.
For sale
Rent
New, land & open houses
Links open the listing sites; TownRatings isn’t paid for them and doesn’t rank one above another. Rentals and government-owned homes come from sources outside the MLS.
Houses are 100% of Palatka’s sales, at a typical $207K
120 homes sold in the year to May 2026.
typical sale · 120 sold in 12 months
- Per square foot
- $159FL $245
- Days to sell
- 111
- Sold over asking
- 16%
- Listings with a price cut
- 31%
About as many homes sell as usual, at 3.6 times the 2016 price
120 sales in the last year, against 142 in 2022 and a low of 57 in 2012. The typical sale went from $58K in 2016 to $207K.
Source: Redfin Data Center, MLS sales. Typical price and $/sq ft are the monthly medians, weighted by sales.
What $200K buys in Palatka
Check a listing against what Palatka homes sold for
Against the town’s median price per square foot over the last 12 months. A rough check: condition, lot and location within town move a price more than this can see.
Bidding wars in Palatka are back to pre-pandemic levels, and more homes are for sale
We read every month of Palatka’s home sales since 2012 so you don’t have to. Each figure covers 12 months, because a single month in a town is too few sales to mean much. Latest: the year to May 2026, 120 sales.
If you’re buying in Palatka
- Shop in October. It brings about 13 new listings a month, close to the busiest month, with fewer bidding wars (12% over asking).
- You can negotiate. 31% of listings have cut their price, against 17% before the pandemic.
- Offer under asking. Buyers paid 96.1% of the list price on average; 16% paid over.
- You’ll usually have time. Only 19% of homes go under contract within two weeks; the typical one takes 111 days.
Spring brings the homes; winter brings the bidding wars
April has the most new listings (about 16 a month), but January is the most competitive: 20% of January sales close over asking. October offers nearly as much choice with fewer homes bid up (12%). February has the least competition (11%).
Averages for each calendar month, 2015 on.
Nearly as heated as 2021, and hotter than Florida
| Palatka now | 2017–19 | 2021 peak | FL now | |
|---|---|---|---|---|
| Sold over askingShare of sales that closed above the list price | 16% | 14% | 22% | 10% |
| Gone within two weeksShare of homes under contract within 14 days | 19% | 27% | 40% | 20% |
| Listings with a price cutShare of homes for sale that cut their price | 31% | 17% | 22% | 28% |
| Price paid vs. askingAverage sale price ÷ list price | 96.1% | 95.1% | 96.5% | 96.3% |
| Days to sellMedian days from listing to contract | 111 | 63 | 40 | 76 |
58 homes for sale on a typical day
That’s twice the 2021 low (28) and 47% more than in 2017–19.
1 in 3 listings has cut its price
31% in the last year, against 17% in 2017–19 and 28% across Florida. More sellers are pricing high and coming down.
Palatka ranks 79th of 534 busy Florida markets for bidding wars
Share of sales over asking in the last year, among towns with 60 or more sales. Palatka is one of the state’s hottest markets.
Source: Redfin Data Center, city market tracker, January 2012 to May 2026 (MLS sales, not seasonally adjusted). Ratios are weighted by homes sold; price cuts by homes for sale.
Owning the typical Palatka home costs about $1,244 a month
Price: Palatka’s typical sale, last 12 months. Property tax at Palatka’s 1% (median bill ÷ median value, Census ACS); insurance at 0.35% of price a year. Before PMI, HOA dues, upkeep and the tax deduction. Whether Palatka is affordable on local pay is on Cost of living.
Six things worth knowing
New listings in April
The month with the most choice. December has the fewest, about 8.
Best time to buyProperty tax, a year
Of a home’s value: the median bill over the median home value. On a $207K home, about $1,970 a year.
Taxes vs. neighborsSchools
The schools grade for Palatka, from test results, graduation and how much students grow.
Schools in PalatkaCheck the flood map
Flood insurance isn’t in a standard policy, and lenders require it in FEMA flood zones. Check the address before you make an offer.
Natural hazardsLook up any property
Assessed value, lot size and every past sale of a home you’re eyeing are public, at the town or county assessor and the registry of deeds.
No busy market nearby sells for less a square foot; Hastings, Flagler Estates, Lake Kerr and St. Augustine Shores for far more
The busier markets within 25 miles of Palatka, by what sold. Prices, taxes and how far a paycheck goes next door are on Cost of living.
| Sold | Typical sale | $/sq ft | Over asking | Days to sell | |
|---|---|---|---|---|---|
| St. Augustine Shores | 246 | $317K | $215 | 8% | 97 |
| Green Cove Springs | 138 | $332K | $197 | 6% | 85 |
| Palatka | 120 | $207K | $159 | 16% | 111 |
| Flagler Estates | 86 | $304K | $211 | 7% | 140 |
| Hastings | 51 | $286K | $208 | 6% | 121 |
| Welaka | 24 | $295K | $170 | 17% | 174 |
| Lake Kerr | 23 | $223K | $216 | 4% | 90 |
Redfin Data Center, June 2025 to May 2026. Towns with fewer than 20 sales are left out, and Redfin doesn’t report every town separately.
Post your home to Palatka, free
Selling it yourself, renting out an apartment or looking for a roommate? Post it to Palatka. People who follow the town see it, and so do people comparing Palatka with their own town. No commission, no listing fee.
Questions about buying a home in Palatka
What do homes sell for in Palatka, FL?
120 homes sold in the year to May 2026 at a typical $207K, $159 a square foot.
Is Palatka a buyer’s or seller’s market?
A balanced market: 43 homes were for sale in May 2026 and 10 sold, about 4.3 months of supply. Buyers paid 96.1% of asking on average, and 31% of listings cut their price.
When is the best time to buy in Palatka?
April brings the most new listings. The sales history shows which months have fewer bidding wars.
How much are property taxes in Palatka?
About 1% of a home’s value a year. On a $207K home that’s near $1,970.
Where can I see homes for sale in Palatka?
Zillow, Redfin, Realtor.com and Homes.com all carry Palatka’s MLS listings; the search links above open each one filtered to Palatka.
Sales, prices, days on market and listings: Redfin Data Center (MLS, monthly, not seasonally adjusted). Property tax rate: Census American Community Survey. Two-bedroom rent: HUD Fair Market Rent. Typical home value: Zillow Home Value Index. Schools grade: TownRatings (how grades work).