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Florida›Duval County

Neptune BeachFL

A town of 7,020, settled in 1940.

3 bordering townsMap →
Photo: Excel23 · CC BY-SA 4.0
Photo of Neptune Beach

Neptune Beach, FL · Photo: Excel23 · CC BY-SA 4.0 · Source ↗

Is Neptune Beach a good place to live?

For most people who can afford it, yes. Neptune Beach grades B overall, 120th of 634 graded towns in Florida. The median household earns $119K. Residents are healthier than 95% of U.S. towns on CDC estimates. The trade-off is money: the typical home is worth about $791K, 9.9 years of the Jacksonville metro’s $80K median household income. 61% of adults 25 and older hold a bachelor’s degree or more in Neptune Beach, where Florida’s towns sit at 31% and U.S. towns at 29%. On hazard risk, just 45 of Florida’s 779 towns do better.

By the sea

Neptune Beach lives by the ocean

Coastal flooding makes up 9% of the storm damage FEMA expects here.

9%of expected storm damage is coastal flooding
98thpercentile for coastal flood risk nationally
59paid flood-insurance claims since 1979
14storm & flood disasters paid out here

FEMA National Risk Index · OpenFEMA · OpenStreetMap

How Neptune Beach grades

Each subject compared with towns across the country (schools within Florida), ordered by how far Neptune Beach is from typical.

How grading works

Its grades run from A+ for jobs and income (better than 96% of comparable towns) to D for cost of living (better than 6%), so the B overall blends very different results.

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Connecticut -New Haven County - -Windham County- -- Delaware -entire state- -- District of Columbia -- Florida -Alachua…
Connecticut -New Haven County - -Windham County- -- Delaware -entire state- -- District of Columbia -- Florida -Alachua…, 1940
Neptune Beach’s story

86 years in pictures

Census counts: 1,363 in 1940, 7,217 in 2020. The archive holds 6 old photos and papers going back to 1940 and 6 maps from 1918 on.

  • 1940Neptune Beach is settled
Explore the history →
Nearby attractions

EverBank Field and 40 more within 40 miles

Museums, parks, gardens and other places to visit around Neptune Beach. Close and well known come first.

All 49 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

EverBank Field: AndrewAvitus, CC BY 3.0 · Fort Caroline National Memorial: NPS Photo, Public domain · Castillo de San Marcos National Monument: National Park Service, Public domain · VyStar Veterans Memorial Arena: Nichos (talk), Public domain · Kingsley Plantation: Original uploader was Emanuel Kingsley at en.wikipedia, Public domain · USS Orleck: U.S. Navy, Public domain

Getting set up

Moving to Neptune Beach: who provides what

Who provides power, water and the rest in Neptune Beach, and how to reach them.

The full setup list →
PowerBeaches Energy Services12.0¢/kWh · EIA 2025HIFLD · EIA
WaterNeptune Beach water systemNo health-based violations in 5 years · EPAEPA
Internet5 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Neptune Beach’s trash rules yet
SchoolsDuval County School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Florida you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before).vote.gov
Who runs elections hereDuval Supervisor of ElectionsThe town itself; contacts on the Handbook page.FVAP, Aug 2024
ZIP code3226632266 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 17, 2025.

The data

Ordered by what stands out in Neptune Beach.

Neptune Beach fares better on crime within Florida than nationally and has milder winter nights than nearly all U.S. towns, but it has homes that cost more against local pay than most of Florida.

HousingCost of living grade D

For cost of living, Neptune Beach earns a D

At 9.9 years of the Jacksonville metro’s $80K median household income, the typical home (about $791K) costs more against local pay than in 95% of Florida towns; that ratio is one input to its D for cost of living. Its typical home is the priciest on its borders; Atlantic Beach is next at $687K.

Neptune Beach’s median rent is $1,763 a month. Typical home values rose 7.6% in the year to September 2026.

