On FEMA’s figures, Jupiter Farms faces more hazard damage per building than 75% of U.S. towns, mostly from hurricanes
On FEMA’s National Risk Index, Jupiter Farms gets a C− for hazard risk: higher expected damage per building than 75% of U.S. towns, #256 of 638 in Florida. Most of that expected damage is hurricanes (54%), then river and rain flooding (35%). Flood insurance has paid 18 claims here since 1995.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Jupiter Farms faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
Hurricanes
River and rain flooding
Wildfire
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Jupiter Farms’ grade
Hurricanes are 54% of the building damage FEMA expects in Jupiter Farms, and Jupiter Farms’ rate of hurricanes damage is in the top 7% of U.S. census tracts. Wildfire adds 10%, at a rate in the top 4% of U.S. census tracts.
C− #256 of 638 in Florida; higher expected damage per building than 75% of U.S. towns (21,298).
Jupiter Farms’ residents live in 3 census tracts; FEMA’s figures are combined by where they live.
The typical Florida town has higher expected damage than 79% of U.S. towns; within the state, Jupiter Farms has less expected damage per building than 60% of Florida towns.
In dollars, FEMA expects about $4.7M a year in losses across Jupiter Farms: $4.4M to buildings, the rest to people and crops.
Does Jupiter Farms flood? Sometimes: 18 flood claims since 1995
Every paid claim on a federal flood insurance policy in Jupiter Farms, from FEMA’s records: 3.9 per 1,000 homes, more than 54% of the 13,809 U.S. towns with a flood insurance record.
- Hurricane Jeanne4 claims · $17K
- Tropical Storm Mitch3 claims · $2K
- Hurricane Irene1 claim · $54K
Jupiter Farms isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Palm Beach County.1 federal disaster brought FEMA money to Jupiter Farms
Disasters that paid out in Jupiter Farms itself (aid to households or repair grants to Jupiter Farms), newest first, with that year’s flood claims.
- 2005Hurricane Wilma1 households applied for aid$836 aid approved
Palm Beach County has had 29 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 1 FEMA wildfire suppression grant (Fire Management Assistance, not a disaster declaration) for fires in Palm Beach County, 1999–1999.
Old photos of Jupiter Farms after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Jupiter Farms archive →Jupiter Farms and its neighbors
Jupiter Farms is 3rd of the 3 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Jupiter | Cmore damage than 67% | hurricanes | 227 |
| Palm Beach Gardens | Cmore damage than 70% | hurricanes | 171 |
| Jupiter Farms | C−more damage than 75% | hurricanes | 18 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Jupiter Farms faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Clear dead leaves and brush within 5 feet of the house.
- Sign up for local alerts and know two ways out.
- Keep N95 masks for smoky days.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Jupiter Farms
Is Jupiter Farms at risk for natural disasters?
On FEMA’s National Risk Index, Jupiter Farms has higher expected damage per building than 75% of U.S. towns: C− for hazard risk, #256 of 638 in Florida. Most of the expected damage is hurricanes (54%) and river and rain flooding (35%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Jupiter Farms flood?
Flood insurance has paid 18 claims in Jupiter Farms since 1995, $318K in all, or 3.9 per 1,000 homes, more than 54% of U.S. towns with a flood insurance record. The most claims came from Hurricane Jeanne (4).
Is Jupiter Farms in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Palm Beach County, 43% of homes in mapped flood zones carry federal flood insurance, and 13.0% of all homes do.
How much is flood insurance in Jupiter Farms?
FEMA’s Community Rating System list shows no discount for Jupiter Farms’ flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Jupiter Farms?
By FEMA money that reached Jupiter Farms, Hurricane Wilma (2005): 1 households applied for aid, $836 approved. By flood claims, Hurricane Jeanne: 4 paid, $17K.
Is Jupiter Farms at risk from hurricanes?
It is the largest share of the building damage FEMA expects here (54%), and Jupiter Farms’ rate for it is in the top 7% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Jupiter Farms.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Jupiter Farms’ residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.