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Sunset Madeira
Florida›Pinellas County
Photo: Public domain · Public domain
Photo of Madeira Beach

Madeira Beach, FL · Photo: Public domain · Public domain · Source ↗

Is Madeira Beach a good place to live?

The typical home is worth about $632K, 8.5 years of the Tampa metro’s $74K median household income. Overall it grades C+, 301st among Florida's 634 graded towns. The median household earns $76K and it is healthier than 76% of U.S. towns. Its weakest subject is hazard risk: FEMA rates its natural-hazard risk higher than 79% of U.S. communities, with coastal flooding at the top. Madeira Beach’s average trip to work is 47 minutes, where Florida’s towns sit at 27 minutes and U.S. towns at 25 minutes. Madeira Beach is easier to get around on foot or by transit than 98% of U.S. towns.

What makes Madeira Beach stand out

Where Madeira Beach beats most towns.

By the sea

Madeira Beach lives by the ocean

Coastal flooding makes up 54% of the storm damage FEMA expects here.

28.6% of homes are seasonal or vacation homes, so the town is fuller in summer than its census count suggests.

54%of expected storm damage is coastal flooding
100thpercentile for coastal flood risk nationally
3,094paid flood-insurance claims since 1979
11storm & flood disasters paid out here
On the water

FEMA National Risk Index · OpenFEMA · OpenStreetMap

How Madeira Beach grades

Each subject compared with towns across the country (schools within Florida), ordered by how far Madeira Beach is from typical.

How grading works

Its grades run from A+ for walkability (better than 98% of comparable towns) to D− for cost of living (better than 1%), so the C+ overall blends very different results.

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Treasure Island Drawbridge
Treasure Island Drawbridge, 2005
Madeira Beach’s story

Madeira Beach in pictures

Census counts: 916 in 1950, 3,895 in 2020. The archive holds 6 old photos and papers going back to 2005 and 3 maps from 1974 on.

Explore the history →
Nearby attractions

Tropicana Field and 57 more within 40 miles

Museums, parks, gardens and other places to visit around Madeira Beach. Close and well known come first.

All 71 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Tropicana Field: EaglesFanInTampa, CC BY-SA 3.0 · Raymond James Stadium: NASA, Public domain · Anna Maria Island: Bfpage at English Wikipedia, CC BY 3.0 · Benchmark International Arena: Miosotis Jade, CC BY-SA 4.0 · Salvador Dalí Museum: Taty2007, CC BY 3.0 · Busch Gardens Tampa: Wolle8ball, CC BY 3.0

Getting set up

Moving to Madeira Beach: who provides what

Who provides power, water and the rest in Madeira Beach, and how to reach them.

The full setup list →
PowerDuke Energy18.4¢/kWh · EIA 2025HIFLD · EIA
WaterPinellas County UtilitiesNo health-based violations in 5 years · EPAEPA
Internet6 providers98% of addresses get 100/20 MbpsFCC
Trash & dumpBy addressDay by addressTown site
SchoolsPinellas County School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Florida you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before).vote.gov
Who runs elections herePinellas Supervisor of ElectionsPinellas County; contacts on the Handbook page.FVAP, Nov 2023
ZIP code3370833708 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 17, 2025.

The data

Ordered by what stands out in Madeira Beach.

Madeira Beach has milder winter nights than nearly all U.S. towns and has less no health insurance than most of Florida, but it has homes that cost more against local pay than most of Florida.

HousingCost of living grade D−

Madeira Beach’s grade for cost of living is a D−

At 8.5 years of the Tampa metro’s $74K median household income, the typical home (about $632K) costs more against local pay than in 90% of Florida towns; that ratio is one input to its D− for cost of living. The typical value, about $632K, is 22% below its August 2022 peak.

The typical Madeira Beach home is worth about $632,000, down 1.2% in a year, 68% above the Florida typical home. 66% of households own their home in Madeira Beach.

$632KZillow home value

Typical home value

Madeira Beach$632K
Florida$375K
Market temperature
BalancedA balanced marketBuyer’sSeller’s
77
days on market
94.8%
sale-to-list price
−1.2%
value change, 1 year
24
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

SchoolsB

Public schools in Madeira Beach beat 58% of Florida districts

Its public schools are run by the Pinellas school district. Its one school is below.

58%of FL districts it outscoresBSchool Grade
SchoolLevelStudentsLetter
Madeira Beach Fundamental K-8Largest public elementary schoolGrades K–8Grades K–81,306A

NCES · EDFacts · graded within FL on state tests and graduation

SafetyC−

More crime per resident in Madeira Beach than in 76% of U.S. towns

Reported crimes fell from 119 to 74 over the last three FBI years, a drop beyond ordinary year-to-year swings.

Madeira Beach’s property crime rate is 17.5 per 1,000 residents.

24%of U.S. towns report more crimeC−Safety Grade
Madeira BeachFlorida townsU.S. towns
Property crimes per 1,000 (2025)17.5 per 1,000 residents12.69.9
Violent crimes per 1,000 (2025)0.7 per 1,000 residents2.11.6

Violent crime per 1,000 residents

Madeira Beach0.7
Florida2.5
U.S.3.3

Property crime per 1,000 residents

Madeira Beach17.5
Florida10.8
U.S.15.5
24th
percentile among U.S. towns we grade
35th
percentile among FL towns
3
violent crimes reported in 2025
71
property crimes reported in 2025

FBI crime data, 2025 · crimes reported to police

HealthA−

Madeira Beach’s grade for health is an A−

Its widest gap with Florida is no health insurance: 8.2% of those 18–64 have no health insurance, against 15.9% statewide.