$791KZillow home value
Neptune BeachFlorida townsU.S. towns
Median rent$1,763 a month$1,647 a month$1,185 a month
Households that own their home73%72%73%

Typical home value

Neptune Beach$791K
Florida$375K
+7.6%
value change, 1 year
4
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

SchoolsC+

Neptune Beach’s schools rank behind 63% of Florida districts

Its public schools are run by the Duval school district. Two of its 4 schools are below, each with why it’s listed. The largest public high school is Duncan U. Fletcher High School, with 2,184 students.

37%of FL districts it outscoresC+School Grade
SchoolLevelStudentsLetter
Neptune Beach Elementary SchoolLargest public elementary schoolGrades PK–5Grades PK–5803A
Duncan U. Fletcher High SchoolLargest public high schoolGrades 9–12Grades 9–122,184B−

NCES · EDFacts · graded within FL on state tests and graduation

HealthA

A smaller share of adults in Neptune Beach have diabetes than in the typical Florida or U.S. town

Its widest gap with Florida is food insecurity: 7.5% of its 5,978 adults worry about having enough food, against 16.8% statewide.

8.7% of adults have diabetes in Neptune Beach. Neptune Beach beats the Florida average on 20 of 31 CDC measures and trails it on 3. 30% of adults have high blood pressure in Neptune Beach.

95%healthier than U.S. townsAHealth Grade
Neptune BeachFlorida townsU.S. towns
Frequent physical distress (CDC PLACES)11%15%14%
Diabetes (CDC PLACES)8.7%13%12%
Get no exercise (CDC PLACES)17%25%25%
Fair or poor health (CDC PLACES)12%20%19%
31 measures vs. Florida
20 better8 too close to call3 worse
What stands outNeptune BeachFL
Fewer adults facing food insecurity7.5%16.8%
Fewer uninsured adults7.1%15.9%
More binge drinkers18.2%14.6%
Baptist Medical Center Beaches
2.7 mi away · emergency room
1 of 3
care shortages: mental health
98th
percentile among FL towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Work & commuteJobs & income grade A+

A smaller share of residents live below the poverty line in Neptune Beach than in most of Florida or the rest of the country

26.7% of workers work from home, against 15.7% across Florida.

3.1% of Neptune Beach residents live below the poverty line. Jobs based in Neptune Beach grew to 2,283 in 2023, 387 more than in 2013. The average trip to work in Neptune Beach is 22 minutes.

6%work in town
Neptune BeachFlorida townsU.S. towns
Median household income$119,000$73,000$80,000
Below the poverty line3.1%11%9.6%
Average trip to work22 minutes27 minutes25 minutes

Where working residents work

In Neptune Beach6%
Jacksonville55%
Jacksonville Beach8%
Palm Valley4%
Atlantic Beach4%
13 mi
median commute distance
2,283
jobs based in Neptune Beach
A commuter town
jobs vs. working residents
B
Walkability grade: more walkable than 61% of U.S. towns

Census LEHD 2023 · ACS

OutdoorsB−

Neptune Beach has set aside 0.3% of its land for conservation

2.7 miles of trail in 1 park or preserve.

#262for trails in FL
Neptune BeachFlorida townsU.S. towns
Conserved land0.3%3%4.3%
Miles of trail per square mile0.4 miles per square mile0.40.4
0.3%
conserved · 14 of 4,374 acres
2.7 mi
of trails · 0.4 per sq mi
Biggest places to walkTrailsAcres
1. Jarboe Park0.8 mi13

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Climate

Neptune Beach has mild winters and hot summers

January nights average 46.5°, milder than in 97% of U.S. towns; July afternoons average 89.8°. The Jacksonville Beach weather station records that about 36 days a year reach 90°: more than most of the country, but fewer than 99% of Florida places with climate records.

Neptune Beach has warm winters and warm summers, with plenty of rain. Snow is almost unheard of.

