Lake LorraineFL
In Florida, this town has 6,903 residents.
Is Lake Lorraine a good place to live?
Where it does best is health: CDC estimates put its residents' health ahead of 85% of the country. Lake Lorraine ranks 41st of 634 in Florida, with a B+ overall. On that grade it does better than 72% of U.S. towns. It also does well on incomes (A−): the median household earns $104K. The catch is cost of living: the typical home is worth about $434K, 5.3 years of the Crestview metro’s $82K median household income. Hazard risk is weaker too (D): FEMA rates its natural-hazard risk higher than 85% of U.S. communities, with hurricanes at the top.
Figures: health, CDC PLACES · incomes, Census ACS, 2020–24 · home values, Zillow · FEMA National Risk Index.
What makes Lake Lorraine stand out
Where Lake Lorraine beats most towns, and one thing worth knowing.
| Widest gap | Lake Lorraine | FL |
|---|---|---|
| Fewer adults facing food insecurity | 9.8% | 16.8% |
| School | Grades | Students |
|---|---|---|
| Shalimar Elementary School | PK–5 | 557 |
96% of working residents leave Lake Lorraine for work
Where Lake Lorraine’s working residents go each day. Line width shows the share.
Census LEHD 2023
How Lake Lorraine grades
Each subject compared with towns across the country (schools within Florida), ordered by how far Lake Lorraine is from typical.
How TownRatings grades towns →
Gulf Islands National Seashore and 9 more within 40 miles
Museums, parks, gardens and other places to visit around Lake Lorraine. Close and well known come first.
3 mi National SeashoreGulf Islands National Seashore7.6M visitors a year
2 mi MuseumAir Force Armament Museum25 mi Zoo & aquariumGulf Breeze Zoo
39 mi MuseumPensacola Museum of History
39 mi MuseumPensacola Museum of Art
26 mi MuseumBaker Block MuseumPhoto credits
Gulf Islands National Seashore: National Park Service, Public domain · Air Force Armament Museum: Greg Goebel, CC BY-SA 2.0 · Pensacola Museum of History: User:TheCustomOfLife, Public domain · Pensacola Museum of Art: Ebyabe, CC BY-SA 3.0 · Baker Block Museum: Ebyabe, CC BY-SA 3.0
Moving to Lake Lorraine: who provides what
Lake Lorraine is unincorporated, so Okaloosa County and regional agencies provide most services.
EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 17, 2025.
The data
Ordered by what stands out in Lake Lorraine.
Lake Lorraine has a longer frost-free season than nearly all U.S. towns and has less food insecurity than most of Florida, but it has little public open land.
Lake Lorraine’s grade for health is an A
Its widest gap with Florida is food insecurity: 9.8% of its 5,731 adults worry about having enough food, against 16.8% statewide.
Among adults in Lake Lorraine, 35% sleep under 7 hours, below Florida’s towns (37%) and close to U.S. towns (36%). For adults here, the share who report frequent physical distress is 12%. In Lake Lorraine, 29% of adults have obesity, and 15% say their health is fair or poor.
| Lake Lorraine | Florida towns | U.S. towns | |
|---|---|---|---|
| Frequent physical distress (CDC PLACES) | 12% | 15% | 14% |
| Obesity (CDC PLACES) | 29% | 32% | 35% |
| Fair or poor health (CDC PLACES) | 15% | 20% | 19% |
| Smoke cigarettes (CDC PLACES) | 10% | 13% | 14% |
| What stands out | Lake Lorraine | FL |
|---|---|---|
| Fewer adults facing food insecurity | 9.8% | 16.8% |
| Fewer uninsured adults | 9.9% | 15.9% |
CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA
On state tests, Lake Lorraine’s schools beat 76% of Florida districts
Its one school is below. The public schools here belong to the Okaloosa school district. Lake Lorraine’s only public school teaches 557 students.
| School | Level | Students | Letter |
|---|---|---|---|
| Shalimar Elementary SchoolLargest public elementary schoolGrades PK–5 | Grades PK–5 | 557 | B+ |
NCES · EDFacts · graded within FL on state tests and graduation
Lake Lorraine has a very high natural-hazard risk, chiefly from hurricanes
Flood insurance has paid out on 339 claims in Lake Lorraine since 1979. 68% of the town’s expected losses from natural hazards come from hurricanes, followed by inland flooding at 15%.
FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA
Lake Lorraine has 0.7 jobs for every working resident, so most commute out
The average commute for its 2,803 working residents takes 21.3 minutes, against 28 across Florida. Jobs based here grew from 1,133 in 2013 to 1,976.
Among workers in Lake Lorraine, 8.7% work remotely from home. Most people who work leave Lake Lorraine to do it: just 4% work in town. In Lake Lorraine, the average commute is 21 minutes, below both the Florida town median (27 minutes) and the median of U.S. towns (25 minutes). Between 2013 and 2023, jobs in the town rose by 843, to 1,976.
| Lake Lorraine | Florida towns | U.S. towns | |
|---|---|---|---|
| Average trip to work | 21 minutes | 27 minutes | 25 minutes |
| Median household income | $104,000 | $73,000 | $80,000 |
| Work from home | 8.7% | 14% | 11% |
| Below the poverty line | 6.6% | 11% | 9.6% |
Where working residents work
Census LEHD 2023 · ACS
Mild winters and hot summers in Lake Lorraine
The Niceville weather station, 8 miles away, records that the frost-free season runs about 253 days, longer than in 96% of U.S. towns. The Niceville weather station, 8 miles away, records that about 52 days a year reach 90°: more than most of the country, but fewer than 95% of Florida places with climate records.
Its peak summer temperature comes in at 90°F.
Typical low → high °F
NOAA U.S. Climate Normals, 1991–2020
Lake Lorraine keeps 0.6% of its land conserved
Just 9 of its 1,461 acres are conserved, so there is little public open land in Lake Lorraine itself; its outdoors grade is C−.
Parks and preserves in Lake Lorraine: 2, covering 9 acres.
| Biggest places to walk | Trails | Acres |
|---|---|---|
| 1. Shalimar Park | — | 8 |
| 2. Meigs Park and Boat Ramp | — | 1 |
Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US
Homes in Lake Lorraine sell for about $400K
Homes sold in Lake Lorraine spent a median 83 days on the market. The town’s median rent comes in at $1,654 a month. Sellers in Lake Lorraine got 97.5% of the asking price, typically.
| Lake Lorraine | Florida towns | U.S. towns | |
|---|---|---|---|
| Median rent | $1,654 a month | $1,647 a month | $1,185 a month |
| Households that own their home | 73% | 72% | 73% |
Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center
Everything we know about Lake Lorraine
Colleges nearby
1 within 15 miles of the center of Lake Lorraine
About 8 of every 100 Lake Lorraine residents are enrolled in college, against 6 across Florida.
About Lake Lorraine
CDP in Florida, United States
Lake Lorraine is a census-designated place (CDP) in Okaloosa County, Florida, United States. The population was 7,142 at the 2020 census, up from 7,010 at the 2010 census. It is part of the Crestview–Fort Walton Beach–Destin, Florida Metropolitan Statistical Area. It carries a Shalimar postal address and zip code. Lake Lorraine was originally a fresh-water body, but at some point in the 1990s the narrow sandbar that separated it from the Choctawhatchee Bay was breached and the former drainage channel to the tip of Black's Point became blocked by silt.
From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)
- Area
- 2.3 sq mi
- Elevation
- 26 ft
- Area code
- 850
Lake Lorraine’s neighbors
2 towns share a border with Lake Lorraine.
| Town | FL rank | Overall | Cost | Safety | Schools | Health |
|---|---|---|---|---|---|---|
| Lake Lorraine | #41 | B+ | C− | — | A− | A |
| Shalimar | — | — | — | — | — | — |
| Eglin AFB | #173 | B− | D− | — | A− | A |
Lake Lorraine and Eglin AFB report no FBI crime data of their own. Shalimar isn’t graded (fewer than 1,000 residents, or not enough data). Compare Lake Lorraine with a neighbor →
Questions about Lake Lorraine
Short answers, built from the data on this page.
Is Lake Lorraine, FL a good place to live?
For most people who can afford it, yes. It grades A for health and A− for schools. Hazard risk is its weak spot, with a D.
Is Lake Lorraine, FL expensive?
Yes. The typical home is worth about $435,000, 16% above the Florida typical home. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades C−.