14% of Madeira Beach adults report frequent mental distress. Madeira Beach beats the Florida average on 13 of 31 CDC measures and trails it on 3. 33% of Madeira Beach adults sleep under 7 hours.

76%healthier than U.S. townsA−Health Grade
Madeira BeachFlorida townsU.S. towns
Frequent mental distress (CDC PLACES)14%16%17%
Sleep under 7 hours (CDC PLACES)33%37%36%
Yearly checkup (CDC PLACES)82%79%79%
Food insecurity (CDC PLACES)8.9%15%14%
31 measures vs. Florida
13 better15 too close to call3 worse
What stands outMadeira BeachFL
Fewer uninsured adults8.2%15.9%
Fewer adults facing food insecurity8.9%16.8%
More adults who have had cancer13.3%9.1%
Bay Pines VA Medical Center
1.9 mi away · emergency room
1 of 3
care shortages: mental health
75th
percentile among FL towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Natural hazardsHazard risk grade D

High risk in Madeira Beach, with coastal flooding at the top

3,094 flood insurance claims have been filed here, and 342 properties have flooded more than once.

Since 1979, 3,094 flood insurance claims have been paid out in Madeira Beach.

79risk score of 100
FEMA risk score
79High riskLowerHigher
Coastal floodingHurricanesInland flooding
3,094
paid flood claims since 1979
11
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

Climate

In Madeira Beach, expect mild winters and hot summers

January nights average 52.5°, milder than in 99% of U.S. towns; July afternoons average 90.5°.

Madeira Beach has warm winters and warm summers, with plenty of rain. The January low in Madeira Beach is 53°F. Snow is almost unheard of.

91°summer high
Madeira BeachFlorida townsU.S. towns
January low53°F51°F22°F
July high91°F91°F85°F

Typical low → high °F

Winter54–71°
Spring65–81°
Summer76–90°
Fall68–84°
+1.4°
vs. the 20th-century average
91°
typical summer high

NOAA U.S. Climate Normals, 1991–2020

Work & commuteJobs & income grade A−

A job hub: Madeira Beach has 1.4 jobs for every working resident and draws in 2,085 commuters

The average commute for its 1,539 working residents takes 46.5 minutes, against 28 across Florida. Jobs based here grew from 1,589 in 2013 to 2,200.

Most working residents leave Madeira Beach for work: only 7% work in town. Jobs based in Madeira Beach grew to 2,200 in 2023, 611 more than in 2013. The top destinations are St.

7%work in town
Madeira BeachFlorida townsU.S. towns
Below the poverty line5.5%11%9.6%
Working residents who work in town7.5%5%8%

Where working residents work

In Madeira Beach7%
St. Petersburg16%
Tampa11%
Largo6%
Clearwater5%
10 mi
median commute distance
2,200
jobs based in Madeira Beach
Balanced
jobs vs. working residents
A+
Walkability grade: more walkable than 98% of U.S. towns

Census LEHD 2023 · ACS

OutdoorsB−

0.9% of Madeira Beach is conserved land

0.5 miles of trail in 3 parks and preserves.

0.9%conserved
Madeira BeachFlorida townsU.S. towns
Miles of trail per square mile0.2 miles per square mile0.40.4
Conserved land0.9%3%4.3%
0.9%
conserved · 18 of 2,037 acres
0.5 mi
of trails · 0.2 per sq mi
Biggest places to walkTrailsAcres
1. Remember Our Children Park—10
2. Madeira Beach Public Access Park0.1 mi3
3. Bicentennial Park—1

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Keep exploring

Everything we know about Madeira Beach

19pages on Madeira Beach
After high school

Colleges nearby

4 within 15 miles of the center of Madeira Beach

About Madeira Beach

City in Florida, United States

Official town website ↗

Madeira Beach ( mə-DAIR-ə) is a city in Pinellas County, Florida, United States, bordered on the west by the Gulf of Mexico, and on the east by St. Petersburg. As of the 2020 census, the population was 3,895. The entertainment district of John's Pass is located on the Intracoastal Waterway. The city is often referred to by locals as Mad Beach. It is named after the Portuguese island of Madeira.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
3.3 sq mi
Elevation
3 ft
Area code
727

Madeira Beach’s neighbors

3 towns share a border with Madeira Beach.

Explore the map →
How the neighbors grade
TownFL rankOverallCostSafetySchoolsHealth
Madeira Beach#301C+D−C−BA−
Redington Beach——D−—BA
Bay Pines#29A−B—BB+
Treasure Island#311CD−C+BA

Redington Beach has fewer than 2,500 residents, so it gets subject grades but no overall grade. Redington Beach and Bay Pines report no FBI crime data of their own. Compare Madeira Beach with a neighbor →

Questions about Madeira Beach

Short answers, built from the data on this page.

Is Madeira Beach, FL a good place to live?

Madeira Beach grades C+ overall, better than 36% of U.S. towns and #301 of 634 in Florida. It grades A− for health, C− for safety and B for schools. Cost of living is its weak spot, with a D−.

Is Madeira Beach, FL expensive?

Yes. Petersburg-Clearwater, FL metro area). Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades D−.