90°summer high
Neptune BeachFlorida townsU.S. towns
January low47°F51°F22°F
July high90°F91°F85°F

Typical low → high °F

Winter49–66°
Spring61–77°
Summer74–89°
Fall65–79°
+1.5°
vs. the 20th-century average
90°
typical summer high

NOAA U.S. Climate Normals, 1991–2020

SafetyB

Crime per resident in Neptune Beach is lower than in 56% of U.S. towns

At 16.1 crimes per 1,000 residents a year, it reports less crime than 72% of Florida’s graded towns. Violent crime is rare: 5 reported in 2025, 0.7 per 1,000 residents.

56%of U.S. towns report more crimeBSafety Grade

Violent crime per 1,000 residents

Neptune Beach0.7
Florida2.5
U.S.3.3

Property crime per 1,000 residents

Neptune Beach12.6
Florida10.7
U.S.15.5
56th
percentile among U.S. towns we grade
72nd
percentile among FL towns
5
violent crimes reported in 2025
88
property crimes reported in 2025

FBI crime data, 2025 · crimes reported to police

Natural hazardsHazard risk grade B−

Neptune Beach faces a moderate natural-hazard risk, led by inland flooding

Expected storm and flood damage is lower than in 54% of U.S. communities. Since 1979, 59 flood insurance claims have been paid out in Neptune Beach.

46risk score of 100
FEMA risk score
46Moderate riskLowerHigher
Inland floodingHurricanesCold waves
59
paid flood claims since 1979
14
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

Keep exploring

Everything we know about Neptune Beach

20pages on Neptune Beach
After high school

Colleges nearby

4 within 15 miles of the center of Neptune Beach

A commuter town

94% of working residents leave Neptune Beach for work

Where Neptune Beach’s working residents go each day. Line width shows the share.

55% → Jacksonville Jacksonville 55% 8% → Jacksonville Beach Jacksonville Beach 8% 4% → Palm Valley Palm Valley 4% 4% → Atlantic Beach Atlantic Beach 4% 1% → Orlando Orlando 1% 1% → Tampa Tampa 1% Neptune Beach · 6% stay
2,283jobs based in Neptune Beach
6%of working residents work in town
13 mimedian commute distance

Census LEHD 2023

About Neptune Beach

City in Florida, United States

Official town website ↗

Neptune Beach is a beachfront city east of Jacksonville in Duval County, Florida, United States. When the majority of Duval County communities consolidated with Jacksonville in 1968, Neptune Beach, along with Jacksonville Beach, Atlantic Beach and Baldwin remained quasi-independent. Like those other municipalities, it maintains its own municipal government but its residents vote in the Jacksonville mayoral election and are represented on the Jacksonville city council. The population was 7,217 at the 2020 census. Neptune Beach is the smallest of the Jacksonville Beaches communities. it is part of the Jacksonville, Florida Metropolitan Statistical Area.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
6.9 sq mi
Elevation
10 ft
ZIP code
32266
Area code
904

Neptune Beach’s neighbors

3 towns share a border with Neptune Beach.

Explore the map →
How the neighbors grade
TownFL rankOverallCostSafetySchoolsHealth
Neptune Beach#120BDBC+A
Atlantic Beach#182B−D−B−C+A−
Jacksonville Beach#74BD—C+A
Jacksonville#437C−C—C+C+

Jacksonville Beach and Jacksonville report no FBI crime data of their own. Compare Neptune Beach with a neighbor →

Questions about Neptune Beach

Short answers, built from the data on this page.

Is Neptune Beach, FL a good place to live?

For most people who can afford it, yes. Neptune Beach grades B overall, better than 56% of U.S. towns and #120 of 634 in Florida. It grades A for health, B for safety and C+ for schools. Cost of living is its weak spot, with a D.

Is Neptune Beach, FL expensive?

Yes. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades D.

What is Neptune Beach, FL known for?

2 notable people were born here, including Ben Gamel and Lajae Jones.