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Washington Oaks Historic DistrictWashington Oaks Historic District · Photo: Ebyabe · CC BY 2.5
–Not graded
Natural hazards in Marineland · FEMA

Storms, floods and disasters in Marineland

Marineland isn’t graded for hazard risk: Marineland has 13 residents; we grade towns of 1,000 or more. Flood insurance has paid 1 claim here since 2016.

Flood claims
1
paid since 2016 · $49K
Disasters paid out here
2
of 24 declared for Flagler County
By hazard

What Marineland faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

Hurricanes

48%of expected building damage
Well above average · in the top 8% of U.S. census tracts
Recorded about once every 4 years in the area

River and rain flooding

39%of expected building damage
Below average · lower than 63% of U.S. census tracts
Recorded about once a year in the area

Coastal flooding

7%of expected building damage
Well above average · in the top 2% of U.S. census tracts
Smaller shares here
 Wildfire Tornadoes Strong wind Earthquakes Lightning Hail Cold waves Heat waves Landslides
FEMA models no building damage here
Winter stormsIce stormsAvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Marineland flood? Rarely: 1 flood claim since 2016

Every paid claim on a federal flood insurance policy in Marineland, from FEMA’s records.

Paid flood claims, by year
2016: 1 claim2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims2016
20162026
Biggest named events
  • Hurricane Matthew1 claim · $49K
1
paid claims since 2016
$49K
paid to owners
0
homes flooded more than once
$49K
average claim
of all homes are insured
No community discount

Marineland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Flagler County.
Disasters

2 federal disasters brought FEMA money to Marineland

Disasters that paid out in Marineland itself (aid to households or repair grants to the Town of Marineland), newest first, with that year’s flood claims.

  1. 2022Hurricane Ian$95K to the Town of Marineland for repairs
  2. 1999Hurricane Floyd Major Disaster Declarations$5.2M to the Town of Marineland for repairs
Disasters declared, by decade
Paid out in MarinelandFlagler County only

Flagler County has had 24 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Also 2 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in Flagler County, 2000–2007.

Were you here?

Old photos of Marineland after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Marineland archive →
Be ready

Get ready for what Marineland faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

Hurricane season
  • The season runs June through November and peaks from mid-August to mid-October.
  • Bring in porch furniture and anything the wind can throw.
  • Fill the gas tank and charge phones before the storm arrives.
More from Ready.gov ↗
When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
When the tide surges
  • Know your evacuation zone and the way off the coast.
  • Storm surge comes fast: leave when you’re told, not when the water arrives.
  • Move cars to high ground before king tides and nor’easters.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Marineland

Does Marineland flood?

Flood insurance has paid 1 claim in Marineland since 2016, $49K in all. The most claims came from Hurricane Matthew (1).

Is Marineland in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Flagler County, 15.2% of all homes carry federal flood insurance.

How much is flood insurance in Marineland?

FEMA’s Community Rating System list shows no discount for Marineland’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Marineland?

By FEMA money that reached Marineland, Hurricane Floyd Major Disaster Declarations (1999): $5.2M to the Town of Marineland for repairs. By flood claims, Hurricane Matthew: 1 paid, $49K.

Storm stories

Memories, warnings and help from neighbors in Marineland.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Marineland’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.