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Hull-Hawkins HouseHull-Hawkins House · Photo: Ebyabe · CC BY-SA 3.0
Housing in Live Oak

53 homes sold in Live Oak in the last year, at a typical $198K

Almost every sale is a house. Below: what each kind of home sells for, the best months to buy, how hard you’ll have to bid, and a shortcut to every site where Live Oak homes are listed.

Homes sold
53
October 2025 to September 2026
Typical sale price
$198K
median, weighted by sales
Price per square foot
$145
Florida $243
Paid vs. asking
95.1%
8% sold over asking
For sale now
20
September 2026 · 2 sold that month
What sold · last 12 months

Houses are 0% of Live Oak’s sales, at a typical — (year to May 2026)

53 homes sold in the year to September 2026.

13 years of sales

More homes sell than most years, at 3.2 times the 2016 price

53 sales in the last year, against 81 in 2022 and a low of 1 in 2013. The typical sale went from $61K in 2016 to $198K.

Homes soldTypical sale price
0255075100$75K$150K$225K$300K2013: 1 sold, typical $30K’132014: 23 sold, typical $48K2015: 30 sold, typical $62K’152016: 44 sold, typical $61K2017: 42 sold, typical $80K’172018: 50 sold, typical $104K2019: 49 sold, typical $96K’192020: 57 sold, typical $115K2021: 76 sold, typical $142K’212022: 81 sold, typical $157K2023: 41 sold, typical $181K’232024: 46 sold, typical $206K2025: 49 sold, typical $203K’25Last 12 months: 53 sold, typical $198KNow

Source: Redfin Data Center, MLS sales; from June 2026 each month is a 3-month rolling window, its counts divided by 3. Typical price and $/sq ft are the monthly medians, weighted by sales. Redfin stopped publishing towns’ figures by property type after May 2026, so houses and condos are shown for the year to then.

What the sales history says · 13 years of sales

Bidding wars in Live Oak are back to pre-pandemic levels, and more homes are for sale

We read every month of Live Oak’s home sales since 2013 so you don’t have to. Each figure covers 12 months, because a single month in a town is too few sales to mean much. Latest: the year to September 2026, 53 sales.

If you’re buying in Live Oak

  • Shop in July. It brings about 2 new listings a month, close to the busiest month, with fewer bidding wars (8% over asking).
  • Offer under asking. Buyers paid 95.1% of the list price on average; 8% paid over.
  • You’ll usually have time. Only 24% of homes go under contract within two weeks; the typical one takes 67 days.
Best time to buy

Summer brings the homes; fall brings the bidding wars

August has the most new listings (about 3 a month), but October is the most competitive: 14% of October sales close over asking. July has the least competition (8%).

New listings a monthShare sold over asking
01.32.53.857%13%20%Sweet spotJan: 1 new listings a month, 9% sold over asking, 142 days to sellJFeb: 2 new listings a month, 10% sold over asking, 129 days to sellFMar: 2 new listings a month, 10% sold over asking, 109 days to sellMApr: 2 new listings a month, 9% sold over asking, 80 days to sellAMay: 2 new listings a month, 9% sold over asking, 62 days to sellMJun: 2 new listings a month, 9% sold over asking, 90 days to sellJJul: 2 new listings a month, 8% sold over asking, 105 days to sellJAug: 3 new listings a month, 10% sold over asking, 121 days to sellASep: 2 new listings a month, 12% sold over asking, 60 days to sellSOct: 2 new listings a month, 14% sold over asking, 79 days to sellONov: 2 new listings a month, 14% sold over asking, 91 days to sellNDec: 2 new listings a month, 10% sold over asking, 82 days to sellD

Averages for each calendar month, 2015 on.

How competitive is it now?

Nearly as heated as 2021, and about like Florida as a whole

Live Oak now2017–192021 peakFL now
Sold over askingShare of sales that closed above the list price8%9%14%9%
Gone within two weeksShare of homes under contract within 14 days24%0%0%21%
Price paid vs. askingAverage sale price ÷ list price95.1%92.8%95.1%96.4%
Days to sellMedian days from listing to contract678511175
Supply

21 homes for sale on a typical day

That’s 21 times the 2016 low (1) and 927% more than in 2017–19.

2013: 3 for sale’132014: 2 for sale2016: 1 for sale2017: 2 for sale’172018: 1 for sale2019: 4 for sale2020: 2 for sale’202021: 3 for sale2022: 10 for sale2023: 21 for sale’232024: 17 for sale2025: 21 for saleLast 12 months: 21 for saleNow

Source: Redfin Data Center, city figures, January 2013 to September 2026 (MLS sales, not seasonally adjusted; from June 2026 each month is a 3-month rolling window, its counts divided by 3). Ratios are weighted by homes sold; price cuts by homes for sale.

Rent or buy?

Owning the typical Live Oak home costs about $1,173 a month

Mortgage
Property tax
Insurance
Rent

Price: Live Oak’s typical sale, last 12 months. Property tax at Live Oak’s 0.9% (median bill ÷ median value, Census ACS); insurance at 0.35% of price a year. Before PMI, HOA dues, upkeep and the tax deduction. Whether Live Oak is affordable on local pay is on Cost of living.

Before you buy in Live Oak

Six things worth knowing

3

New listings in August

The month with the most choice. January has the fewest, about 1.

Best time to buy
0.9%

Property tax, a year

Of a home’s value: the median bill over the median home value. On a $198K home, about $1,680 a year.

Taxes vs. neighbors
C+

Schools

The schools grade for Live Oak, from test results, graduation and how much students grow.

Schools in Live Oak
21 min

Typical commute

The average one-way trip to work for people who live in Live Oak.

Work & commute
Flood

Check the flood map

Flood insurance isn’t in a standard policy, and lenders require it in FEMA flood zones. Check the address before you make an offer.

Natural hazards
Records

Look up any property

Assessed value, lot size and every past sale of a home you’re eyeing are public, at the town or county assessor and the registry of deeds.

Nearby markets · last 12 months

Lake City sells for less a square foot

The busier markets within 25 miles of Live Oak, by what sold. Prices, taxes and how far a paycheck goes next door are on Cost of living.

SoldTypical sale$/sq ftOver askingDays to sell
Lake City95$216K$13911%93
Live Oak53$198K$1458%67
Watertown25$191K$1539%120

Redfin Data Center, October 2025 to September 2026. Towns with fewer than 20 sales are left out, and Redfin doesn’t report every town separately.

Selling, or renting out?

Post your home to Live Oak, free

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Questions about buying a home in Live Oak

What do homes sell for in Live Oak, FL?

53 homes sold in the year to September 2026 at a typical $198K, $145 a square foot.

Is Live Oak a buyer’s or seller’s market?

A buyer’s market: 20 homes were for sale in September 2026 and 2 sold, about 8.7 months of supply. Buyers paid 95.1% of asking on average.

When is the best time to buy in Live Oak?

August brings the most new listings. The sales history shows which months have fewer bidding wars.

How much are property taxes in Live Oak?

About 0.9% of a home’s value a year. On a $198K home that’s near $1,680.

Where can I see homes for sale in Live Oak?

Zillow, Redfin, Realtor.com and Homes.com all carry Live Oak’s MLS listings; the search links above open each one filtered to Live Oak.

Sales, prices, days on market and listings: Redfin Data Center (MLS, monthly, not seasonally adjusted; from June 2026 each month is a 3-month rolling window, its counts divided by 3). Property tax rate: Census American Community Survey. Two-bedroom rent: HUD Fair Market Rent. Typical home value: Zillow Home Value Index. Schools grade: TownRatings (how grades work).